NHL® Discover it® Credit Card
- Annual Fee
- $0
- Top Rate
- 5%
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- —
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good
Earning Rates
- 5%
Rotating Quarterly
5% cash back on everyday purchases at different places you shop each quarter (like grocery stores, restaurants, gas stations and more), up to the quarterly maximum when you activate
Cap: $1,500/quarterly
- 5%
Capital One Entertainment
5% cash back on tickets bought on the Capital One Entertainment ticketing platform with this card; excludes cardholder-exclusive pre-sales, Capital One Hall/Arena direct ticketing and Capital One Dining
- 5%
Hotels Capital One
5% cash back on hotels and vacation rentals booked through Capital One Travel; purchases outside Capital One Travel earn the standard rate
- 5%
Car Rentals Capital One
5% cash back on rental cars booked through Capital One Travel; purchases outside Capital One Travel earn the standard rate
- 1%
All Other
1% cash back on all other purchases
Benefits & Perks
Annual Credits & Statement Credits
1 creditsFree FICO Credit Score + factors
Free FICO Credit Score plus the key factors behind it, on monthly statements, mobile, and online.
—
Annual
Insurance & Protections
1 protectionsFree FICO Credit Score + factors
Free FICO Credit Score plus the key factors behind it, on monthly statements, mobile, and online.
Reviews & Analysis
Details & Terms
Payment Terms
| Purchase APR | 17.74%–26.74% (Variable) |
| Cash Advance APR | 28.74% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Discover Official | Discover Official |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.