Quicksilver Rewards for Good Credit
Unlimited 1.5% Cash Back, $0 Annual Fee
Earn unlimited 1.5% cash back on every purchase with no annual fee and no foreign transaction fees. Get 5% back on hotels, vacation rentals and rental cars booked through Capital One Travel, plus access to Capital One Entertainment, Dining, and complimentary concierge service.
- Annual Fee
- $0
- Highest rate (conditional)
- Up to 5% (Travel portal)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Mastercard Standard
- Rewards Currency
- Cash
- Point Valuation
- 1¢ (cash back)
- Credit Required
- Good
Earning Rates
- 5%
Hotels
- 5%
Vacation Rentals
- 5%
Car Rentals
- 1.5%
All Other
Earning Scenarios
1.5% Cash Back on Everything
Spend $500/month on everyday purchases = $90/year back
5% Back Through Capital One Travel
Book a $200/night hotel for 5 nights = $50 cash back on one trip
Benefits & Perks
Elite Status & Memberships
Fast track to top-tier perks
Free Hertz Five Star status upgrade
Skip the counter at select Hertz locations and choose from a wider selection of rental cars.
Insurance & Protections
4 protectionsZero Liability on unauthorized transactions
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Free credit monitoring with CreditWise
Get alerts when your TransUnion or Experian credit report changes, plus personalized credit tips.
Extended warranty: +1 year on eligible items
secondary
Double your manufacturer's warranty by up to 1 additional year on items with warranties of 3 years or less.
24/7 lost/stolen card assistance worldwide
Report lost or stolen cards 24/7 and get emergency card replacement and cash advance assistance worldwide.
Reviews & Analysis
Third-Party Rankings & Ratings
6 sourcesCategory Rankings (1 category)
How It Compares
Simple flat-rate cash back card for good credit. 1.5% on everything, 5% on hotels, vacation rentals and rental cars through Capital One Travel. $0 annual fee, no FTF. Mastercard Standard network benefits included.
Details & Terms
Payment Terms
| Purchase APR | 29.24% (Variable) |
| Cash Advance APR | 29.24% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
Video Reviews
8 videosCapital One Quicksilver Honest Review | GOOD OR BAD IN 2020??
Capital One Quicksilver Review: Still Worth it in 2026?
Is The Capital One Quicksilver Credit Card STILL Worth It? 2025
Capital One Quicksilver Cash Rewards Card Review (HONEST Pros & Cons)
Capital One Quicksilver: Still Worth It in 2025? 1.5% Cash Back
Capital One Platinum Credit Card Vs Quicksilver (2025) In-Depth Comparison
Capital One Quicksilver vs Discover it Cash Back Comparison 2026
Third-Party Articles & Reviews
Capital One Quicksilver Cash Rewards review
Yahoo Finance review covering how to earn and redeem rewards, additional benefits, and why the Quicksilver offers both simplicity and potential value for cash back fans.
Capital One Quicksilver Cash Rewards Credit Card Review
Comprehensive review covering the card's flat 1.5% cash back rate, welcome bonus, benefits, and how it compares to other Capital One cards for good credit applicants.
Capital One Quicksilver Cash Rewards for Good Credit
WalletHub review highlighting the card's best benefits including extended warranty and concierge services, plus detailed breakdown of rewards and fees.
Capital One Quicksilver Cash Rewards Credit Card Review
Detailed analysis of the Quicksilver card's rewards structure, fees, APR offers, and whether it's a good fit for your wallet.
Is Capital One Quicksilver Worth It?
Analysis evaluating whether the Capital One Quicksilver delivers good value with its 1.5% cash back rate, no annual fee, and intro APR offer.
Capital One Platinum vs. Capital One Quicksilver
Side-by-side comparison of two Capital One cards, explaining how the Quicksilver's 1.5% cash back and rewards structure make it better for consumers with good credit versus the Platinum's credit-building focus.
Capital One Quicksilver Cash Rewards Credit Card Review
Review analyzing the Quicksilver as a solid cash back card for straightforward rewards without rotating categories, covering pros, cons, and who should apply.
Capital One Quicksilver Cash Rewards Credit Card Review
Review covering the Quicksilver as one of the best cards for straightforward cash back, with analysis of earning rates, comparable cards, and who should get the card.
Capital One Savor Vs. Quicksilver
Detailed comparison helping consumers choose between the Savor's bonus categories and the Quicksilver's flat-rate rewards, including annual fees, benefits, and redemption options.
12 Benefits of the Capital One Quicksilver
In-depth guide covering all 12 benefits of the Quicksilver card, including cash back rewards, intro APR, travel features, and purchase protections.
Capital One Quicksilver Cash Rewards Credit Card
Expert review examining the card's 1.5% cash back rate, intro APR offer, and overall value proposition for consumers with good credit.
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Capital One | Capital One |