Australian · Union Square
American Express Gold Card + inKind
inKind20%
12 Cafés in San Francisco that earn more on your cards
San Francisco has 12 Cafés in our listings: 12 take a dining program and none has a card perk. Most common price: $$ (moderate). Top neighborhoods: South of Market (2), Downtown San Mateo (1), and El Sobrante (1).
12 restaurants
Zevi Cafe & Bistrob
up to16%Café · $$ · Yerba Buena
American Express Gold Card + Upside
Upside11%Rakuten Dining5%Bilt Dining1xHa Tea
up to12%Café · $$ · San Francisco - Downtown
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+8 moreIkon Coffee
up to12%Café · $$ · South of Market
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 moreLadle & Leaf - Montgomery
up to12%American · $$ · Financial District
American Express Gold Card + Rakuten Dining
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+9 moreIce Cream/Frozen Yogurt/Gelato · $$ · Downtown San Mateo
American Express Gold Card + Bilt Dining
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+9 moreForeigner
up to6%Café · $$$ · Peninsula
American Express Gold Card
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+7 more
- Restaurants
- 12
- Neighborhoods
- 11
- Cuisines
- 6
- Dining programs
- 14
- With a card perk
- 0
The 3 best cards to bring to dinner in San Francisco
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. inKind (6 restaurants) and AAdvantage Dining (5) are the most widespread dining programs here, out of 12 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.
American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Card details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card details
14 dining programs that pay in San Francisco
Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
- inKind6 restaurants20% back
- AAdvantage Dining5 restaurants1–5 miles per $1
- TrueBlue Dining5 restaurants1–3 points per $1
- Eat Around Town5 restaurants4–6 points per $1
- SkyMiles Dining5 restaurants0.5–5 miles per $1
- MileagePlus Dining5 restaurants0.5–5 miles per $1
- Rapid Rewards Dining5 restaurants0.5–3 points per $1
- Atmos Rewards Dining5 restaurants0.5–5 points per $1
- Hilton Honors Dining5 restaurants2–8 points per $1
- IHG Dine & Earn5 restaurants1–8 points per $1
- Rakuten Dining5 restaurants5% back
- Dine Out with Wyndham4 restaurants1–5 points per $1
- Bilt Dining4 restaurants1 point per $1
- Upside3 restaurantsUp to 11% back
5 cuisines in San Francisco
Café in 11 San Francisco neighborhoods
447 more cities and towns in California
- Los Angeles2,036 restaurants
- San Diego494 restaurants
- San Jose140 restaurants
- Sacramento118 restaurants
- Long Beach103 restaurants
- Fresno84 restaurants
- Irvine62 restaurants
- Napa62 restaurants
- Anaheim55 restaurants
- Huntington Beach54 restaurants
- Costa Mesa48 restaurants
- Palo Alto48 restaurants
- All 448 in California
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright