District - Oakland
up to20%Tapas · $$ · Old Oakland
American Express Gold Card + inKind
Resy creditinKind20%Hilton Honors Dining8x+12 more
333 restaurants in San Francisco that pay SkyMiles Dining
SkyMiles Dining pays SkyMiles at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: San Francisco - Downtown (116), SF - North Beach & Fisherman's Wharf (20), and South of Market (19).
333 restaurants
Popi's Oysterette
up to20%Seafood · $ · Marina District
American Express Gold Card + inKind
Resy creditinKind20%Hilton Honors Dining8x+10 moreBodega SF
up to20%Vietnamese · $$$$ · San Francisco - Downtown
American Express Gold Card + inKind
Sapphire Reserve Exclusive Tables creditinKind20%Upside9%+12 more3rd Cousin
up to20%Californian · $$$$ · San Francisco - Downtown
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+9 moreBarcha Restaurant
up to20%Mediterranean · $$ · San Francisco - Downtown
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+9 moreBon Délire
up to20%French · $$$$ · San Francisco - Downtown
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+8 moreCaffé Sport
up to20%Italian · $$$ · SF - North Beach & Fisherman's Wharf
American Express Gold Card + inKind
inKind20%Upside13%Hilton Honors Dining8x+11 moreMexican · $$$ · Peninsula
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreCrave Subs - Berkeley
up to20%Sandwiches · $$ · Downtown Berkeley
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreDACHA Kitchen & Bar
up to20%Eastern European · $$$$ · San Francisco - Downtown
American Express Gold Card + inKind
inKind20%Upside11%Hilton Honors Dining8x+10 moreDumpling Kitchen
up to20%Chinese · $$ · San Francisco - Downtown
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+9 moreEL Lopo
up to20%Tapas/Small Plates · $$$ · Lower Nob Hill
American Express Gold Card + inKind
inKind20%IHG Dine & Earn8xEat Around Town6x+7 moreMexican · $$$ · San Leandro
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreFiorella Noe Valley
up to20%Italian · $$$ · San Francisco - Downtown
American Express Gold Card + inKind
inKind20%Upside12%Hilton Honors Dining8x+11 moreLe Central Bistro
up to20%French · $$$ · SF - North Beach & Fisherman's Wharf
American Express Gold Card + inKind
inKind20%Upside11%Hilton Honors Dining8x+10 moreLost and Found
up to20%Hawaiian · $$ · San Francisco - Downtown
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreMägo Restaurant
up to20%Colombian · $$$$ · Piedmont Avenue
American Express Gold Card + inKind
inKind20%Upside11%Hilton Honors Dining8x+10 moreMazzetti's Bakery
up to20%Dessert/Bakery · $$ · Peninsula
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreMersea Restaurant & Bar
up to20%American · $$ · San Francisco - Downtown
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+9 moreNippon Curry - Berkeley
up to20%Japanese · $$ · South Campus
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreNippon Curry - San Francisco
up to20%Japanese · $$ · The Marina
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 morePalmetto Superfoods - Burlingame
up to20%Healthy · $$ · Peninsula
American Express Gold Card + inKind
inKind20%Upside12%Hilton Honors Dining8x+10 morePalmetto Superfoods - Clement
up to20%Healthy · $ · Inner Richmond
American Express Gold Card + inKind
inKind20%Upside12%Hilton Honors Dining8x+10 morePalmetto Superfoods - Marina
up to20%Healthy · $ · Cow Hollow
American Express Gold Card + inKind
inKind20%Upside12%Hilton Honors Dining8x+10 more
- Restaurants
- 333
- Neighborhoods
- 92
- Cuisines
- 79
- Dining programs
- 14
- With a card perk
- 18
The 3 best cards to bring to dinner in San Francisco
Ranked by what each card earns at restaurants per dollar at our point valuations — before any dining program or credit.
American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 15 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perks at 3 restaurants hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card details
14 dining programs that pay in San Francisco
Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
- AAdvantage Dining333 restaurants1–5 miles per $1
- SkyMiles Dining333 restaurants0.5–5 miles per $1
- Eat Around Town332 restaurants4–6 points per $1
- MileagePlus Dining332 restaurants0.5–5 miles per $1
- IHG Dine & Earn328 restaurants1–8 points per $1
- Rapid Rewards Dining325 restaurants0.5–3 points per $1
- TrueBlue Dining324 restaurants1–3 points per $1
- Hilton Honors Dining322 restaurants2–8 points per $1
- Dine Out with Wyndham321 restaurants1–5 points per $1
- Atmos Rewards Dining290 restaurants0.5–5 points per $1
- Bilt Dining284 restaurants1 point per $1
- Upside248 restaurantsUp to 19% back
- Rakuten Dining225 restaurants5% back
- inKind31 restaurants20% back
79 cuisines in San Francisco
- American60
- Pizza45
- Italian33
- Mexican26
- Indian26
- Chinese19
- Japanese18
- Bar/Pub Fare17
- Thai17
- Asian17
- Seafood12
- Sushi12
- Mediterranean11
- Latin9
- French9
- Sandwiches9
- Healthy9
- Burgers8
- Vietnamese7
- Breakfast6
- Vegetarian6
- Brew Pub/Brewery6
- Coffee/Tea6
- Nepalese6
- Wine bar5
- Barbecue5
- Café5
- Dessert/Bakery5
- Salads5
- Californian4
- Deli4
- Middle Eastern4
- Southern4
- FUSION4
- Bar/Club/Lounge4
- Chicken4
- Brunch3
- European3
- Tapas/Small Plates3
- Noodles3
- Greek3
- Halal2
- Ethiopian/Eritrean2
- African2
- Caribbean2
- Eastern European2
- Russian2
- Hot Pot2
- Turkish2
- Hawaiian2
- Bubble/Boba Tea2
- Korean2
- Peruvian2
- Vegan2
- Brazilian2
- Juices/Smoothies2
- Filipino1
- Venezuelan1
- Poke1
- Retail1
- Burmese1
- Ice Cream/Frozen Yogurt/Gelato1
- Ramen1
- Tapas1
- Asian American1
- Subs1
- Speakeasy1
- Cocktail1
- Colombian1
- Contemporary Asian1
- Japanese Speciality1
- South American1
- Wings1
- Steakhouse1
- Pub Fare1
- Jamaican1
- Tap Room1
- Organic1
- Portuguese1
172 neighborhoods in San Francisco
- San Francisco - Downtown116
- SF - North Beach & Fisherman's Wharf20
- South of Market19
- Peninsula12
- Downtown Berkeley6
- Silicon Valley6
- Downtown San Rafael5
- Inner Sunset5
- Mission District5
- Downtown4
- Emeryville4
- Inner Richmond4
- North Berkeley4
- Piedmont Avenue4
- Russian Hill4
- The Marina4
- Berkeley3
- Central Alameda3
- Central Richmond3
- Cow Hollow3
- El Cerrito3
- Inner Mission3
- Longfellow3
- South Campus3
- Temescal3
- Albany2
- Central Berkeley2
- Corte Madera2
- Downtown San Leandro2
- Downtown San Mateo2
- Far North2
- Hayes Valley2
- Laurel Heights2
- Montclair Business Park2
- North Beach2
- Outer Sunset2
- Produce and Waterfront2
- Rockridge2
- San Rafael2
- Shafter2
- Waverly2
- West Portal2
- Bayview1
- Berkeley Hills1
- Berkeley Oceanview1
- Bernal Heights1
- College Avenue1
- Downtown Oakland1
- Downtown South San Francisco1
- East End1
- East Solano Avenue1
- Edgemar1
- El Sobrante1
- Excelsior1
- Fairfax1
- Financial District1
- Financial District South1
- Fruitvale Station1
- Golden Gate Heights1
- Grand Lake1
- Havenscourt1
- Japantown1
- Lakeshore1
- Larkspur1
- LeConte1
- Lone Mountain1
- Lower Nob Hill1
- Lower Pacific Heights1
- Marina1
- Marina District1
- Oakland Chinatown1
- Old Oakland1
- Pacific Heights1
- Parkmerced1
- Polk Gulch1
- Precita Valley Lands1
- Presidio Heights1
- San Francisco1
- San Leandro1
- San Pablo1
- San Pablo Gateway1
- Scott Valley - Alto1
- Telegraph Avenue1
- Tenderloin1
- Thousand Oaks1
- Trestle Glen1
- Union Square1
- Uptown1
- West End1
- West Loop1
- West San Leandro1
- Westbrae1
552 more cities and towns in California
- Los Angeles2,150 restaurants
- San Diego527 restaurants
- San Jose153 restaurants
- Sacramento132 restaurants
- Long Beach101 restaurants
- Fresno91 restaurants
- Napa68 restaurants
- Anaheim61 restaurants
- Huntington Beach58 restaurants
- Irvine55 restaurants
- Palo Alto49 restaurants
- Costa Mesa47 restaurants
- All 553 in California
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses