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14 Wine bars in San Francisco that earn more on your cards

San Francisco has 14 Wine bars in our listings: 9 take a dining program and 7 have a card perk. Most common price: $$ (moderate). Top neighborhoods: Mission District (2), Downtown (1), and Financial District (1).

14 restaurants

  • EL Lopo

    up to20%

    Tapas/Small Plates · $$$ · Lower Nob Hill

    American Express Gold Card + inKind

    inKind20%IHG Dine & Earn8xEat Around Town6x+7 more

  • Unwine'd

    up to16%

    Wine bar · $$ · West Portal

    American Express Gold Card + Upside

    Upside10%Hilton Honors Dining8xIHG Dine & Earn8x+10 more

  • Etcetera Wine Bar

    up to14%

    Wine bar · $$ · Mission District

    American Express Gold Card + Upside

    Upside8%Rakuten Dining5%Bilt Dining1x

  • Bar Gemini

    up to12%

    Wine bar · $$ · Mission District

    American Express Gold Card + Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+11 more

  • Bluestream Wine Bar & Gallery

    up to12%

    Wine bar · $$ · San Francisco - Downtown

    American Express Gold Card + Upside

    Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+9 more

  • Cadet Wine & Beer Bar

    up to12%

    Wine bar · Downtown

    American Express Gold Card + Upside

    Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+8 more

  • Alta Vina

    up to8%

    Wine bar · $$$ · Produce and Waterfront

    American Express Gold Card + Bilt Dining

    Bilt Dining1x

  • The Anchovy Bar

    up to6%

    Seafood · Western Addition

    American Express Gold Card

    Sapphire Reserve Exclusive Tables credit
Restaurants
14
Neighborhoods
13
Cuisines
7
Dining programs
14
With a card perk
7

The 3 best cards to bring to dinner in San Francisco

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Bilt Dining (6 restaurants) and Upside (6) are the most widespread dining programs here, out of 14 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

All the best cards for dining

14 dining programs that pay in San Francisco

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

6 cuisines in San Francisco

Wine bar in 13 San Francisco neighborhoods

447 more cities and towns in California

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.