Bodega SF
5.4%Vietnamese · $$$$ · San Francisco - Downtown
Chase Sapphire Reserve · 20% with inKind
The Chase Sapphire Reserve's dining credits or reservation access apply at these restaurants. Figures are what the card earns here; a credit is listed beside them, never added. Top neighborhoods: Soma (6), Western Addition (4), and Fisherman's Wharf (1).
26 restaurants
Vietnamese · $$$$ · San Francisco - Downtown
Chase Sapphire Reserve · 20% with inKind
Steakhouse · Soma
Chase Sapphire Reserve · 20% with inKind
American · $$$$ · North Beach
Chase Sapphire Reserve · 15% with Upside
Japanese · $$$$ · Russian Hill
Chase Sapphire Reserve · 7.4% with Bilt Dining
American · $$$$ · Rincon Hill
Chase Sapphire Reserve
Californian · Piedmont Avenue
Chase Sapphire Reserve
Californian · Mission District
Chase Sapphire Reserve
Californian · $$$ · Fisherman's Wharf
Chase Sapphire Reserve
Steakhouse · Polk Gulch
Chase Sapphire Reserve
Contemporary Mexican · $$ · Presidio Heights
Chase Sapphire Reserve
French · Union Square
Chase Sapphire Reserve
Latin American · Old Oakland
Chase Sapphire Reserve
Californian · Western Addition
Chase Sapphire Reserve
Wine bar · Soma
Chase Sapphire Reserve
Californian · Western Addition
Chase Sapphire Reserve
Seafood · Western Addition
Chase Sapphire Reserve
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. AAdvantage Dining (3 restaurants) and TrueBlue Dining (3) are the most widespread dining programs here, out of 26 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perk at 1 restaurant hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perks at 26 restaurants hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.