Ladle & Leaf - Montgomery

Name: Ladle & Leaf - Montgomery
Address: 221 Montgomery St, San Francisco, CA, 94104, US
Telephone: +14158340472
Price range: $$

AmericanCafé$$Financial District

$$ · Moderate
Reservations not listed
221 Montgomery St
San Francisco, CA 94104
+14158340472
Website
Menu

Ways to pay here

What each card earns on your bill, best first.

Your bill$

Top dining cards

Best nowAmerican Express Gold Card
$325 annual fee
4x on up to $50,000 of eligible spend a year
≈$6.00
6%
With Rakuten Dining: ≈$11.50 · 12%
4x Membership Rewards on dining
400 Membership Rewards · ≈$6.00 at 1.5¢ each (valuation from Aug 2025)
After you join Rakuten Dining and link this card
Rakuten Dining, Member tier: 5% back
$5.50 as points, or $5.00 as cash (valuation from Oct 2026)
Valued as points, for members who take Rakuten Cash Back as Bilt points (free Bilt account; 50 points per $1 at Blue status, 100 per $1 from Silver up) or Amex Membership Rewards (1:1; needs another Amex card that earns Membership Rewards). Taken as cash, it is worth its face value.
A card links to one Rakuten (Rewards Network and Seated) program at a time; linking it to Rakuten Dining replaces any other.
Join Rakuten Dining
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40
5.4%
With Rakuten Dining: ≈$10.90 · 11%
3x Chase Ultimate Rewards on dining
300 Chase Ultimate Rewards · ≈$5.40 at 1.8¢ each (valuation from Jan 2026)
After you join Rakuten Dining and link this card
Rakuten Dining, Member tier: 5% back
$5.50 as points, or $5.00 as cash (valuation from Oct 2026)
Valued as points, for members who take Rakuten Cash Back as Bilt points (free Bilt account; 50 points per $1 at Blue status, 100 per $1 from Silver up) or Amex Membership Rewards (1:1; needs another Amex card that earns Membership Rewards). Taken as cash, it is worth its face value.
A card links to one Rakuten (Rewards Network and Seated) program at a time; linking it to Rakuten Dining replaces any other.
Join Rakuten Dining
Chase Sapphire Reserve
$795 annual fee
≈$5.40
5.4%
With Rakuten Dining: ≈$10.90 · 11%
3x Chase Ultimate Rewards on dining
300 Chase Ultimate Rewards · ≈$5.40 at 1.8¢ each (valuation from Jan 2026)
After you join Rakuten Dining and link this card
Rakuten Dining, Member tier: 5% back
$5.50 as points, or $5.00 as cash (valuation from Oct 2026)
Valued as points, for members who take Rakuten Cash Back as Bilt points (free Bilt account; 50 points per $1 at Blue status, 100 per $1 from Silver up) or Amex Membership Rewards (1:1; needs another Amex card that earns Membership Rewards). Taken as cash, it is worth its face value.
A card links to one Rakuten (Rewards Network and Seated) program at a time; linking it to Rakuten Dining replaces any other.
Join Rakuten Dining

Values are estimates at CardRewards point valuations. See the best cards for dining.

Best now≈6%American Express Gold Card

About

American restaurant in Financial District.

Ladle & Leaf - Montgomery is at 221 Montgomery St, San Francisco. Listed with AAdvantage Dining, TrueBlue Dining, Eat Around Town, SkyMiles Dining, MileagePlus Dining, Rapid Rewards Dining, Atmos Rewards Dining, Hilton Honors Dining, IHG Dine & Earn, Dine Out with Wyndham, Bilt Dining, Rakuten Dining as of 2026-10-10.

Dining programs here

12 dining programs pay extra here on top of your card. Join one, link a card, and pay with that card.

Hilton (Rewards Network): pick one of 11 programs

These programs share one restaurant network, and a card can be linked to only one of them. Choose the currency you want. Every day.

Hilton Honors Dining2–8 points per $1
IHG Dine & Earn1–8 points per $1
Eat Around Town4–6 points per $1
AAdvantage Dining1–5 miles per $1
SkyMiles Dining0.5–5 miles per $1
MileagePlus Dining0.5–5 miles per $1
Atmos Rewards Dining0.5–5 points per $1
Dine Out with Wyndham1–5 points per $1
Rakuten Dining5% back
TrueBlue Dining1–3 points per $1
Rapid Rewards Dining0.5–3 points per $1

Bilt Dining
1 point per $1
Bilt Rewards · Every day
How Bilt Dining works

Hours

Monday	10 AM – 2 PM
Tuesday	10 AM – 2 PM
Wednesday	10 AM – 2 PM
Thursday	10 AM – 2 PM
Friday	10 AM – 2 PM
Saturday	Closed
Sunday	Closed

Location

221 Montgomery St · Financial District, San Francisco

Directions Apple Maps

Details

Good for

Lunch

Nearby restaurants

Sam's Grill
up to16%
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American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 more
Sam's Tavern
up to16%
American · $$ · San Francisco - Downtown · 350 ft
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+9 more
Toy Soldier
up to20%
American · Financial District · 350 ft
American Express Gold Card + inKind
inKind20%
Cafe Tiramisu
up to12%
Italian · $$ · San Francisco - Downtown · 400 ft
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 more
Proper Food - 100 Montgomery
up to20%
Financial District · 400 ft
American Express Gold Card + inKind
inKind20%
Local Roots
up to12%
Greek · San Francisco - Downtown · 500 ft
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 more

114 American restaurants in San Francisco 31 restaurants in Financial District

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

About

Dining programs here

Hours

Location

Details

Good for

Nearby restaurants

Sam's Grill

Sam's Tavern

Toy Soldier

Cafe Tiramisu

Proper Food - 100 Montgomery

Local Roots