Unwine'd
up to16%Wine bar · $$ · West Portal
American Express Gold Card + Upside
Upside10%Hilton Honors Dining8xIHG Dine & Earn8x+10 more
345 restaurants in San Francisco that pay Bilt Dining
Bilt Dining pays Bilt Points at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: San Francisco - Downtown (99), South of Market (18), and SF - North Beach & Fisherman's Wharf (17).
345 restaurants
Zevi Cafe & Bistrob
up to16%Café · $$ · Yerba Buena
American Express Gold Card + Upside
Upside11%Rakuten Dining5%Bilt Dining1xDamnFine
up to15%Pizza · $ · Outer Sunset
American Express Gold Card + Upside
Resy creditUpside9%Hilton Honors Dining8x+11 moreThe Red Window
up to15%European · $$ · North Beach
American Express Gold Card + Upside
Resy creditUpside9%Hilton Honors Dining8x+11 moreArepas Latin Cuisine
up to15%Venezuelan · $$$ · South of Market
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreCelia's by the Beach
up to15%Mexican · $$$ · Outer Sunset
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreAmerican · $$ · Alamo Square
American Express Gold Card + Upside
Upside9%Rakuten Dining5%Bilt Dining1xFoghorn Taproom - Inner Richmond
up to15%American · $$ · Inner Richmond
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreLos Moles
up to15%Mexican · $$ · El Cerrito
American Express Gold Card + Upside
Upside9%IHG Dine & Earn8xEat Around Town6x+8 moreLos Moles
up to15%Mexican · $$ · Emeryville
American Express Gold Card + Upside
Upside9%IHG Dine & Earn8xEat Around Town6x+8 moreLos Moles
up to15%Mexican · $$ · Downtown San Rafael
American Express Gold Card + Upside
Upside9%IHG Dine & Earn8xEat Around Town6x+8 moreMesa Maguey
up to15%Mexican · $$ · Temescal
American Express Gold Card + Upside
Upside9%Rakuten Dining5%Bilt Dining1xMillennium
up to15%Vegetarian · $$ · Rockridge
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+8 moreNOVY Restaurant
up to15%Greek · $$$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 morePhat Thai
up to15%Thai · $$$ · The Marina
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreRed Tavern
up to15%Eastern European · $$$ · Central Richmond
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreThe Saap Avenue Oakland
up to15%Asian · $$$$ · Piedmont Avenue
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreValencia Pizza & Pasta
up to15%Italian · $$ · Mission District
American Express Gold Card + Upside
Upside9%Rakuten Dining5%Bilt Dining1xE&O Kitchen and Bar
up to14%Asian · $ · Union Square
American Express Gold Card + Upside
Resy creditUpside8%Eat Around Town6x+6 moreIndigo
up to14%Californian · $ · Marina
American Express Gold Card + Upside
Resy creditHilton Honors Dining8xIHG Dine & Earn8x+11 moreAbaca
up to14%Filipino · $$$$ · SF - North Beach & Fisherman's Wharf
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 moreAbu Salim Middle Eastern Grill
up to14%Middle Eastern · $$$ · San Francisco - Downtown
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 moreBack to Back
up to14%Pizza · $$$$ · Far North
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 moreBurma Love Downtown
up to14%Asian · $$ · South of Market
American Express Gold Card + Upside
Upside8%Rakuten Dining5%Bilt Dining1x
- Restaurants
- 345
- Neighborhoods
- 96
- Cuisines
- 86
- Dining programs
- 14
- With a card perk
- 16
The 3 best cards to bring to dinner in San Francisco
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Bilt Dining (345 restaurants) and AAdvantage Dining (284) are the most widespread dining programs here, out of 345 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.
American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 13 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perks at 3 restaurants hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card details
14 dining programs that pay in San Francisco
Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
- Bilt Dining345 restaurants1 point per $1
- AAdvantage Dining284 restaurants1–5 miles per $1
- Eat Around Town284 restaurants4–6 points per $1
- SkyMiles Dining284 restaurants0.5–5 miles per $1
- MileagePlus Dining283 restaurants0.5–5 miles per $1
- Dine Out with Wyndham283 restaurants1–5 points per $1
- Rapid Rewards Dining280 restaurants0.5–3 points per $1
- IHG Dine & Earn279 restaurants1–8 points per $1
- TrueBlue Dining277 restaurants1–3 points per $1
- Hilton Honors Dining275 restaurants2–8 points per $1
- Rakuten Dining264 restaurants5% back
- Upside254 restaurantsUp to 19% back
- Atmos Rewards Dining254 restaurants0.5–5 points per $1
- inKind29 restaurants20% back
86 cuisines in San Francisco
- American57
- Pizza45
- Italian30
- Indian27
- Mexican25
- Chinese19
- Asian19
- Bar/Pub Fare17
- Japanese17
- Thai14
- Seafood12
- Mediterranean9
- Sandwiches9
- Healthy9
- French8
- Sushi8
- Latin7
- Burgers7
- Wine bar6
- Vietnamese6
- Brew Pub/Brewery6
- Nepalese6
- Breakfast5
- Latin American Restaurant5
- Dessert/Bakery5
- Salads5
- Coffee/Tea5
- Vegetarian5
- Deli4
- Middle Eastern4
- Brunch4
- Southern4
- Barbecue4
- Café4
- Salad Restaurant4
- Chicken4
- Californian3
- FUSION3
- Noodles3
- Peruvian3
- Bar/Club/Lounge3
- Halal2
- Ethiopian/Eritrean2
- African2
- European2
- Caribbean2
- Eastern European2
- Russian2
- Global2
- Hot Pot2
- Hawaiian2
- Bubble/Boba Tea2
- Korean2
- Tapas/Small Plates2
- Greek2
- Vegan2
- Brazilian2
- Juices/Smoothies2
- Filipino1
- Venezuelan1
- Poke1
- Retail1
- Ice Cream/Frozen Yogurt/Gelato1
- Fried chicken1
- Indian Restaurant1
- Ramen1
- Tapas1
- Turkish1
- Sushi Restaurant1
- Thai Restaurant1
- Fusion / Eclectic1
- Subs1
- Speakeasy1
- Cocktail1
- Colombian1
- Contemporary Asian1
- Japanese Speciality1
- South American1
- Wings1
- Steakhouse1
- Pub Fare1
- Jamaican1
- Tap Room1
- Gastropub1
- Organic1
- Portuguese1
172 neighborhoods in San Francisco
- San Francisco - Downtown99
- South of Market18
- SF - North Beach & Fisherman's Wharf17
- Mission District13
- Financial District9
- Peninsula9
- Downtown Berkeley7
- Downtown5
- Downtown San Rafael5
- Inner Richmond5
- Russian Hill5
- Temescal5
- Emeryville4
- Inner Sunset4
- North Berkeley4
- Piedmont Avenue4
- Rockridge4
- Shafter4
- Silicon Valley4
- The Marina4
- Central Alameda3
- Central Richmond3
- Cow Hollow3
- Downtown San Mateo3
- El Cerrito3
- Hayes Valley3
- Longfellow3
- North Beach3
- Outer Sunset3
- Produce and Waterfront3
- South Campus3
- Albany2
- Berkeley2
- Central Berkeley2
- Corte Madera2
- Downtown San Leandro2
- Excelsior2
- Far North2
- Laurel Heights2
- Mission Bay2
- Montclair Business Park2
- Old Oakland2
- San Francisco2
- San Rafael2
- Telegraph Avenue2
- Tenderloin2
- Waverly2
- West End2
- West Portal2
- Alamo Square1
- Bayview1
- Berkeley Hills1
- Berkeley Oceanview1
- Bernal Heights1
- City Center1
- Cole Valley1
- College Avenue1
- Dogpatch1
- Downtown Oakland1
- Downtown South San Francisco1
- East End1
- East Solano Avenue1
- Edgemar1
- El Sobrante1
- Fairfax1
- Financial District South1
- Fisherman's Wharf1
- Fruitvale Station1
- Grand Lake1
- Havenscourt1
- Lakeshore1
- LeConte1
- Lower Pacific Heights1
- Marina1
- Marina District1
- Mill Valley1
- Noe Valley1
- Pacific Heights1
- Parkmerced1
- Precita Valley Lands1
- Prescott1
- San Leandro1
- San Pablo1
- San Pablo Gateway1
- Scott Valley - Alto1
- Serramonte1
- South Beach1
- Thousand Oaks1
- Trestle Glen1
- Union Square1
- Uptown1
- West Berkeley1
- West Loop1
- West San Leandro1
- Westbrae1
- Yerba Buena1
447 more cities and towns in California
- Los Angeles2,036 restaurants
- San Diego494 restaurants
- San Jose140 restaurants
- Sacramento118 restaurants
- Long Beach103 restaurants
- Fresno84 restaurants
- Irvine62 restaurants
- Napa62 restaurants
- Anaheim55 restaurants
- Huntington Beach54 restaurants
- Costa Mesa48 restaurants
- Palo Alto48 restaurants
- All 448 in California
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright