Ingredients
up to16%Fusion / Eclectic · $$ · Noe Valley
American Express Gold Card + Upside
Upside11%Rakuten Dining5%Bilt Dining1x
345 restaurants in San Francisco that pay Bilt Dining
Bilt Dining pays Bilt Points at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: San Francisco - Downtown (99), South of Market (18), and SF - North Beach & Fisherman's Wharf (17).
345 restaurants
Lapisara Eatery
up to16%Thai · $$$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreLe Parc Bistrobar
up to16%French · $$$$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreLittle Delhi
up to16%Indian · $$$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside13%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreLost Cat Bar & Bites
up to16%Bar/Club/Lounge · $$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside10%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreItalian · $$$$ · Mission District
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreMalibu Farm Tiburon
up to16%Brunch · $$ · San Francisco
American Express Gold Card + Upside
Upside12%Bilt Dining1xMayaflor
up to16%Mexican · $$$$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreNamastey Patio
up to16%Indian · $$ · Rockridge
American Express Gold Card + Upside
Upside13%Bilt Dining1xNoe Indian Kitchen
up to16%Indian · $$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreNorth Beach Pizza - Berkeley
up to16%Pizza · $$$ · Central Berkeley
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreNorth Beach Pizza - Daly City
up to16%Pizza · $$$$ · Peninsula
American Express Gold Card + Upside
Upside13%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreNorth Beach Pizza - Grant Ave
up to16%Italian · $$$$ · SF - North Beach & Fisherman's Wharf
American Express Gold Card + Upside
Upside12%Hilton Honors Dining8xIHG Dine & Earn8x+10 morePizza · $$ · Excelsior
American Express Gold Card + Upside
Upside11%Rakuten Dining5%Bilt Dining1xOld Skool Cafe
up to16%South American · $$$$ · Bayview
American Express Gold Card + Upside
Upside12%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreBrazilian · $$$ · Russian Hill
American Express Gold Card + Upside
Upside13%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreSam's Grill
up to16%Seafood · $$$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreSam's Tavern
up to16%American · $$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+9 moreSurisan
up to16%Korean · $$ · Fisherman's Wharf
American Express Gold Card + Upside
Upside19%Rakuten Dining5%Bilt Dining1xSushi On North Beach
up to16%Sushi · $$$ · SF - North Beach & Fisherman's Wharf
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreThe Bureau 510 - Alameda
up to16%American · $$ · West End
American Express Gold Card + Upside
Upside15%Bilt Dining1xThe Bureau 510 - Emeryville
up to16%American · $$$ · Emeryville
American Express Gold Card + Upside
Upside15%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreThe Green Enchilada
up to16%Mexican · $$$ · Edgemar
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreTigerlily
up to16%Indian · $$ · North Berkeley
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 more
- Restaurants
- 345
- Neighborhoods
- 96
- Cuisines
- 86
- Dining programs
- 14
- With a card perk
- 16
The 3 best cards to bring to dinner in San Francisco
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Bilt Dining (345 restaurants) and AAdvantage Dining (284) are the most widespread dining programs here, out of 345 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.
American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 13 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perks at 3 restaurants hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card details
14 dining programs that pay in San Francisco
Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
- Bilt Dining345 restaurants1 point per $1
- AAdvantage Dining284 restaurants1–5 miles per $1
- Eat Around Town284 restaurants4–6 points per $1
- SkyMiles Dining284 restaurants0.5–5 miles per $1
- MileagePlus Dining283 restaurants0.5–5 miles per $1
- Dine Out with Wyndham283 restaurants1–5 points per $1
- Rapid Rewards Dining280 restaurants0.5–3 points per $1
- IHG Dine & Earn279 restaurants1–8 points per $1
- TrueBlue Dining277 restaurants1–3 points per $1
- Hilton Honors Dining275 restaurants2–8 points per $1
- Rakuten Dining264 restaurants5% back
- Upside254 restaurantsUp to 19% back
- Atmos Rewards Dining254 restaurants0.5–5 points per $1
- inKind29 restaurants20% back
86 cuisines in San Francisco
- American57
- Pizza45
- Italian30
- Indian27
- Mexican25
- Chinese19
- Asian19
- Bar/Pub Fare17
- Japanese17
- Thai14
- Seafood12
- Mediterranean9
- Sandwiches9
- Healthy9
- French8
- Sushi8
- Latin7
- Burgers7
- Wine bar6
- Vietnamese6
- Brew Pub/Brewery6
- Nepalese6
- Breakfast5
- Latin American Restaurant5
- Dessert/Bakery5
- Salads5
- Coffee/Tea5
- Vegetarian5
- Deli4
- Middle Eastern4
- Brunch4
- Southern4
- Barbecue4
- Café4
- Salad Restaurant4
- Chicken4
- Californian3
- FUSION3
- Noodles3
- Peruvian3
- Bar/Club/Lounge3
- Halal2
- Ethiopian/Eritrean2
- African2
- European2
- Caribbean2
- Eastern European2
- Russian2
- Global2
- Hot Pot2
- Hawaiian2
- Bubble/Boba Tea2
- Korean2
- Tapas/Small Plates2
- Greek2
- Vegan2
- Brazilian2
- Juices/Smoothies2
- Filipino1
- Venezuelan1
- Poke1
- Retail1
- Ice Cream/Frozen Yogurt/Gelato1
- Fried chicken1
- Indian Restaurant1
- Ramen1
- Tapas1
- Turkish1
- Sushi Restaurant1
- Thai Restaurant1
- Fusion / Eclectic1
- Subs1
- Speakeasy1
- Cocktail1
- Colombian1
- Contemporary Asian1
- Japanese Speciality1
- South American1
- Wings1
- Steakhouse1
- Pub Fare1
- Jamaican1
- Tap Room1
- Gastropub1
- Organic1
- Portuguese1
172 neighborhoods in San Francisco
- San Francisco - Downtown99
- South of Market18
- SF - North Beach & Fisherman's Wharf17
- Mission District13
- Financial District9
- Peninsula9
- Downtown Berkeley7
- Downtown5
- Downtown San Rafael5
- Inner Richmond5
- Russian Hill5
- Temescal5
- Emeryville4
- Inner Sunset4
- North Berkeley4
- Piedmont Avenue4
- Rockridge4
- Shafter4
- Silicon Valley4
- The Marina4
- Central Alameda3
- Central Richmond3
- Cow Hollow3
- Downtown San Mateo3
- El Cerrito3
- Hayes Valley3
- Longfellow3
- North Beach3
- Outer Sunset3
- Produce and Waterfront3
- South Campus3
- Albany2
- Berkeley2
- Central Berkeley2
- Corte Madera2
- Downtown San Leandro2
- Excelsior2
- Far North2
- Laurel Heights2
- Mission Bay2
- Montclair Business Park2
- Old Oakland2
- San Francisco2
- San Rafael2
- Telegraph Avenue2
- Tenderloin2
- Waverly2
- West End2
- West Portal2
- Alamo Square1
- Bayview1
- Berkeley Hills1
- Berkeley Oceanview1
- Bernal Heights1
- City Center1
- Cole Valley1
- College Avenue1
- Dogpatch1
- Downtown Oakland1
- Downtown South San Francisco1
- East End1
- East Solano Avenue1
- Edgemar1
- El Sobrante1
- Fairfax1
- Financial District South1
- Fisherman's Wharf1
- Fruitvale Station1
- Grand Lake1
- Havenscourt1
- Lakeshore1
- LeConte1
- Lower Pacific Heights1
- Marina1
- Marina District1
- Mill Valley1
- Noe Valley1
- Pacific Heights1
- Parkmerced1
- Precita Valley Lands1
- Prescott1
- San Leandro1
- San Pablo1
- San Pablo Gateway1
- Scott Valley - Alto1
- Serramonte1
- South Beach1
- Thousand Oaks1
- Trestle Glen1
- Union Square1
- Uptown1
- West Berkeley1
- West Loop1
- West San Leandro1
- Westbrae1
- Yerba Buena1
447 more cities and towns in California
- Los Angeles2,036 restaurants
- San Diego494 restaurants
- San Jose140 restaurants
- Sacramento118 restaurants
- Long Beach103 restaurants
- Fresno84 restaurants
- Irvine62 restaurants
- Napa62 restaurants
- Anaheim55 restaurants
- Huntington Beach54 restaurants
- Costa Mesa48 restaurants
- Palo Alto48 restaurants
- All 448 in California
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright