10 Best Credit Cards for Wyndham of October 2026
Top picks for Wyndham from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at Wyndham. Order can differ from that column because ranking adds the adjustments above.
Wyndham Rewards Earner Plus Card earns the top spot for Wyndham purchases at 4.2¢ per dollar at wyndham — a $95 annual fee. We ranked every card in our database against Wyndham purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
Store card
Wyndham's co-branded card — shown here because it is not in the ranked list above.
Wyndham Rewards Earner Plus Card
Barclays
- +Official cobrand card — earns Wyndham Rewards on all purchases
- +6x on Wyndham — points worth 0.7¢ each
- +Annual Bonus
Wyndham Rewards Earner Card
Barclays
- +Official cobrand card — earns Wyndham Rewards on all purchases
- +5x on Wyndham booked direct — points worth 0.7¢ each
- +Annual Bonus
Citi Strata Premier Card
Citi
- +10x on Hotels & Lodging booked through the required portal — points worth 1.6¢ each
- +Lost or Damaged Luggage Insurance
- +Trip Delay Protection
Why Wyndham Rewards Earner Plus Card wins for Wyndham
Wyndham Rewards Earner Plus Card earns 4.2¢ per dollar at Wyndham, the highest marginal rate in our list for this brand. At 4.2¢ per dollar, rewards cover the $95 fee after about $2,260 a year in Wyndham spending. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Hotels Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Wyndham Rewards Earner Plus CardBarclays | 6x Wyndham Rewards | 4.2¢/$ | $95 | $25 | visa |
| Wyndham Rewards Earner CardBarclays | 5x Wyndham Rewards | 3.5¢/$ | $0 | — | visa |
| Citi Strata Premier CardCiti | 10x ThankYou Points | 16.0¢/$ | $95 | — | mastercard |
| Capital One Venture X Rewards Credit CardCapital One | 10x Capital One Miles | 13.0¢/$ | $395 | — | visa |
| Citi / AAdvantage Executive World Legend MastercardCiti | 12x AAdvantage | 12.0¢/$ | $695 | — | mastercard |
| The Platinum Card from American ExpressAmerican Express | 5x Membership Rewards | 7.5¢/$ | $895 | $632.50 | amex |
| Wells Fargo Autograph Journey Visa Credit CardWells Fargo | 5x Wells Fargo Rewards | 7.3¢/$ | $95 | — | visa |
| Chase Sapphire ReserveChase | 4x Ultimate Rewards | 7.2¢/$ | $795 | $588 | visa |
| Citi Strata Credit CardCiti | 5x ThankYou Points | 8.0¢/$ | $0 | — | mastercard |
| Capital One VentureOne Rewards Credit CardCapital One | 5x Capital One Miles | 6.5¢/$ | $0 | — | mastercard |
More Options
How to maximize value at Wyndham
- Use Wyndham Rewards Earner Plus Card for Wyndham purchases — it earns 4.2¢ per dollar at Wyndham in our scoring.
- Shopping portals sometimes offer extra rewards at Wyndham; check current portal rates before you buy.
- Pair Wyndham Rewards Earner Plus Card with Wyndham Rewards Earner Card to cover categories where it earns more — diversifying your spend can lift your blended return.
- Plan a major Wyndham purchase around your card's welcome offer window — Wyndham Rewards Earner Plus Card's sign-up bonus is worth roughly $315 on top of base rewards.
- Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.
Cards with credits at Wyndham
Statement credits or cash applied to your bill at Wyndham, separate from earn rate.
Cards with memberships at Wyndham
Similar Brands
Other brands in Hotels where the top picks above also earn well.
Frequently asked
- What credit card earns the most at Wyndham?
- Wyndham Rewards Earner Plus Card ranks #1 for Wyndham in our list at 4.2¢ per dollar at Wyndham — $95 annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
- Does Wyndham have a co-branded credit card?
- Yes — Wyndham Rewards Earner Card is Wyndham's co-branded card. See our Wyndham Rewards Earner Card page for earn rates and fees. Wyndham also offers Wyndham Rewards Earner Business Card and Wyndham Rewards Earner Plus Card.
- Can I stack a shopping portal with my credit card at Wyndham?
- Shopping portals sometimes offer extra rewards at Wyndham; check current portal rates before you buy.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →