Wyndham Rewards Earner Plus Card
- Annual Fee
- $95
- Welcome Bonus
- Up to 100,000 points
- Highest rate (conditional)
- Up to 6X (Wyndham)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $95
- Authorized User Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Visa Signature
- Rewards Currency
- Wyndham Rewards
- Point Valuation
- 0.55–1 cpp (mid: 0.7)
- Credit Required
- Good to Excellent
Welcome Offer
Up to 100,000 points
- 45,000 points after $1,000 in purchases and paying the annual fee in full, both in the first 90 days
- + 55,000 points after $500 at Hotels by Wyndham in the first 180 days
The total needs every stage above. Meet only the first and you earn 45,000 points.
Earning Rates
- 6X
Wyndham
6X points at Hotels By Wyndham (direct booking not required per issuer terms)
- 4X
Gas Stations
4X points on qualifying gas purchases (gas is part of the 4X travel category: airfare, car rental, rideshare, gas, EV charging, tolls and trains)
- 4X
Electric Vehicle Charging
4X points on qualifying gas purchases (gas is part of the 4X travel category: airfare, car rental, rideshare, gas, EV charging, tolls and trains) (EV charging row: same tier as gas, per the issuer's wording)
- 4X
Dining
4X points on eligible dining purchases
- 4X
Grocery Stores
Earn 4 points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
- 4X
Travel
4X points on eligible travel and Wyndham Vacation Club purchases
Benefits & Perks
Travel Benefits
4 perksHotels & Lodging
Elite Status
General Travel
Annual Credits & Statement Credits
1 creditsUp to
$50
in recurring credits (annual)
$50 meal delivery credit
Up to $25 back every 6 months on eligible meal delivery purchases, up to $50 each calendar year.
$25
Every 6 months
Dining Out
4x at restaurants
Wyndham Rewards
≈$2.80 in value on a $100 dinner, at our valuation of 0.7¢ per point
Annual fee: $95
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 4x, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Program & Transfers
Wyndham Rewards
9,000 hotels. 3 award tiers. Simple rewards.
Wyndham Rewards is the loyalty program for Wyndham Hotels & Resorts, which operates over 9,000 hotels across 24 brands in 95 countries. While best known for budget brands like Super 8, Days Inn, and La Quinta, the portfolio includes upscale properties like Wyndham Grand resorts, Dolce hotels, and Registry Collection boutique properties. The program's defining feature is its three-tier award chart — 7,500, 15,000, or 30,000 points per night — making it one of the most predictable and transparent redemption systems among hotel loyalty programs. Members earn 10 points per dollar on room rates (or 1,000 points per stay, whichever is greater), with status bonuses of 10-20% at higher tiers. Wyndham is also a transfer partner for both Capital One and Citi ThankYou Points, giving it relevance beyond its co-branded card ecosystem.
Program Ratings
Recent Changes & News
Wyndham Rewards Insider subscription launched at $95/year, offering member-rate discounts, free breakfast at select properties, bonus points, and exclusive perks beyond standard free membership.
Citi ThankYou Rewards added Wyndham as a transfer partner, enabling 1:1 transfers from premium Citi cards.
Wyndham partnered with Vacasa to allow points redemptions at vacation rental properties — 15,000 or 30,000 points per bedroom per night depending on cash rate.
Sweet Spots — Best Redemptions
| Route / Property | Points | Cabin/Type | Value / Region |
|---|---|---|---|
| Wyndham Merida — Junior Suite King for 7,500 points | 7,500 | — | Central America |
| TRYP by Wyndham Jerusalem Bat Sheva | 7,500 | — | Middle East |
| The New Yorker, A Wyndham Hotel (NYC) | 30,000 | — | United States |
| Wyndham Grand Clearwater Beach (Florida) | 30,000 | — | United States |
| Wyndham Grand Rio Mar Puerto Rico Golf & Beach Resort | 30,000 | — | Caribbean |
| Akti Imperial Deluxe Resort & Spa Dolce by Wyndham (Rhodes, Greece) | 30,000 | — | Europe |
| Wyndham Reef Resort Grand Cayman (all-inclusive) | 30,000 | — | Caribbean |
| Shell Vacations Club Kona Coast Resort (Hawaii) | 15,000 | — | United States |
| Club Wyndham Midtown 45 (NYC) | 15,000 | — | United States |
| Club Wyndham National Harbor (Maryland/DC) | 15,000 | — | United States |
| Wyndham Grand Istanbul Levent (Turkey) | 30,000 | — | Middle East |
| Wyndham Grand Orlando Resort Bonnet Creek (Florida) | 30,000 | — | United States |
Reviews & Analysis
Third-Party Rankings & Ratings
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #79 of 119 |
Category Rankings (2 categories)
Pros and Cons
Pros
- +Automatic Diamond status in year one, then Platinum status for life of card
- +6x points at Wyndham hotels - strong earning for brand loyalists
- +4x points on travel, including gas, EV charging, rideshare and car rentals - useful for road trips
- +4x points on dining and groceries - solid everyday earning
- +45,000 point welcome bonus worth up to 6 free nights
- +15,000 anniversary bonus points each year after annual fee payment (no spend requirement)
- +10% discount when redeeming points for award nights
- +No foreign transaction fees
- +Low $95 annual fee for status and perks included
Cons
- -Wyndham portfolio is primarily budget/midscale hotels
- -Points only valuable within Wyndham ecosystem (limited transfer options)
- -No lounge access or premium travel protections
- -Only 1x earning on non-bonus purchases
- -Platinum status benefits are modest (early check-in, car rental upgrades)
- -Only a $50 annual meal delivery credit ($25 every six months) to offset the annual fee
Who It's Best For
Best For
- Frequent Wyndham hotel guests who want automatic Platinum status without staying qualifying nights
- Budget travelers who prefer Wyndham's value-oriented brands (Days Inn, Super 8, La Quinta)
- Road trippers who benefit from 6x earning at Wyndham properties and 4x on travel, including gas
- Those seeking high-value welcome bonus (45,000 points = up to 6 free nights)
- Travelers who want 10% discount when redeeming points for free nights
Not Ideal For
- Travelers who rarely stay at Wyndham properties (9,000+ locations but budget-focused)
- Those who prefer luxury hotel brands (Wyndham is primarily economy/midscale)
- Cardholders wanting lounge access or premium travel perks
- Anyone seeking transferable points to airline partners
- Travelers who stay at non-chain hotels or prefer Airbnb
The Math: Is $95 Worth It?
First-year value includes $315.00 welcome bonus (first stage)
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$30
Annual Fee
-$95
Net Annual Value
-$65
Details & Terms
Application Rules
| Rule | Details |
|---|---|
| Barclay 6/24 | Barclay will deny you for a seventh card if you have opened six new personal cards in the past 24 months. |
| Barclay 0/6 | You're more likely to be declined on a Barclay application if you currently have a Barclay card that has not been used in the past 6 months |
Payment Terms
| Purchase APR | 19.49%–29.99% (Variable) |
| Cash Advance APR | 29.99% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
FAQs
How many Wyndham Rewards points do you need for a free night?
Free nights cost 7,500, 15,000, or 30,000 points per night depending on the property. Wyndham Earner cardholders get a 10% discount, reducing costs to 6,750, 13,500, or 27,000 points.
What is a qualifying night for Wyndham Rewards?
A qualifying night is any night during a qualifying stay with an average rate of at least $25. Free nights booked with Wyndham Rewards and discounted points+cash nights also count, helping you earn status faster.
Do Wyndham Rewards points expire?
Yes. Points expire three years after they are earned. Your entire balance is also forfeited if you have no account activity for 18 months. Earning, redeeming, or transferring points resets the inactivity clock.
How much is a Wyndham Rewards membership?
Free. Blue membership is complimentary with no spending requirements. You earn at least 1,000 points per stay, get free Wi-Fi, member rates, and rollover qualifying nights.
Can you transfer points to Wyndham Rewards?
Yes. Capital One miles transfer at 1:1. Citi ThankYou Points transfer at 1:1 with premium cards (Strata Premier, Strata Elite) or 5:4 with non-premium cards (Strata, Double Cash, Custom Cash).
What hotels are in the Wyndham Rewards program?
Over 9,000 hotels across 24 brands in 95 countries, including Wyndham Grand, La Quinta, Ramada, Days Inn, Super 8, Microtel, Howard Johnson, TRYP, Registry Collection, Dolce, and Trademark Collection.
Can you use Wyndham points for vacation rentals?
Yes. Wyndham partners with Vacasa for vacation rentals bookable at 15,000 or 30,000 points per bedroom per night. Rentals averaging $250/bedroom/night or less cost 15,000 points; $250-$500 cost 30,000 points. Must book by phone.
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| Barclays | — | Barclays |
| Wyndham Rewards Card | — | Wyndham Rewards Card |
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Multiple card facts | |
| Issuer Page | Issuer Page: Multiple card facts | |
| Issuer Page | Issuer Page: Multiple card facts | |
| Issuer Page | Issuer Page: Cobrand | |
| Issuer Page | Issuer Page | |
| Issuer Page | Issuer Page: Apr | |
| Issuer Page | Issuer Page | |
| Issuer Page | Issuer Page: Welcome offer | |
| Barclays | Barclays |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
