Hotels merchants: where each card earns
Browse 50 merchants and sub-categories, then see which cards earn the most at each brand.
50 merchantsBy CardRewards.ai EditorialData as of November 13, 2026
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Hotels groups 50 merchants — including the brands most readers ask about. Browse sub-categories and brands first; Citi Strata Premier Card is the current top pick at 17.0¢ per dollar, with a $95 annual fee.
Top 5 cards for Hotels
- 1Citi Strata Premier CardCiti10x ThankYou Points on Hotels & Lodging booked through the required portal · $95 annual fee
- 2Chase Sapphire ReserveChase8x Ultimate Rewards on Hotels & Lodging booked through the required portal · $795 annual fee
- 3Capital One Venture X Rewards Credit CardCapital One10x Capital One Miles on Hotels & Lodging booked through the required portal · $395 annual fee
- 4Citi / AAdvantage Executive World Legend MastercardCiti12x AAdvantage on Hotels & Lodging booked through the required portal · $695 annual fee
- 5Chase Sapphire Preferred CardChase5x Ultimate Rewards on Hotels & Lodging booked through the required portal · $95 annual fee
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Top brands across Hotels
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Frequently asked
- What credit card has the highest cash back on hotels?
- Citi Strata Premier Card ranks #1 in our scoring for hotels at 17.0¢ per dollar — $95 annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.
- Are there no-annual-fee cards good for hotels?
- Yes — Citi Strata Credit Card earns 8.5¢ per dollar on hotels with no annual fee. It's the highest-ranking no-fee card in our scoring for this category.
- How are these cards ranked?
- Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.
- What's the most popular sub-category under Hotels?
- Budget Hotels — 0 merchants. Drill in for category-specific recommendations.
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