Travel merchants: where each card earns
Browse 288 merchants and sub-categories, then see which cards earn the most at each brand.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Travel covers 288 merchants across 10 sub-categories — from headline brands to specialty retailers. Use the directory below to jump into a sub-category or open a brand page for earn-rate context. Chase Sapphire Reserve is our top-scoring card for travel spend at 7.8¢ per dollar, with a $795 annual fee; we show one highlight here and link to the full category ranking when one exists.
Top 5 cards for Travel
- 1Chase Sapphire ReserveChase8x Ultimate Rewards on Flights booked through the required portal · $795 annual fee

- 2Citi Strata Premier CardCiti10x ThankYou Points on Hotels & Lodging booked through the required portal · $95 annual fee

- 3Capital One Venture X Rewards Credit CardCapital One10x Capital One Miles on Hotels & Lodging booked through the required portal · $395 annual fee

- 4Chase Sapphire Preferred CardChase5x Ultimate Rewards on Flights booked through the required portal · $95 annual fee

- 5Citi Strata Credit CardCiti5x ThankYou Points on Hotels & Lodging booked through the required portal · no annual fee

Browse by sub-category
Top brands across Travel
Frequently asked
- What credit card has the highest cash back on travel?
- Chase Sapphire Reserve ranks #1 in our scoring for travel at 7.8¢ per dollar — $795 annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.
- Are there no-annual-fee cards good for travel?
- Yes — Citi Strata Credit Card earns 3.9¢ per dollar on travel with no annual fee. It's the highest-ranking no-fee card in our scoring for this category.
- How are these cards ranked?
- Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.
- What's the most popular sub-category under Travel?
- Hotels — 50 merchants. Drill in for category-specific recommendations.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →








