What credit card has the highest cash back on budget hotels?

Capital One Venture X Rewards Credit Card ranks #1 in our scoring for budget hotels at 18.5¢ per dollar — $395 annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.

Are there no-annual-fee cards good for budget hotels?

Yes — Capital One VentureOne Rewards Credit Card earns 9.3¢ per dollar on budget hotels with no annual fee. It's the highest-ranking no-fee card in our scoring for this category.

How are these cards ranked?

Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.

Budget Hotels merchants

Top pick

Capital One Venture X Rewards Credit Card — 18.5¢ per dollar, $395 annual fee.

Other categories like Budget Hotels

Full Service Hotels Luxury Hotels Select Service Hotels

Frequently asked

What credit card has the highest cash back on budget hotels?: Capital One Venture X Rewards Credit Card ranks #1 in our scoring for budget hotels at 18.5¢ per dollar — $395 annual fee. The ranking factors in earn rate, welcome offer value, and redemption flexibility, net of the fee.
Are there no-annual-fee cards good for budget hotels?: Yes — Capital One VentureOne Rewards Credit Card earns 9.3¢ per dollar on budget hotels with no annual fee. It's the highest-ranking no-fee card in our scoring for this category.
How are these cards ranked?: Effective value per dollar — earn rate × points value (cents per point), plus amortized welcome offer value and credit offsets, net of the annual fee. Numbers reflect typical redemptions, not best-case outliers.