American · $$ · Alamo Square
American Express Gold Card + Upside
Upside9%Rakuten Dining5%Bilt Dining1x
327 restaurants in San Francisco that pay Rakuten Dining
Rakuten Dining pays Rakuten Cash Back at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: San Francisco - Downtown (97), South of Market (17), and SF - North Beach & Fisherman's Wharf (15).
327 restaurants
Foghorn Taproom - Inner Richmond
up to15%American · $$ · Inner Richmond
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreLos Moles
up to15%Mexican · $$ · El Cerrito
American Express Gold Card + Upside
Upside9%IHG Dine & Earn8xEat Around Town6x+8 moreLos Moles
up to15%Mexican · $$ · Emeryville
American Express Gold Card + Upside
Upside9%IHG Dine & Earn8xEat Around Town6x+8 moreLos Moles
up to15%Mexican · $$ · Downtown San Rafael
American Express Gold Card + Upside
Upside9%IHG Dine & Earn8xEat Around Town6x+8 moreMesa Maguey
up to15%Mexican · $$ · Temescal
American Express Gold Card + Upside
Upside9%Rakuten Dining5%Bilt Dining1xNOVY Restaurant
up to15%Greek · $$$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 morePhat Thai
up to15%Thai · $$$ · The Marina
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreRed Tavern
up to15%Eastern European · $$$ · Central Richmond
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreThe Saap Avenue Oakland
up to15%Asian · $$$$ · Piedmont Avenue
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreValencia Pizza & Pasta
up to15%Italian · $$ · Mission District
American Express Gold Card + Upside
Upside9%Rakuten Dining5%Bilt Dining1xBrenda's Oakland
up to14%Southern · $ · Temescal
American Express Gold Card + Upside
Resy creditUpside8%Rakuten Dining5%Indigo
up to14%Californian · $ · Marina
American Express Gold Card + Upside
Resy creditHilton Honors Dining8xIHG Dine & Earn8x+11 moreBen N Nicks
up to14%Pub food · $$ · Rockridge
American Express Gold Card + Upside
Upside8%Rakuten Dining5%Abaca
up to14%Filipino · $$$$ · SF - North Beach & Fisherman's Wharf
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 moreAbu Salim Middle Eastern Grill
up to14%Middle Eastern · $$$ · San Francisco - Downtown
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 moreBack to Back
up to14%Pizza · $$$$ · Far North
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 moreBurma Love Downtown
up to14%Asian · $$ · South of Market
American Express Gold Card + Upside
Upside8%Rakuten Dining5%Bilt Dining1xBurma Love Valencia
up to14%Seafood · $$ · Mission District
American Express Gold Card + Upside
Upside8%Rakuten Dining5%Bilt Dining1xBurma Superstar Oakland
up to14%Asian · $$ · Temescal
American Express Gold Card + Upside
Upside8%Rakuten Dining5%Bilt Dining1xCato's Ale House
up to14%Bar/Pub Fare · $$ · Piedmont Avenue
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 moreDiwali Indian Cuisine
up to14%Indian · $$ · Mission District
American Express Gold Card + Upside
Upside8%Rakuten Dining5%Bilt Dining1xEtcetera Wine Bar
up to14%Wine bar · $$ · Mission District
American Express Gold Card + Upside
Upside8%Rakuten Dining5%Bilt Dining1xItria
up to14%Italian · $$ · Mission District
American Express Gold Card + Upside
Upside8%Rakuten Dining5%Bilt Dining1x
- Restaurants
- 327
- Neighborhoods
- 102
- Cuisines
- 83
- Dining programs
- 14
- With a card perk
- 16
The 3 best cards to bring to dinner in San Francisco
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Rakuten Dining (327 restaurants) and AAdvantage Dining (273) are the most widespread dining programs here, out of 327 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.
American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 14 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perks at 2 restaurants hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card details
14 dining programs that pay in San Francisco
Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
- Rakuten Dining327 restaurants5% back
- AAdvantage Dining273 restaurants1–5 miles per $1
- MileagePlus Dining273 restaurants0.5–5 miles per $1
- Eat Around Town271 restaurants4–6 points per $1
- SkyMiles Dining270 restaurants0.5–5 miles per $1
- IHG Dine & Earn270 restaurants1–8 points per $1
- TrueBlue Dining269 restaurants1–3 points per $1
- Rapid Rewards Dining268 restaurants0.5–3 points per $1
- Hilton Honors Dining266 restaurants2–8 points per $1
- Bilt Dining264 restaurants1 point per $1
- Atmos Rewards Dining260 restaurants0.5–5 points per $1
- Dine Out with Wyndham259 restaurants1–5 points per $1
- Upside242 restaurantsUp to 19% back
- inKind27 restaurants20% back
83 cuisines in San Francisco
- American53
- Pizza37
- Italian33
- Mexican26
- Indian26
- Chinese17
- Asian17
- Japanese12
- Thai12
- Bar/Pub Fare11
- Seafood11
- Mediterranean10
- Latin9
- Healthy9
- Sandwiches8
- Sushi8
- Burgers7
- French7
- Nepalese7
- Vietnamese6
- Southern6
- Breakfast6
- Coffee/Tea6
- Californian5
- Barbecue5
- Café5
- Salads5
- FUSION5
- Deli4
- Middle Eastern4
- Dessert/Bakery4
- Vegetarian4
- Korean4
- Greek4
- Wine bar3
- Noodles3
- Bar/Club/Lounge3
- Halal2
- Ethiopian/Eritrean2
- African2
- Caribbean2
- Eastern European2
- Russian2
- Global2
- Brunch2
- Brew Pub/Brewery2
- Hawaiian2
- Bubble/Boba Tea2
- Peruvian2
- Vegan2
- Brazilian2
- Juices/Smoothies2
- Filipino1
- Venezuelan1
- Pub food1
- Poke1
- Burmese1
- Ice Cream/Frozen Yogurt/Gelato1
- Ramen1
- Tapas1
- modern Asian1
- Southeast Asian1
- Turkish1
- Fusion / Eclectic1
- Subs1
- Tapas/Small Plates1
- Speakeasy1
- Cocktail1
- Colombian1
- Hot Pot1
- South American1
- Juice1
- Juice Bar1
- Chicken1
- Wings1
- Steakhouse1
- Pub Fare1
- Jamaican1
- Tap Room1
- Gastropub1
- Organic1
- Portuguese1
- European1
172 neighborhoods in San Francisco
- San Francisco - Downtown97
- South of Market17
- SF - North Beach & Fisherman's Wharf15
- Mission District11
- Peninsula8
- Downtown Berkeley6
- Inner Richmond6
- Silicon Valley6
- Temescal6
- Downtown San Rafael5
- Financial District5
- Inner Sunset5
- Piedmont Avenue5
- Rockridge5
- North Berkeley4
- Downtown3
- El Cerrito3
- Emeryville3
- Inner Mission3
- Longfellow3
- North Beach3
- Outer Sunset3
- Russian Hill3
- South Campus3
- Albany2
- Berkeley2
- Central Alameda2
- Central Berkeley2
- Central Richmond2
- Civic Center2
- Cow Hollow2
- Downtown San Mateo2
- Excelsior2
- Far North2
- Hayes Valley2
- Marina District2
- Montclair Business Park2
- Polk Gulch2
- San Rafael2
- Shafter2
- Telegraph Avenue2
- The Marina2
- Union Square2
- Visitacion Valley2
- West Portal2
- Alamo Square1
- Bayview1
- Berkeley Hills1
- Berkeley Oceanview1
- Burlingame1
- College Avenue1
- Corte Madera1
- Dolores Heights1
- Downtown Oakland1
- Downtown San Leandro1
- Downtown South San Francisco1
- Duboce Triangle1
- East End1
- East Solano Avenue1
- Edgemar1
- El Sobrante1
- Fairfax1
- Financial District South1
- Fisherman's Wharf1
- Golden Gate Heights1
- Grand Lake1
- Havenscourt1
- Japantown1
- Lakeshore1
- Larkspur1
- Laurel Heights1
- LeConte1
- Lone Mountain1
- Lower Nob Hill1
- Lower Pacific Heights1
- Marina1
- Mission Bay1
- Mission Dolores1
- Noe Valley1
- Oakland Chinatown1
- Old Oakland1
- Pacific Heights1
- Parkmerced1
- Parkside1
- Precita Valley Lands1
- Presidio Heights1
- Presidio Terrace1
- Produce and Waterfront1
- San Francisco1
- San Leandro1
- San Pablo1
- San Pablo Gateway1
- Scott Valley - Alto1
- South Beach1
- Tenderloin1
- Thousand Oaks1
- Uptown1
- Waverly1
- West End1
- West San Leandro1
- Westbrae1
- Yerba Buena1
447 more cities and towns in California
- Los Angeles2,036 restaurants
- San Diego494 restaurants
- San Jose140 restaurants
- Sacramento118 restaurants
- Long Beach103 restaurants
- Fresno84 restaurants
- Irvine62 restaurants
- Napa62 restaurants
- Anaheim55 restaurants
- Huntington Beach54 restaurants
- Costa Mesa48 restaurants
- Palo Alto48 restaurants
- All 448 in California
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright