10 Best Credit Cards for Priority Pass of October 2026
Top picks for Priority Pass from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at Priority Pass. Order can differ from that column because ranking adds the adjustments above.
Citi Strata Elite℠ Card earns the top spot for Priority Pass purchases at 2.4¢ per dollar on all other — a $595 annual fee. We ranked every card in our database against Priority Pass purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
Citi Strata Elite℠ Card
Citi
- +Citigold® Private Client Relationship Credit: Requires a qualifying Citigold Private Client banking relationship; eligibility has not been established and this credit is not counted.
- +Priority Pass™ Select membership
- +75,000 points bonus (~$1,200 value)
Bilt Palladium Card
Cardless
- +Priority Pass Airport Lounge Access
- +50,000 points bonus (~$1,100.00 value)
- +Est. $300/yr in usable credits offset part of the $495 fee — actual value depends on use and eligibility
Bank of America® Premium Rewards® Elite
Bank of America
- +Priority Pass Select Membership
- +75,000 points bonus (~$750 value)
- +Est. $315/yr in usable credits offset part of the $550 fee — actual value depends on use and eligibility
Why Citi Strata Elite℠ Card wins for Priority Pass
Citi Strata Elite℠ Card earns 2.4¢ per dollar on all other when you shop at Priority Pass, the highest marginal rate in our list for this brand. At 2.4¢ per dollar, rewards cover the $595 fee after about $24,790 a year in Priority Pass spending. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Elite℠ CardCiti | 1.5x ThankYou Points | 2.4¢/$ | $595 | $465 | mastercard |
| Bilt Palladium CardCardless | 2x Bilt Rewards | 4.4¢/$ | $495 | $300 | mastercard |
| Bank of America® Premium Rewards® EliteBank of America | 1.5x Bank of America Points | 1.5¢/$ | $550 | $315 | visa |
| Capital One Venture X Rewards Credit CardCapital One | 2x Capital One Miles | 2.6¢/$ | $395 | $315 | visa |
| The Platinum Card from American ExpressAmerican Express | 1x Membership Rewards | 1.5¢/$ | $895 | $1,317 | amex |
| Chase Sapphire ReserveChase | 1x Ultimate Rewards | 1.8¢/$ | $795 | $1,063 | visa |
| JetBlue Premier CardBarclays | 1x TrueBlue | 1.0¢/$ | $499 | $556 | mastercard |
| PenFed Pathfinder Rewards Visa Signature CardPenFed | 1.5x PenFed Honors Advantage | 1.3¢/$ | $95 | $50 | visa |
| Marriott Bonvoy Brilliant American Express CardAmerican Express | 2x Marriott Bonvoy | 1.4¢/$ | $650 | $205 | amex |
| SKYPASS Select Visa Signature®U.S. Bank | 1x Korean Air SKYPASS | 1.0¢/$ | $450 | $111 | visa |
More Options
How to maximize value at Priority Pass
- Use Citi Strata Elite℠ Card for Priority Pass purchases — it earns 2.4¢ per dollar on all other at Priority Pass in our scoring.
- Shopping portals sometimes offer extra rewards at Priority Pass; check current portal rates before you buy.
- Pair Citi Strata Elite℠ Card with Bilt Palladium Card to cover categories where it earns more — diversifying your spend can lift your blended return.
- Plan a major Priority Pass purchase around your card's welcome offer window — Citi Strata Elite℠ Card's sign-up bonus is worth roughly $1200 on top of base rewards.
- Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.
Cards with memberships at Priority Pass
- Citi Strata Elite℠ CardPriority Pass™ Select membership
- Bilt Palladium CardPriority Pass Airport Lounge Access
- Centurion® Card from American ExpressAirport lounge access
- Bank of America® Premium Rewards® ElitePriority Pass Select Membership
- Emirates Skywards Premium World Elite Mastercard®Priority Pass™ Select
- SKYPASS Select Visa Signature®Priority Pass Select™
- Mastercard® BlackVIP Priority Pass™ Select Airport Lounge Access
- Mastercard® GoldVIP Priority Pass™ Select Airport Lounge Access
- MGM Rewards Iconic World Elite Mastercard®Lounge Membership
- U.S. Bank Altitude Connect Visa Signature CardAirport lounge access
- U.S. Bank Business Altitude™ Connect Visa Signature®Airport lounge access
- Signify Business Cash Card by Wells FargoPriority Pass
Similar Brands
Other brands in Travel where the top picks above also earn well.
Frequently asked
- What credit card earns the most at Priority Pass?
- Citi Strata Elite℠ Card ranks #1 for Priority Pass in our list at 2.4¢ per dollar on all other (including Priority Pass) — $595 annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
- Can I stack a shopping portal with my credit card at Priority Pass?
- Shopping portals sometimes offer extra rewards at Priority Pass; check current portal rates before you buy.
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