Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual Fee
$1,199
Foreign Transaction Fee
$0
Network
—
Rewards Currency
Barclays Luxury Rewards
Credit Required
Excellent
Benefits & Perks
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$438
Annual Fee
-$1,199
Net Annual Value
-$761
Details & Terms
| Purchase APR | 19.49%–27.49% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Barclays | Barclays: Multiple card facts |
Up to
$730
in recurring credits (annual)
$300 airline credit
$300
Annual
Receive up to $300 in annual air travel credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more.
$200 dining credit
$200
Annual
Dine and Earn. Get up to $200 in annual statement credits when you use your Luxury Card at qualifying restaurants.
$200 Ship and Play credit
$200
Annual
Send your belongings ahead of time with Ship&Play and receive up to $200 in credits annually.
$120 Global Entry/TSA PreCheck
$120
Mastercard Gold Card members are eligible to receive a statement credit up to one-hundred-twenty-dollars ($120) as reimbursement for a Global Entry...
2% cash back value
—
Annual
Cash back can be deposited directly into a US bank account or applied as a statement credit. No minimum threshold requirement for cash back redempt...
Receive up to $250,000 coverage for eligible common carrier accidental death & dismemberment, at no additional cost, when you charge your entire tr...
Reimburses your non-refundable trip cost, up to the lesser of $5,000 per trip or $10,000 per year, for a covered cancellation or interruption.
Up to $100/day (max 3 days) for baggage delayed more than 12 hours after you arrive at your destination.
Simply pay for your monthly mobile phone bill with your Luxury Card to activate coverage for eligible damage or theft claims. Your Luxury Card come...
Covers repair/replacement cost for damage or theft up to $50,000 plus up to $500 in loss-of-use charges when you decline the agency's CDW.
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.
