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Up to 2X (Luxury Card Travel)
Highest rate (conditional)
Annual Fee
$699
Foreign Transaction Fee
$0
Network
—
Rewards Currency
Barclays Luxury Rewards
Credit Required
Excellent
Benefits & Perks
Recurring credits (annual):
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$198
Annual Fee
-$699
Net Annual Value
-$501
Details & Terms
| Purchase APR | 19.49%–27.49% (Variable) |
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Barclays | Barclays: Multiple card facts |
Estimated annual value: $210
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $200 airline credit | $200 | Airlines | Annual | |
| $120 Global Entry/TSA PreCheck | $120/Every 4 years | Travel | Every 4 years | |
| $100 dining credit | $100 | Restaurants | Annual | |
| 1.5% cash back value | — | Bonus Category | — |
Receive up to $250,000 coverage for eligible common carrier accidental death & dismemberment, at no additional cost, when you charge your entire tr...
Reimburses your non-refundable trip cost, up to $1,500, if a covered event forces you to cancel or interrupt a trip charged to your card.
Up to $100/day (max 3 days, $300/year cap) for baggage delayed more than 12 hours after you arrive at your destination.
Simply pay for your monthly mobile phone bill with your Luxury Card to activate coverage for eligible damage or theft claims. Your Luxury Card come...
Reimbursement up to the rental vehicle's actual cash value for damage or theft, plus loss-of-use and towing, when you decline the rental agency's CDW.
Merchants this card gives you a statement credit or membership at. Unlike the brands above, this isn't about earn rate — it's money the card hands back when you spend there.
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
