U.S. Bank Business Altitude™ Connect Visa Signature®
- Annual Fee
- $95
- points · Welcome Bonus
- 75,000
- Highest rate (conditional)
- Up to 5X (Us Bank Travel)
Terms checked against the issuer on October 10, 2026
At a Glance
- Annual Fee
- $95
- Authorized User Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Visa Signature
- Rewards Currency
- U.S. Bank Altitude points
- Credit Required
- Excellent
Welcome Offer
75,000
points
Spend $6,000 in the first 6 months
Earning Rates
- 5X
Us Bank Travel
Car rentals booked via the Altitude Rewards Center
- 5X
Us Bank Travel
Prepaid hotels booked via the Altitude Rewards Center
- 4X
Gas Stations
Earn 4X points on travel, including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend.
Cap: $150,000/annual
- 4X
Electric Vehicle Charging
EV charging row: same tier and same cap as gas, per the issuer's wording: "gas and EV charging stations" (TASK-0714).
Cap: $150,000/annual
- 4X
Travel
Earn 4X points on travel, including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend.
Cap: $150,000/annual
- 2X
Dining
Get 2X points on dining, takeout and restaurant delivery
- 2X
Telecom
Get 2X points on cell phone services
Benefits & Perks
Travel Benefits
3 perksLounge Access
Transit & Rideshare
General Travel
Annual Credits & Statement Credits
1 creditsUp to
$100
in recurring credits (annual)
$25/qtr rideshare
As a cardmember you'll receive a $25 statement credit after every three consecutive monthly taxi or rideshare transactions paid for with your card.
$25
Quarterly
Lounge Access
Airport lounge access
Priority Pass Digital annual membership with access to more than 1,800 VIP lounges worldwide, plus four complimentary visits per membership year.
Dining Out
2x at restaurants
U.S. Bank Altitude points
≈$2 in value on a $100 dinner, at our valuation of 1¢ per point
Annual fee: $95
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 2x, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Reviews & Analysis
Third-Party Rankings & Ratings
| Publication | Rating | Rank | Notes |
|---|---|---|---|
| PointsNav | #59 of 119 |
The Math: Is $95 Worth It?
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$60
Annual Fee
-$95
Net Annual Value
-$35
Details & Terms
Application Rules
| Rule | Details |
|---|---|
| No CR | This business card will not show on your personal credit report, so it won't count against your 5/24 status |
Payment Terms
| Purchase APR | 18.49%–25.49% (Variable) |
| Cash Advance APR | 30.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Welcome offer | |
| U.S. Bank Official | U.S. Bank Official | |
| U.S. Bank Official | U.S. Bank Official |
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