Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
173 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not hotels?
Why this card
$60/yr value — Annual Hotel Savings Benefit
Capital One
Why this card
$240/yr value — $300 Annual Capital One Travel Credit
Why this card
Eligible hotels must be booked through aadvantagehotels.com.
$108/yr value — Up to $180 in Lyft Credits
$60/yr value — Up to $100 Back on Inflight and Eligible Admirals Club Purchases
American Express
Why this card
$300/yr value — Fine Hotels + Resorts / Hotel Collection Credit
$100/yr value — Airline Fee Credit
$120/yr value — Uber Credit
Est. $632.50/yr in usable credits offset part of the $895 fee — actual value depends on use and eligibility
Why this card
$240/yr value — Annual Travel Credit
Why this card
$25/yr value — $50 annual statement credit
Why this card
No annual fee
Capital One
Why this card
No annual fee
Why this card
$25/yr value — TSA PreCheck or Global Entry Credit
No annual fee
Chase
Why this card
No annual fee
Capital One
Why this card
$30/yr value — Global Entry or TSA PreCheck Credit
Chase
Why this card
$100/yr value — JSX Flight Credits
$100/yr value — Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers
$75/yr value — Up to $150 in credits on rideshare purchases
Cardless
Why this card
$200/yr value — $400 Bilt Travel Hotel credit
Est. $100/yr in usable credits offset part of the $495 fee — actual value depends on use and eligibility
American Express
Why this card
$60/yr value — $120 Uber Cash
Est. $152/yr in usable credits offset part of the $325 fee — actual value depends on use and eligibility
BMO
Why this card
$144/yr value — Unwind with a $240 hotel credit
Est. $12.50/yr in usable credits offset part of the $150 fee — actual value depends on use and eligibility
Bonus rate on first $3,000/quarterly, then base rate
Why this card
$60/yr value — $100 Airline Statement Credit
$50/yr value — Up to $100 Annual IHG Food and Beverage Rewards
$35/yr value — Up to $50 United TravelBank Cash Each Year
$30/yr value — Global Entry, TSA PreCheck or NEXUS Statement Credit
Promotional rate — may be time-limited
Capital One
Why this card
Barclays
Why this card
Est. $25/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Wells Fargo
Why this card
No annual fee
Chase
Why this card
$60/yr value — Air Canada Statement Credits
Est. $15/yr in usable credits offset part of the $195 fee — actual value depends on use and eligibility
U.S. Bank
Why this card
No annual fee
Cardless
Why this card
$20/yr value — $100 of Bilt Travel Hotel credit
American Express
Why this card
$120/yr value — $120 Rideshare Credit
$75/yr value — $150 Delta Stays Credit
$12/yr value — 20% Back on Delta In-Flight Purchases
Est. $60/yr in usable credits offset part of the $350 fee — actual value depends on use and eligibility
Bank of America
Why this card
$10/yr value — Emergency Services
No annual fee
Why this card
No annual fee
TD Bank
Why this card
No annual fee
Why this card
$50/yr value — $100 Annual Hotel Credit
$25/yr value — Global Entry, TSA PreCheck or NEXUS Credit
Elan Financial
Why this card
$25/yr value — Global Entry or TSA PreCheck application fee credit
No annual fee
Why this card
$150/yr value — Up to $300 Annual Hotel Benefit
