VISAVisa Signature

West Elm Key Rewards Visa

Annual Fee: $0
Highest rate (not cash): 5% in Williams Sonoma family of brands certificate value

Terms checked against the issuer on October 10, 2026

At a Glance

Annual Fee: $0
Foreign Transaction Fee: $0
Network: Visa Signature
Rewards Currency: Williams Sonoma family of brands reward certificates (not cash)
Credit Required: Good to Excellent

5%
Mark And Graham
5% back at Mark and Graham in Gold Key reward certificates on eligible US/Puerto Rico purchases after the first 30 days; the new-account introductory rate is not included.
5%
Pottery Barn
5% back at Pottery Barn in Gold Key reward certificates on eligible US/Puerto Rico purchases after the first 30 days; the new-account introductory rate is not included.
5%
West Elm
5% back at West Elm in Gold Key reward certificates on eligible US/Puerto Rico purchases after the first 30 days; the new-account introductory rate is not included.
5%
Williams Sonoma
5% back at Williams Sonoma in Gold Key reward certificates on eligible US/Puerto Rico purchases after the first 30 days; the new-account introductory rate is not included.
4%
Dining
4% in Gold Key reward certificates on eligible restaurant and food-delivery purchases; fast-food eligibility remains unclear in official materials.
4%
Grocery Stores
4% in Gold Key reward certificates at eligible grocery stores. Groceries at gas stations, convenience stores, warehouse clubs, discount stores, superstores and their associated grocery stores earn 1%; merchant coding controls eligibility.
1%
All Other
1% back in rewards on Net Eligible purchases anywhere Visa is accepted

Benefits & Perks

2 protections

24/7 worldwide travel and emergency assistance
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
24/7 roadside dispatch assistance (pay-per-use)
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.

Williams Sonoma, Inc. Brands

400 points on a $100 dinner. We don't put a dollar value on this currency yet.

No annual fee

Stack a dining program

5% back at 20,618 participating restaurants, on top of this card's 4x, once you join and link this card.

+$5

cash back, or ≈$5.50 as points

Media & Resources

Source	Verified	Citation
RewardsCC API	—	RewardsCC API
Issuer Page	Sep 30, 2026	Issuer Page: Multiple card facts
Issuer Page	Sep 30, 2026	Issuer Page: Reward currency
Issuer Page	Oct 10, 2026	Issuer Page
Issuer Page	Oct 10, 2026	Issuer Page

Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.