Old Skool Cafe
up to16%South American · $$$$ · Bayview
American Express Gold Card + Upside
Upside12%Hilton Honors Dining8xIHG Dine & Earn8x+10 more
309 restaurants in San Francisco that pay Upside
Upside pays cash back at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: San Francisco - Downtown (90), SF - North Beach & Fisherman's Wharf (20), and South of Market (17).
309 restaurants
Brazilian · $$$ · Russian Hill
American Express Gold Card + Upside
Upside13%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreSam's Grill
up to16%Seafood · $$$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreSam's Tavern
up to16%American · $$ · San Francisco - Downtown
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+9 moreSurisan
up to16%Korean · $$ · Fisherman's Wharf
American Express Gold Card + Upside
Upside19%Rakuten Dining5%Bilt Dining1xSushi On North Beach
up to16%Sushi · $$$ · SF - North Beach & Fisherman's Wharf
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreThe Bureau 510 - Alameda
up to16%American · $$ · West End
American Express Gold Card + Upside
Upside15%Bilt Dining1xThe Bureau 510 - Emeryville
up to16%American · $$$ · Emeryville
American Express Gold Card + Upside
Upside15%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreThe Green Enchilada
up to16%Mexican · $$$ · Edgemar
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreTigerlily
up to16%Indian · $$ · North Berkeley
American Express Gold Card + Upside
Upside11%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreUnwine'd
up to16%Wine bar · $$ · West Portal
American Express Gold Card + Upside
Upside10%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreZevi Cafe & Bistrob
up to16%Café · $$ · Yerba Buena
American Express Gold Card + Upside
Upside11%Rakuten Dining5%Bilt Dining1xDamnFine
up to15%Pizza · $ · Outer Sunset
American Express Gold Card + Upside
Resy creditUpside9%Hilton Honors Dining8x+11 moreThe Red Window
up to15%European · $$ · North Beach
American Express Gold Card + Upside
Resy creditUpside9%Hilton Honors Dining8x+11 moreArepas Latin Cuisine
up to15%Venezuelan · $$$ · South of Market
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreCelia's by the Beach
up to15%Mexican · $$$ · Outer Sunset
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreAmerican · $$ · Alamo Square
American Express Gold Card + Upside
Upside9%Rakuten Dining5%Bilt Dining1xFoghorn Taproom - Inner Richmond
up to15%American · $$ · Inner Richmond
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreLos Moles
up to15%Mexican · $$ · El Cerrito
American Express Gold Card + Upside
Upside9%IHG Dine & Earn8xEat Around Town6x+8 moreLos Moles
up to15%Mexican · $$ · Emeryville
American Express Gold Card + Upside
Upside9%IHG Dine & Earn8xEat Around Town6x+8 moreLos Moles
up to15%Mexican · $$ · Downtown San Rafael
American Express Gold Card + Upside
Upside9%IHG Dine & Earn8xEat Around Town6x+8 moreMesa Maguey
up to15%Mexican · $$ · Temescal
American Express Gold Card + Upside
Upside9%Rakuten Dining5%Bilt Dining1xMillennium
up to15%Vegetarian · $$ · Rockridge
American Express Gold Card + Upside
Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+8 more
- Restaurants
- 309
- Neighborhoods
- 90
- Cuisines
- 80
- Dining programs
- 14
- With a card perk
- 19
The 3 best cards to bring to dinner in San Francisco
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (309 restaurants) and Bilt Dining (254) are the most widespread dining programs here, out of 309 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.
American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 17 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perks at 2 restaurants hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card details
14 dining programs that pay in San Francisco
Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
- Upside309 restaurantsUp to 23% back
- Bilt Dining254 restaurants1 point per $1
- AAdvantage Dining250 restaurants1–5 miles per $1
- Eat Around Town249 restaurants4–6 points per $1
- MileagePlus Dining249 restaurants0.5–5 miles per $1
- SkyMiles Dining248 restaurants0.5–5 miles per $1
- IHG Dine & Earn247 restaurants1–8 points per $1
- TrueBlue Dining246 restaurants1–3 points per $1
- Rapid Rewards Dining246 restaurants0.5–3 points per $1
- Rakuten Dining242 restaurants5% back
- Dine Out with Wyndham242 restaurants1–5 points per $1
- Hilton Honors Dining241 restaurants2–8 points per $1
- Atmos Rewards Dining221 restaurants0.5–5 points per $1
- inKind29 restaurants20% back
80 cuisines in San Francisco
- American44
- Pizza37
- Italian25
- Indian24
- Mexican23
- Chinese18
- Thai16
- Asian14
- Japanese13
- Bar/Pub Fare11
- Seafood11
- Sushi10
- Healthy9
- Sandwiches8
- Mediterranean7
- Wine bar6
- Vietnamese6
- French6
- Burgers6
- Nepalese6
- Californian5
- Latin5
- Barbecue5
- Coffee/Tea5
- Deli4
- Middle Eastern4
- Brunch4
- Southern4
- Breakfast4
- Vegetarian4
- Salads4
- Brew Pub/Brewery3
- Dessert/Bakery3
- Café3
- Noodles3
- Korean3
- Bar/Club/Lounge3
- Greek3
- Eastern European2
- Russian2
- Tapas/Small Plates2
- Hawaiian2
- Bubble/Boba Tea2
- Peruvian2
- FUSION2
- Vegan2
- Brazilian2
- Juices/Smoothies2
- Filipino1
- Halal1
- Comfort-food1
- Venezuelan1
- Pub food1
- Poke1
- Retail1
- Ramen1
- Global1
- Tapas1
- Brewery1
- Turkish1
- Fusion / Eclectic1
- Asian American1
- Subs1
- Speakeasy1
- Cocktail1
- Colombian1
- Hot Pot1
- South American1
- Juice Bar1
- Chicken1
- Wings1
- Ethiopian/Eritrean1
- African1
- Steakhouse1
- Pub Fare1
- Tap Room1
- Organic1
- Portuguese1
- European1
- Cocktail bar1
172 neighborhoods in San Francisco
- San Francisco - Downtown90
- SF - North Beach & Fisherman's Wharf20
- South of Market17
- Mission District10
- Peninsula7
- Downtown6
- Inner Mission6
- Emeryville5
- Inner Sunset5
- Downtown Berkeley4
- Downtown San Rafael4
- El Cerrito4
- Inner Richmond4
- North Berkeley4
- Piedmont Avenue4
- Russian Hill4
- Temescal4
- The Marina4
- Berkeley3
- Central Richmond3
- Cow Hollow3
- Longfellow3
- Mission Bay3
- North Beach3
- Outer Sunset3
- Produce and Waterfront3
- Rockridge3
- Silicon Valley3
- Albany2
- Burlingame2
- Central Alameda2
- Central Berkeley2
- Corte Madera2
- Financial District2
- Hayes Valley2
- Montclair Business Park2
- San Francisco2
- San Leandro2
- San Pablo2
- San Rafael2
- Shafter2
- South Campus2
- West End2
- Alamo Square1
- Bayview1
- Berkeley Hills1
- Berkeley Oceanview1
- Clinton1
- College Avenue1
- Dolores Heights1
- Downtown San Leandro1
- Downtown South San Francisco1
- East Solano Avenue1
- Edgemar1
- El Sobrante1
- Excelsior1
- Far North1
- Fisherman's Wharf1
- Grand Lake1
- Havenscourt1
- Lakeshore1
- Larkspur1
- Laurel Heights1
- Lone Mountain1
- Lower Nob Hill1
- Lower Pacific Heights1
- Marina1
- Marina District1
- Mission Dolores1
- Noe Valley1
- North Waterfront1
- Old Oakland1
- Pacific Heights1
- Pacifica1
- Parkmerced1
- Parkside1
- Polk Gulch1
- Precita Valley Lands1
- San Pablo Gateway1
- Serramonte1
- South Beach1
- Telegraph Avenue1
- Thousand Oaks1
- Union Square1
- Waverly1
- West Berkeley1
- West Portal1
- West San Leandro1
- Westbrae1
- Yerba Buena1
447 more cities and towns in California
- Los Angeles2,036 restaurants
- San Diego494 restaurants
- San Jose140 restaurants
- Sacramento118 restaurants
- Long Beach103 restaurants
- Fresno84 restaurants
- Irvine62 restaurants
- Napa62 restaurants
- Anaheim55 restaurants
- Huntington Beach54 restaurants
- Costa Mesa48 restaurants
- Palo Alto48 restaurants
- All 448 in California
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright