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470 restaurants in Chicago that pay Upside

Upside pays cash back at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: West Loop (28), Logan Square (22), and South Loop (20).

470 restaurants

  • Cultivate by Forbidden Root

    up to15%

    Bar/Club/Lounge · $$$$ · Lincoln Square

    American Express Gold Card + Upside

    Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 more

  • Gaijin

    up to15%

    Japanese · $$$$ · West Loop

    American Express Gold Card + Upside

    Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 more

  • S & T Steakhouse

    up to15%

    American · $$$$ · Logan Square

    American Express Gold Card + Upside

    Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+10 more

  • Sushi Pink

    up to15%

    Japanese · $$$$ · West Loop

    American Express Gold Card + Upside

    Upside9%Hilton Honors Dining8xIHG Dine & Earn8x+9 more

  • Charlie Martin's

    up to14%

    American · $ · River North

    American Express Gold Card + Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+11 more

  • Nettare

    up to14%

    American · $$ · West Town

    American Express Gold Card + Upside

    Resy creditUpside8%Rakuten Dining5%+1 more

  • Aboyer

    up to14%

    French · $$ · Winnetka

    American Express Gold Card + Upside

    Upside8%Rakuten Dining5%Bilt Dining1x

  • Carnivale

    up to14%

    Latin · $$$ · West Loop

    American Express Gold Card + Upside

    Upside8%Eat Around Town6xRakuten Dining5%+1 more

  • Evanston Corner Bistro

    up to14%

    American · $$$ · Downtown

    American Express Gold Card + Upside

    Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 more

  • fourteensixteen

    up to14%

    American · $$$ · Chicago

    American Express Gold Card + Upside

    Upside8%Rakuten Dining5%Bilt Dining1x

  • Grant Park Bistro

    up to14%

    American · $$$ · South Loop

    American Express Gold Card + Upside

    Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 more

  • Kama West Loop

    up to14%

    West Town

    American Express Gold Card + Upside

    Upside8%

  • Kapitan

    up to14%

    Malaysian · $$$ · Lincoln Park

    American Express Gold Card + Upside

    Hilton Honors Dining8xIHG Dine & Earn8xUpside8%+10 more
Restaurants
470
Neighborhoods
153
Cuisines
88
Dining programs
14
With a card perk
16

The 3 best cards to bring to dinner in Chicago

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (470 restaurants) and Bilt Dining (355) are the most widespread dining programs here, out of 470 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

All the best cards for dining

14 dining programs that pay in Chicago

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

88 cuisines in Chicago

216 neighborhoods in Chicago

253 more cities and towns in Illinois

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.