Hubbard Inn
up to20%European · $$ · River North
American Express Gold Card + inKind
Chicago has 18 Cocktail restaurants in our listings: 18 take a dining program and none has a card perk. Most common price: $$ (moderate). Top neighborhoods: River North (3), Loop (2), and Sheffield & DePaul (2).
18 restaurants
European · $$ · River North
American Express Gold Card + inKind
Breakfast · $$ · Lake View
American Express Gold Card + inKind
American · $$ · Evanston
American Express Gold Card + inKind
American · $$ · Winnetka
American Express Gold Card + inKind
Southern · $$$ · Loop
American Express Gold Card + inKind
African · $$$ · Logan Square
American Express Gold Card + inKind
Mexican · $$ · North Center
American Express Gold Card + Upside
American · $$$ · Streeterville
American Express Gold Card + Upside
Japanese · $$ · West Loop
American Express Gold Card + Upside
Mediterranean · $$$ · Sheffield & DePaul
American Express Gold Card + Upside
Gastropub · $$$ · Sheffield & DePaul
American Express Gold Card + Upside
American · $$ · Loop
American Express Gold Card + Upside
Steakhouse · $$$$ · Melrose Park
American Express Gold Card + Upside
Steakhouse · $$$$ · River North
American Express Gold Card + Rakuten Dining
Indian · $$$ · River North
American Express Gold Card + Eat Around Town
Italian · $$$ · Streeterville
American Express Gold Card + Bilt Dining
Bar/Pub Fare · $$$ · Edgewater
American Express Gold Card + Bilt Dining
American · $$ · Schiller Park
American Express Gold Card + Bilt Dining
Ranked by what each card earns at restaurants per dollar at our point valuations — before any dining program or credit.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Card details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 11, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.