Flat Top Grill
up to20%Asian · $$ · Loop
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 more
470 restaurants in Chicago that pay Upside
Upside pays cash back at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: West Loop (28), Logan Square (22), and South Loop (20).
470 restaurants
Galeria
up to20%Bar/Club/Lounge · Gold Coast
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreGold Coast Social
up to20%Bar/Club/Lounge · $$ · Gold Coast
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreHalaleez
up to20%Halal · $$ · Loop
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreHideaway
up to20%Bar/Club/Lounge · $$$ · Gold Coast
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreHome Away From Home
up to20%Bar/Pub Fare · $$ · Wrigleyville
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+10 moreHubbard Inn
up to20%European · $$ · River North
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreIguana Cafe
up to20%European · $$$ · Fulton River District
American Express Gold Card + inKind
inKind20%Upside12%Hilton Honors Dining8x+11 moreKama Bistro - La Grange
up to20%Indian · $$$ · La Grange
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreKama Bistro - Wicker Park
up to20%Indian · $$$ · Wicker Park
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreMacaron Bar - North Clark Street
up to20%Dessert/Bakery · $ · Logan Square
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreMadame Puffs & Thai Bistro
up to20%Thai · $$ · Lincoln Square
American Express Gold Card + inKind
inKind20%Upside15%Hilton Honors Dining8x+11 moreMarina's Bistro & Rum Bar
up to20%Caribbean · $$ · Sheridan Park
American Express Gold Card + inKind
inKind20%Upside9%Hilton Honors Dining8x+11 morePancake Cafe Broadway
up to20%Breakfast · $$ · Lake View
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreParlay Lincoln Park
up to20%American · $$ · Wrightwood Neighbors
American Express Gold Card + inKind
inKind20%Upside8%Penny's Oak Park
up to20%Asian · $$ · Oak Park
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreBrew Pub/Brewery · $$$ · Wrigleyville
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreSlice Factory - Berwyn
up to20%Wings · $$ · Ogden Avenue District
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreSlice Factory - Bridgeport
up to20%Wings · $$ · South Loop
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreSlice Factory - Burbank
up to20%Wings · $$ · Burbank
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreSlice Factory - Maywood
up to20%Wings · $$ · Maywood
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreSlice Factory - Melrose Park
up to20%Wings · $$ · Melrose Park
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 moreSlice Factory - River Grove
up to20%Italian · $$ · River Grove
American Express Gold Card + inKind
inKind20%Hilton Honors Dining8xIHG Dine & Earn8x+11 more
- Restaurants
- 470
- Neighborhoods
- 153
- Cuisines
- 88
- Dining programs
- 14
- With a card perk
- 16
The 3 best cards to bring to dinner in Chicago
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (470 restaurants) and Bilt Dining (355) are the most widespread dining programs here, out of 470 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.
American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 16 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card details
14 dining programs that pay in Chicago
Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
- Upside470 restaurantsUp to 31% back
- Bilt Dining355 restaurants1 point per $1
- MileagePlus Dining352 restaurants0.5–5 miles per $1
- AAdvantage Dining351 restaurants1–5 miles per $1
- Eat Around Town351 restaurants4–6 points per $1
- SkyMiles Dining350 restaurants0.5–5 miles per $1
- Hilton Honors Dining350 restaurants2–8 points per $1
- IHG Dine & Earn349 restaurants1–8 points per $1
- Rakuten Dining348 restaurants5% back
- TrueBlue Dining346 restaurants1–3 points per $1
- Rapid Rewards Dining346 restaurants0.5–3 points per $1
- Dine Out with Wyndham343 restaurants1–5 points per $1
- Atmos Rewards Dining341 restaurants0.5–5 points per $1
- inKind70 restaurants20% back
88 cuisines in Chicago
- American100
- Pizza71
- Italian45
- Breakfast35
- Mexican27
- Bar/Pub Fare27
- Brunch20
- Café20
- Bar/Club/Lounge18
- Mediterranean15
- Sushi15
- Latin13
- Burgers13
- Dessert/Bakery12
- Cocktail12
- Wings12
- Asian12
- Indian11
- Southern11
- Sandwiches11
- Japanese10
- Global10
- Middle Eastern9
- Seafood9
- Barbecue9
- Coffee/Tea9
- Steakhouse9
- Thai8
- Salads7
- Halal6
- Chicken6
- Gastropub5
- Vietnamese5
- Bagels5
- French4
- Greek4
- Colombian4
- FUSION4
- Chinese4
- European4
- Puerto Rican4
- Deli4
- Korean3
- Vegetarian3
- Wine bar3
- Vegan3
- Caribbean3
- Cheesesteaks3
- Brew Pub/Brewery3
- Cajun & Creole3
- Pakistani2
- Wraps2
- Pasta2
- Juices/Smoothies2
- Irish2
- Farm to Table2
- German2
- Gluten Free2
- Ice Cream/Frozen Yogurt/Gelato2
- African2
- Nepalese2
- Brazilian2
- Eastern European2
- Modern Latin1
- Peruvian1
- Spanish1
- Subs1
- South American1
- Healthy1
- Doughnuts1
- Donut1
- Southwestern/Tex Mex1
- Tapas1
- Frozen yogurt1
- Speakeasy1
- Malaysian1
- Ethiopian/Eritrean1
- Noodles1
- Polish1
- Donuts1
- Russian1
- Cocktail bar1
- Mediterranean Restaurant1
- Cajun And Creole1
- Soups1
- Bars & Breweries1
- Ramen1
- Turkish1
216 neighborhoods in Chicago
- West Loop28
- Logan Square22
- South Loop20
- River North16
- Irving Park15
- Loop15
- Berwyn10
- Lake View10
- Far North9
- Lincoln Square9
- Fulton River District7
- Gold Coast7
- Wrigleyville7
- Evanston6
- Lake View East6
- Lincoln Park6
- Oak Park6
- Cicero5
- Franklin Park5
- Garfield Ridge5
- Humboldt Park5
- La Grange5
- Little Italy5
- Melrose Park5
- Niles5
- Old Town5
- Streeterville5
- Wicker Park5
- Andersonville4
- Bridgeview4
- Downtown4
- Lakeview4
- Noble Square4
- Oak Lawn4
- Rogers Park4
- Sheffield & DePaul4
- Skokie4
- West Town4
- Winnetka4
- Albany Park3
- Beverly3
- Brookfield3
- Chicago3
- Dunning3
- Evergreen Park3
- Fulton Market3
- Harwood Heights3
- Lyons3
- Morgan Park3
- Near North Side3
- Rosemont3
- Uptown3
- West Skokie3
- Wrightwood Neighbors3
- Argyle Park2
- Auburn Gresham2
- Belmont Central2
- Belmont Cragin2
- Bensenville2
- Bucktown2
- Burbank2
- Canalport2
- Chicago Ridge2
- East Side2
- East Village2
- Edison Park2
- Elmhurst City Centre2
- Forest Park2
- Goose Island2
- Grand Crossing2
- Hyde Park2
- Kinzies Addition2
- Lincolnwood2
- North Center2
- North Kenwood2
- Norwood Park East2
- Oak Park Arts District2
- Rush & Division2
- Samuel A Rothermel Houses2
- The Loop2
- Westchester2
- Worth2
- Austin1
- Avondale1
- Bedford Park1
- Bricktown1
- Brighton Park1
- Broadview1
- Bronzeville1
- Chatham1
- Chicago Lawn1
- Countryside1
- Cragin1
- Des Plaines1
- Douglas1
- East Lakeview1
- Edgewater1
- Elmhurst1
- Gage Park1
- Garage Park1
- Gary1
- Glenview1
- Grand Boulevard1
- Greektown1
- Hazel Green1
- Hinsdale1
- Hodgkins1
- Horner Park1
- Jefferson Park1
- Justice1
- Lakeshore East1
- Lee1
- Little Village1
- Longwood Manor1
- Lower West Side1
- Maywood1
- McCormick Square1
- Montclare1
- Morton Grove1
- Near West Side1
- North Park1
- North Riverside1
- Northlake1
- Oak Brook1
- Ogden Avenue District1
- Old Irving Park1
- Oldtown1
- Packingtown1
- Palmer Square1
- Palos Hills1
- Park Ridge1
- Pilsen1
- Portage Park1
- River Grove1
- River North (Chicago)1
- River South1
- River West1
- Schiller Park1
- Schorsch Forest View1
- Scottsdale1
- Sheridan Park1
- South Shore1
- Southport Corridor1
- Stone Park1
- The Island1
- Tri-Taylor1
- Truman Square1
- Ukrainian Village1
- Wabash Corridor1
- West Chatham1
- West Lawn1
- West Ridge1
- Wilmette1
253 more cities and towns in Illinois
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright