Tex-Mex · Westerly Hill
American Express Gold Card + Upside
Upside22%
153 restaurants in Charlotte, NC that pay Upside
Upside pays cash back at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: Charlotte (20), University Place (7), and Montclaire (5).
153 restaurants
1st & Goal
up to12%American · Charlotte
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+8 more220C Banh Mi & Coffee
up to12%Sandwiches · $$ · Sardis Woods
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 more7th St NY Deli
up to12%Deli · $$ · Historic Elizabeth
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 moreAlicia's Bakery
up to12%Peruvian · $$$ · Starmount
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 moreBahn Thai
up to12%Thai · $$ · Whiteoak
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 moreBe-Em Asian Kitchen
up to12%Asian · $$ · East Forest
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 moreBeard Papa's Charlotte
up to12%Japanese · $ · South End
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 moreBig View Diner - Ballantyne
up to12%American · $$$ · Ballantyne West
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 moreBoardwalk Billy's
up to12%Seafood · $$ · East Forest
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 moreBonchon Korean Fried Chicken
up to12%Korean/Korean BBQ · $$$ · Montclaire
American Express Gold Card + Upside
Hilton Honors Dining8xIHG Dine & Earn8xEat Around Town6x+10 more
- Restaurants
- 153
- Neighborhoods
- 76
- Cuisines
- 54
- Dining programs
- 14
- With a card perk
- 1
The 3 best cards to bring to dinner in Charlotte
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (153 restaurants) and AAdvantage Dining (81) are the most widespread dining programs here, out of 153 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.
American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perk at 1 restaurant hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Card details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card details
14 dining programs that pay in Charlotte
Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
- Upside153 restaurantsUp to 29% back
- AAdvantage Dining81 restaurants1–5 miles per $1
- TrueBlue Dining81 restaurants1–3 points per $1
- Eat Around Town81 restaurants4–6 points per $1
- SkyMiles Dining81 restaurants0.5–5 miles per $1
- MileagePlus Dining81 restaurants0.5–5 miles per $1
- Rapid Rewards Dining81 restaurants0.5–3 points per $1
- IHG Dine & Earn81 restaurants1–8 points per $1
- Atmos Rewards Dining79 restaurants0.5–5 points per $1
- Hilton Honors Dining79 restaurants2–8 points per $1
- Rakuten Dining77 restaurants5% back
- Dine Out with Wyndham75 restaurants1–5 points per $1
- Bilt Dining75 restaurants1 point per $1
- inKind3 restaurants20% back
54 cuisines in Charlotte
- Pizza34
- American19
- Pasta8
- Wings8
- Italian7
- Asian6
- Seafood6
- Bar/Pub Fare6
- Mexican6
- Indian6
- Southern5
- Salads5
- Japanese4
- Tex-Mex4
- Caribbean4
- Ice Cream/Frozen Yogurt/Gelato4
- Bar/Club/Lounge3
- Irish3
- Breakfast3
- Thai2
- Korean/Korean BBQ2
- Mediterranean2
- Burgers2
- Chinese2
- Sushi2
- Barbecue2
- Dessert/Bakery2
- Noodles2
- Mexican-inspired2
- Wine bar2
- Brunch2
- Sandwiches1
- Vietnamese1
- Deli1
- Peruvian1
- Tapas/Small Plates1
- Italian American1
- Ice Cream1
- Coffee and donuts1
- Donuts1
- Coffee and baked goods1
- Tacos1
- Juices/Smoothies1
- Jamaican1
- Healthy1
- Southwestern/Tex Mex1
- Venezuelan1
- Korean1
- Asian Fusion1
- Vegan1
- Cajun & Creole1
- FUSION1
- Bubble/Boba Tea1
- Cocktail1
119 neighborhoods in Charlotte
- Charlotte20
- University Place7
- Montclaire5
- Slater Road5
- Ballantyne4
- Ballantyne West4
- East Forest4
- South Charlotte4
- Steele Creek4
- Ballantyne Golf and Country Club3
- Dilworth3
- Sardis Woods3
- Starmount3
- University City North3
- York Road3
- Brookhill2
- Central Business District2
- College Downs2
- Cotswold2
- Falconbridge2
- First Ward2
- Johnston Road2
- Midtown Charlotte2
- Montclaire South2
- Morningside2
- North Charlotte2
- NorthEast Charlotte2
- Provincetowne2
- Raintree2
- University City South2
- Wesley Heights2
- Westerly Hill2
- Belmont1
- Brookhills1
- Cherry1
- Closeburn-Glenkirk1
- Collingwood1
- Eastside1
- Eastway Sheffield1
- Echo Hills1
- Fourth Ward1
- Greycrest1
- Griers Fork1
- Hidden Valley1
- Highway 511
- Historic Dilworth1
- Historic Elizabeth1
- Historic Wilmore1
- Mallard Creek1
- Mid-Town1
- Mountain Island1
- Myer's Park1
- North Lake1
- Northwest Charlotte1
- Oakhurst1
- Olympic Woods1
- Optimist Park1
- Park Crossing1
- Plaza Midwood1
- Prosperity Church Road1
- Providence1
- Providence Crossing1
- Providence Park1
- Sardis Patio1
- Smallwood1
- South End1
- SouthPark1
- Sugaw Creek1
- Third Ward1
- Tryon Hills1
- University City1
- University Park1
- Uptown1
- Villa Heights1
- Westside1
- Whiteoak1
159 more cities and towns in North Carolina
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright