Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
167 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Not streaming?
American Express
Why this card
$24/yr value — Disney Bundle Credit
Why this card
Est. $65/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Why this card
3X applies while Select Streaming Services is the one Self-Select Category (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores), changeable once each calendar quarter; it is the default at account opening.
No annual fee
Why this card
5% applies only if TV, internet and streaming is one of the two 5% categories you choose each quarter; the $2,000 quarterly limit is combined across both chosen categories.
No annual fee
Your spend ($6,000) is 75% of the $8,000 annual cap
Bonus rate on first $2,000/quarterly, then base rate
Cardless
Why this card
Est. $300/yr in usable credits offset part of the $495 fee — actual value depends on use and eligibility
Wells Fargo
Why this card
No annual fee
Capital One
Why this card
No annual fee
Bank of America
Why this card
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Wells Fargo
Why this card
Capital One
Why this card
American Express
Why this card
$150/yr value — Digital Entertainment Credit
Est. $1,262/yr in usable credits could cover the $895 fee — actual value depends on use and eligibility
Capital One
Why this card
Est. $315/yr in usable credits offset part of the $395 fee — actual value depends on use and eligibility
Capital One
Why this card
No annual fee
Why this card
No annual fee
Barclays
Why this card
No annual fee
Capital One
Why this card
Est. $15/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Elan Financial
Why this card
No annual fee
Why this card
Est. $465/yr in usable credits offset part of the $595 fee — actual value depends on use and eligibility
Why this card
$72/yr value — Apple TV and Apple Music Subscriptions
$60/yr value — StubHub & viagogo Credit
Est. $841/yr in usable credits could cover the $795 fee — actual value depends on use and eligibility
Chase
Why this card
Est. $448.98/yr in usable credits could cover the $350 fee — actual value depends on use and eligibility
Bank of America
Why this card
Why this card
No annual fee
Promotional rate — may be time-limited
Why this card
$25/yr value — $15 streaming credit
No annual fee
Bank of America
Why this card
3% applies only if online shopping (streaming) is your chosen 3% category (one choice among gas/EV charging, online shopping including cable/internet/phone/streaming, dining, travel, drug stores, or home improvement/furnishings); the $2,500 quarterly limit is shared with grocery and wholesale-club 2%.
No annual fee
Bonus rate on first $2,500/quarterly, then base rate
Why this card
No annual fee
TD Bank
Why this card
No annual fee
Why this card
Bank Smartly Savings account plus a qualifying balance in U.S. Bank Smartly Checking and/or Safe Debit account(s) Total 2.5% with qualifying balance of $10,000-$49,999.99 Total 3% with qualifying balance of $50,000-$99,999.99 Total 4% with qualifying balance of $100,000 or more Bonus applies to first $10,000 in eligible Net Purchases each billing cycle; spend above the cap earns the 2% base
Bank ExtendPay® Plan.
No annual fee
Synchrony
Why this card
No annual fee
