Nordstrom Rewards
- Annual Fee
- $0
- discount · Welcome Bonus
- $60
- Top Rate
- 2X
Terms checked against the issuer on November 3, 2026
At a Glance
- Annual Fee
- $0
- Foreign Transaction Fee
- $0
- Network
- Visa Signature
- Rewards Currency
- Nordstrom
- Credit Required
- Excellent
Welcome Offer
Bonus: $60 discount
Earning Rates
- 2X
Gas Stations
2 points per $1 on gas/EV purchases (Nordstrom Visa only)
- 2X
Electric Vehicle Charging
2 points per $1 on gas/EV purchases (Nordstrom Visa only) (EV charging row: same tier as gas, per the issuer's wording)
- 2X
Grocery Stores
2 points per $1 on grocery purchases (Nordstrom Visa only)
- 2X
Dining
2 points per $1 on dining purchases (Nordstrom Visa only)
- 2X
Streaming
2 points per $1 on streaming services (Nordstrom Visa only)
- 2X
Nordstrom
Earn at least 2 points per dollar at Nordstrom on the card (Influencer status); Ambassador and Icon statuses earn 3 base points per dollar — member-status composite, not the card-only rate
Benefits & Perks
Elite Status & Memberships
Fast track to top-tier perks
Influencer status
Instant Influencer status or above in The Nordy Club.
Nordy Club benefits (tier-based)
Automatic Influencer-tier+ Nordy Club membership: points/Notes, exclusive events, Double Points Days, and tier-based alterations and delivery perks.
Early Access
Cardmember Early Access to Anniversary Sale
$200+ Alterations Notes (Icon tier: free)
$200+ in alterations reimbursement (Influencer/Ambassador tier) or entirely free alterations (Icon tier) on items bought with your Nordstrom card.
Insurance & Protections
1 protections24/7 roadside dispatch assistance (pay-per-use)
24/7 roadside assistance including jump-start, lockout, towing, and fuel delivery. Services charged as flat fee per call.
Dining Out
2x at restaurants
Nordstrom
200 points on a $100 dinner. We don't put a dollar value on this currency yet.
No annual fee
Explore 5,512 New York restaurants with this cardStack a dining program
Rakuten Dining
5% back at 20,618 participating restaurants, on top of this card's 2x, once you join and link this card.
+$5
cash back, or ≈$5.50 as points
More on a $100 dinner
Reviews & Analysis
The Math: Is $0 Worth It?
First-year value includes $60 welcome bonus
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
Payment Terms
| Foreign Transaction Fee | $0 |
Media & Resources
Card Design
Evidence Sources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| TD Bank Official | — | TD Bank Official |
| TD Bank Official | — | TD Bank Official |
| Issuer Page | Issuer Page: Welcome offer | |
| Nordstrom Official | Nordstrom Official | |
| Issuer Page | Issuer Page: Welcome offer |
Top brands for this card
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
