24 restaurants in San Francisco, CA that earn more on your cards

3 dining programs and card perks like Resy credits apply across San Francisco, CA. Pick your cards to see what each restaurant earns you.

24 restaurants

  • Burma Choice

    up to16%

    Asian · $$ · Saybrook Pointe

    American Express Gold Card + Upside

    Upside12%Bilt Dining1x
  • Burma Roots

    up to16%

    Asian · $$ · Willow Glen

    American Express Gold Card + Upside

    Upside12%Bilt Dining1x
  • Mexican · $$ · Irvington

    American Express Gold Card + Upside

    Upside14%Bilt Dining1x
  • Indian · $$ · North Los Altos

    American Express Gold Card + Upside

    Upside8%Bilt Dining1x
  • Indian · $$ · San Francisco

    American Express Gold Card + Upside

    Upside8%Rakuten Dining5%Bilt Dining1x
  • Foreigner

    up to14%

    American · $$ · Downtown San Mateo

    American Express Gold Card + Upside

    Upside8%Bilt Dining1x
  • Chinese · $$ · San Francisco

    American Express Gold Card + Upside

    Upside8%Rakuten Dining5%Bilt Dining1x
  • Seafood · $$$$ · Downtown Campbell

    American Express Gold Card + Upside

    Upside8%Bilt Dining1x
  • $$ · San Francisco

    American Express Gold Card + Rakuten Dining

    Rakuten Dining5%
  • Italian · $$ · Downtown Campbell

    American Express Gold Card + Bilt Dining

    Bilt Dining1x
  • Asian · $$ · Paseo de San Antonio

    American Express Gold Card + Bilt Dining

    Bilt Dining1x
  • Californian · $$ · San Francisco

    American Express Gold Card

    Resy credit
  • Japanese · $$ · Sebastapol

    American Express Gold Card

    Resy credit
  • Range Life

    up to6%

    Californian · $$ · Downtown

    American Express Gold Card

    Resy credit
  • American · $ · Downtown

    American Express Gold Card

    Resy credit
  • American · $$ · Point Reyes Station

    American Express Gold Card

    Resy credit
Restaurants
24
Neighborhoods
14
Cuisines
12
Dining programs
3
With a card perk
9

The 3 best cards to bring to dinner in San Francisco

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Bilt Dining (13 restaurants) and Upside (11) are the most widespread dining programs here, out of 24 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

All the best cards for dining

3 dining programs that pay in San Francisco

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

12 cuisines in San Francisco

14 neighborhoods in San Francisco

447 more cities and towns in California

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.