Pub Fare · $ · SF - North Beach & Fisherman's Wharf
Delta SkyMiles Platinum American Express Card · 8.4% with Upside
The Delta SkyMiles Platinum American Express Card's dining credits or reservation access apply at these restaurants. Figures are what the card earns here; a credit is listed beside them, never added. Top neighborhoods: Mission District (10), Oakland (7), and Financial District (6).
184 restaurants
Pub Fare · $ · SF - North Beach & Fisherman's Wharf
Delta SkyMiles Platinum American Express Card · 8.4% with Upside
Southern · $ · Civic Center
Delta SkyMiles Platinum American Express Card · 7.9% with Rakuten Dining
Japanese · $ · Oakland Chinatown
Delta SkyMiles Platinum American Express Card · 7.9% with Rakuten Dining
Italian · $$ · San Francisco
Delta SkyMiles Platinum American Express Card · 4.4% with Bilt Dining
Californian · $$ · Soma
Delta SkyMiles Platinum American Express Card
Filipino · $ · Brisbane
Delta SkyMiles Platinum American Express Card
Californian · $$ · Downtown San Rafael
Delta SkyMiles Platinum American Express Card
Vegan & Plant-Based · $ · The Castro
Delta SkyMiles Platinum American Express Card
Pizza · $$ · Mission District
Delta SkyMiles Platinum American Express Card
Californian · $ · Mission District
Delta SkyMiles Platinum American Express Card
Portuguese-Japanese · $$ · Union Square & The Tenderloin
Delta SkyMiles Platinum American Express Card
Thai · $ · Soma
Delta SkyMiles Platinum American Express Card
Italian · $$ · Rockridge
Delta SkyMiles Platinum American Express Card
Japanese · $$ · Burlingame
Delta SkyMiles Platinum American Express Card
Japanese · $$ · Japantown
Delta SkyMiles Platinum American Express Card
Southern · $ · Western Addition
Delta SkyMiles Platinum American Express Card
American · $ · South of Market
Delta SkyMiles Platinum American Express Card
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (17 restaurants) and AAdvantage Dining (16) are the most widespread dining programs here, out of 184 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 184 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perk at 1 restaurant hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.