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184 San Francisco restaurants where The Platinum Card from American Express unlocks more

The Platinum Card from American Express's dining credits or reservation access apply at these restaurants. Figures are what the card earns here; a credit is listed beside them, never added. Top neighborhoods: Mission District (10), Oakland (7), and Financial District (6).

184 restaurants

  • Altovino

    1.5%

    Italian · $$ · Nob Hill

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%

  • Amélie - San Francisco

    1.5%

    Wine bar · $$ · Polk Gulch

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%

  • Barberio Osteria

    1.5%

    Italian · $$ · The Mission

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%

  • Cha Cha Cha

    1.5%

    Caribbean · $ · Haight-Ashbury

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%

  • Colibri Mexican Bistro

    1.5%

    Mexican · $$ · Presidio Park

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%

  • District - Oakland

    1.5%

    Tapas · $$ · Old Oakland

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%Hilton Honors Dining8x+12 more

  • Milos Meze

    1.5%

    Greek · $$ · Marina

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%

  • Milos Taverna

    1.5%

    Greek · $$$ · Cow Hollow

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%

  • Popi's Oysterette

    1.5%

    Seafood · $ · Marina District

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%Hilton Honors Dining8x+10 more

  • THE HALL - Bar & Billiards

    1.5%

    Street Food · $ · Mission District

    The Platinum Card from American Express · 20% with inKind

    Resy creditinKind20%

  • Cantina Los Mayas

    1.5%

    Mexican · $$ · Inner Richmond

    The Platinum Card from American Express · 12% with Upside

    Resy creditUpside10%Rakuten Dining5%+1 more

  • Zentarou Sushi and Sake Bar

    1.5%

    Japanese · $$$ · Inner Sunset

    The Platinum Card from American Express · 12% with Upside

    Resy creditUpside11%Hilton Honors Dining8x+11 more

  • Zut! On Fourth

    1.5%

    American · $$ · Berkeley Oceanview

    The Platinum Card from American Express · 12% with Upside

    Resy creditUpside11%Hilton Honors Dining8x+11 more

  • DamnFine

    1.5%

    Pizza · $ · Outer Sunset

    The Platinum Card from American Express · 11% with Upside

    Resy creditUpside9%Hilton Honors Dining8x+11 more

  • The Red Window

    1.5%

    European · $$ · North Beach

    The Platinum Card from American Express · 11% with Upside

    Resy creditUpside9%Hilton Honors Dining8x+11 more

  • Brenda's Oakland

    1.5%

    Southern · $ · Temescal

    The Platinum Card from American Express · 9.5% with Upside

    Resy creditUpside8%Rakuten Dining5%

  • E&O Kitchen and Bar

    1.5%

    Asian · $ · Union Square

    The Platinum Card from American Express · 9.5% with Upside

    Resy creditUpside8%Eat Around Town6x+6 more

  • Indigo

    1.5%

    Californian · $ · Marina

    The Platinum Card from American Express · 9.5% with Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+11 more

  • IPOT

    1.5%

    Asian American · $ · Inner Sunset

    The Platinum Card from American Express · 8.5% with Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+9 more

  • Bar Gemini

    1.5%

    Wine bar · $$ · Mission District

    The Platinum Card from American Express · 7.5% with Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+11 more

  • Elephant Sushi - Grove Street

    1.5%

    Sushi · $ · Hayes Valley

    The Platinum Card from American Express · 7.5% with Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+8 more

  • Elephant Sushi - Hyde Street

    1.5%

    Sushi · $$ · SF - North Beach & Fisherman's Wharf

    The Platinum Card from American Express · 7.5% with Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+8 more

  • Heirloom Cafe SF

    1.5%

    Californian · $$ · Mission District

    The Platinum Card from American Express · 7.5% with Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+6 more

  • Kaisen Don

    1.5%

    Sushi · $ · West San Leandro

    The Platinum Card from American Express · 7.5% with Upside

    Resy creditHilton Honors Dining8xIHG Dine & Earn8x+11 more
Restaurants
184
Neighborhoods
89
Cuisines
45
Dining programs
14
With a card perk
184

The 3 best cards to bring to dinner in San Francisco

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Upside (17 restaurants) and AAdvantage Dining (16) are the most widespread dining programs here, out of 184 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

All the best cards for dining

14 dining programs that pay in San Francisco

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

45 cuisines in San Francisco

172 neighborhoods in San Francisco

447 more cities and towns in California

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.