10 Best Credit Cards for Ulla Johnson of October 2026
Top picks for Ulla Johnson from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at Ulla Johnson. Order can differ from that column because ranking adds the adjustments above.
Bilt Palladium Card earns the top spot for Ulla Johnson purchases at 4.0¢ per dollar on all other — a $495 annual fee. We ranked every card in our database against Ulla Johnson purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
Bilt Palladium Card
Cardless
- +Est. $100/yr value — $200 of Bilt Cash
- +50,000 points bonus (~$1,000 value)
- +Est. $200/yr in usable credits offset part of the $495 fee — actual value depends on use and eligibility
Capital One Venture Rewards Credit Card
Capital One
- +75,000 miles bonus (~$975 value)
- +Up to 1.4¢/pt via British Airways Club
- +Est. $15/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Why Bilt Palladium Card wins for Ulla Johnson
Bilt Palladium Card earns 4.0¢ per dollar on all other when you shop at Ulla Johnson, the highest marginal rate in our list for this brand. At 4.0¢ per dollar, rewards cover the $495 fee after about $12,380 a year in Ulla Johnson spending. To come out ahead of Fidelity Rewards Visa Signature Card (2.0¢), you'd need about $24,750 a year here. It's the right pick if you want maximum earn rate on this category and don't mind paying for a premium card.
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Shopping Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Bilt Palladium CardCardless | 2x Bilt Rewards | 4.0¢/$ | $495 | $200 | mastercard |
| Capital One Venture Rewards Credit CardCapital One | 2x Capital One Miles | 2.6¢/$ | $95 | $15 | mastercard |
| Fidelity Rewards Visa Signature CardElan Financial | 2% cash back | 2.0¢/$ | $0 | $25 | visa |
| Capital One Venture X Rewards Credit CardCapital One | 2x Capital One Miles | 2.6¢/$ | $395 | $315 | visa |
| Citi Double Cash CardCiti | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
| Chase Sapphire ReserveChase | 1x Ultimate Rewards | 1.8¢/$ | $795 | $1,063 | visa |
| The Platinum Card from American ExpressAmerican Express | 1x Membership Rewards | 1.5¢/$ | $895 | $1,089.50 | amex |
| IHG One Rewards Premier Credit CardChase | 3x IHG One Rewards | 1.8¢/$ | $150 | $140 | mastercard |
| Wells Fargo Active Cash CardWells Fargo | 2% cash back | 2.0¢/$ | $0 | — | visa |
| BJ's One+™ Mastercard®Capital One | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
More Options
How to maximize value at Ulla Johnson
- Use Bilt Palladium Card for Ulla Johnson purchases — it earns 4.0¢ per dollar on all other at Ulla Johnson in our scoring.
- Shopping portals sometimes offer extra rewards at Ulla Johnson; check current portal rates before you buy.
- Pair Bilt Palladium Card with Capital One Venture Rewards Credit Card to cover categories where it earns more — diversifying your spend can lift your blended return.
- Plan a major Ulla Johnson purchase around your card's welcome offer window — Bilt Palladium Card's sign-up bonus is worth roughly $1000 on top of base rewards.
- Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.
Similar Brands
Other brands in Shopping where the top picks above also earn well.
Frequently asked
- What credit card earns the most at Ulla Johnson?
- Bilt Palladium Card ranks #1 for Ulla Johnson in our list at 4.0¢ per dollar on all other (including Ulla Johnson) — $495 annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
- Can I stack a shopping portal with my credit card at Ulla Johnson?
- Shopping portals sometimes offer extra rewards at Ulla Johnson; check current portal rates before you buy.
Want to filter by spend amount, network, or fee preference?
Open in full search with filters →