Compare card earning rates, fees and benefit qualifications.
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 11, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.
173 cards ranked by value per dollar · Rankings aren't paid placement · How we rank
Capital One
Why this card
$240/yr value — $300 Annual Capital One Travel Credit
Est. $15/yr in usable credits offset part of the $395 fee — actual value depends on use and eligibility
Capital One
Why this card
No annual fee
Why this card
Activate by linking the primary cardmember IHG One Rewards account on Chase.com or Chase Mobile; join IHG first if necessary. Allow up to 3 weeks after linking. Benefits start after enrollment and are not retroactive. Keep the credit card account open and the IHG account in good standing; provide the IHG number when reserving or checking in.; Link the primary cardmember IHG One Rewards account on Chase.com or Chase Mobile to activate.; Primary personal Reserve cardmember only; activation is not established by this search.; Primary personal Chase Sapphire Reserve cardmember. Offer valid through 2027-12-31. Your eligibility and completion of requirements are not verified.
Est. $1,063/yr in usable credits could cover the $795 fee — actual value depends on use and eligibility
Cardless
Why this card
Est. $300/yr in usable credits offset part of the $495 fee — actual value depends on use and eligibility
Why this card
Est. $50/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Discover
Why this card
No annual fee
Capital One
Why this card
No annual fee
Capital One
Why this card
No annual fee
Capital One
Why this card
Why this card
Eligible car rentals must be booked through aadvantagecars.com. Eligible hotels must be booked through aadvantagehotels.com.
Est. $270/yr in usable credits offset part of the $695 fee — actual value depends on use and eligibility
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
Est. $25/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Discover
Why this card
No annual fee
Cardless
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
Est. $20/yr in usable credits offset part of the $95 fee — actual value depends on use and eligibility
Chase
Why this card
No annual fee
Why this card
No annual fee
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
No annual fee
Why this card
No annual fee
Why this card
No annual fee
Discover
Why this card
No annual fee
Discover
Why this card
No annual fee
Discover
Why this card
No annual fee
Discover
Why this card
No annual fee
Discover
Why this card
No annual fee
Discover
Why this card
No annual fee
TD Bank
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
No annual fee
American Express
Why this card
Est. $212/yr in usable credits offset part of the $325 fee — actual value depends on use and eligibility
Why this card
Estimated rewards assume this merchant has an eligible merchant category code (MCC); actual coding and issuer exclusions can differ.
Est. $140/yr in usable credits offset part of the $150 fee — actual value depends on use and eligibility
Elan Financial
Why this card
No annual fee
Why this card
Est. $465/yr in usable credits offset part of the $595 fee — actual value depends on use and eligibility
