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Unlock premium rewards that grow with your Bank of America relationship
Earn 2X points on travel and dining and 1.5X on everything else — then boost those rates up to 75% with Preferred Rewards. Plus enjoy up to $200 in annual travel credits, Visa Signature protections, and flexible point redemption including cash back, travel, and 529 college savings accounts.
$95
Annual Fee
60,000
Bank of America points · Welcome Bonus
2X
Top Rate
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Bank of America points
Point Valuation
0.6–1 cpp (mid: 1)
Credit Required
Good to Excellent
Welcome Offer
60,000
Bank of America points
Spend $4,000 in the first 90 months
Get 60,000 online bonus points — worth $600 — after spending $4,000 on purchases in the first 90 days. Points can be redeemed as cash back, travel, or deposited into a 529 college savings account.
Benefits & Perks
Program & Transfers
Bank of America Rewards Points is a straightforward statement credit program with a fixed 1 cpp value for travel and dining redemptions. There are no transfer partners, so redemption flexibility is limited compared to Chase Ultimate Rewards or American Express Membership Rewards. However, the Preferred Rewards program can significantly boost earning rates by up to 75% for members with qualifying Bank of America and Merrill combined account balances.
Reviews & Analysis
Details & Terms
| Purchase APR | 17.74%–27.74% (Variable) |
| Cash Advance APR | 20.74%–27.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
No, points don't expire as long as your Bank of America credit card account is open and active. Once you close a card, any unredeemed points on that card are lost.
No. Bank of America points cannot be transferred to external loyalty programs. You can only redeem them for statement credits, cash back, or gift cards.
Unlock premium rewards that grow with your Bank of America relationship
Earn 2X points on travel and dining and 1.5X on everything else — then boost those rates up to 75% with Preferred Rewards. Plus enjoy up to $200 in annual travel credits, Visa Signature protections, and flexible point redemption including cash back, travel, and 529 college savings accounts.
$95
Annual Fee
60,000
Bank of America points · Welcome Bonus
2X
Top Rate
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Bank of America points
Point Valuation
0.6–1 cpp (mid: 1)
Credit Required
Good to Excellent
Welcome Offer
60,000
Bank of America points
Spend $4,000 in the first 90 months
Get 60,000 online bonus points — worth $600 — after spending $4,000 on purchases in the first 90 days. Points can be redeemed as cash back, travel, or deposited into a 529 college savings account.
Benefits & Perks
Program & Transfers
Bank of America Rewards Points is a straightforward statement credit program with a fixed 1 cpp value for travel and dining redemptions. There are no transfer partners, so redemption flexibility is limited compared to Chase Ultimate Rewards or American Express Membership Rewards. However, the Preferred Rewards program can significantly boost earning rates by up to 75% for members with qualifying Bank of America and Merrill combined account balances.
Reviews & Analysis
Details & Terms
| Purchase APR | 17.74%–27.74% (Variable) |
| Cash Advance APR | 20.74%–27.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
No, points don't expire as long as your Bank of America credit card account is open and active. Once you close a card, any unredeemed points on that card are lost.
No. Bank of America points cannot be transferred to external loyalty programs. You can only redeem them for statement credits, cash back, or gift cards.
Unlock premium rewards that grow with your Bank of America relationship
Earn 2X points on travel and dining and 1.5X on everything else — then boost those rates up to 75% with Preferred Rewards. Plus enjoy up to $200 in annual travel credits, Visa Signature protections, and flexible point redemption including cash back, travel, and 529 college savings accounts.
$95
Annual Fee
60,000
Bank of America points · Welcome Bonus
2X
Top Rate
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
$0
Network
Visa Signature
Rewards Currency
Bank of America points
Point Valuation
0.6–1 cpp (mid: 1)
Credit Required
Good to Excellent
Welcome Offer
60,000
Bank of America points
Spend $4,000 in the first 90 months
Get 60,000 online bonus points — worth $600 — after spending $4,000 on purchases in the first 90 days. Points can be redeemed as cash back, travel, or deposited into a 529 college savings account.
Benefits & Perks
Program & Transfers
Bank of America Rewards Points is a straightforward statement credit program with a fixed 1 cpp value for travel and dining redemptions. There are no transfer partners, so redemption flexibility is limited compared to Chase Ultimate Rewards or American Express Membership Rewards. However, the Preferred Rewards program can significantly boost earning rates by up to 75% for members with qualifying Bank of America and Merrill combined account balances.
Reviews & Analysis
Details & Terms
| Purchase APR | 17.74%–27.74% (Variable) |
| Cash Advance APR | 20.74%–27.74% (Variable) |
| Foreign Transaction Fee | $0 |
| Authorized User Fee | $0 |
No, points don't expire as long as your Bank of America credit card account is open and active. Once you close a card, any unredeemed points on that card are lost.
No. Bank of America points cannot be transferred to external loyalty programs. You can only redeem them for statement credits, cash back, or gift cards.
Total face value: $328
Estimated annual value: $197
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $120 Global Entry/TSA PreCheck | $120 | Statement Credit | — | |
| $100 Global Entry/TSA PreCheck | $100 | Travel | — | |
| $100 airline credit | $100 | Airlines | Annual | |
| 8% Booking.com credit | $8/Per stay | Travel | Per stay |
Combined Protection Value
$26,750
Coverage for eligible purchases against theft or accidental damage for 90 days from purchase date
Doubles the manufacturer's warranty up to one additional year on warranties of three years or less
Coverage for luggage and contents if lost or stolen by common carriers when trip costs are paid with the card
Coverage up to $2,500 per trip for unused, prepaid non-refundable travel expenses if you must cancel or interrupt your trip due to covered reasons
Get up to $100 daily for 5 days when delays exceed 6 hours, covering essentials like toiletries, clothing, and chargers
Up to $100 per day for up to 5 days when checked baggage is delayed 6 or more hours, covering essential items
Bank of America is rebranding its Preferred Rewards program to 'BofA Rewards' in May 2026 with updated tier names, new elite benefits, and refreshed asset thresholds for Diamond tier
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Domestic roundtrip flight statement credit | 30,000–50,000 | — | — | united_states |
| International economy flight statement credit | 60,000–100,000 | — | economy | europe |
| Premium cabin international flight statement credit | 100,000–150,000 | — | business | asia |
| Hotel stay statement credit | 15,000–30,000 | — | — | united_states |
| Vacation rental statement credit | 20,000–40,000 | — | — | united_states |
| Dining statement credit | 2,500–10,000 | — | — | global |
The Premium Rewards card stands apart for Bank of America banking customers who can maximize Preferred Rewards tiers. At Platinum Honors (100K+ in assets), the 3.5X travel/dining and 2.625X base rates beat nearly every flat-rate card. The $200 in annual credits offset most of the $95 fee, but without Preferred Rewards, the base 2X/1.5X rates are middling compared to Chase Sapphire Preferred or Citi Strata Premier.
If you hold Bank of America accounts, you can find flexible redemption paths beyond typical travel perks, including the ability to deposit rewards into certain investment options while still enjoying convenient travel redemptions.
If you’re seeking flexible redemption options and you already have Bank of America (BOA) checking, savings, or Merrill investment accounts, this card offers more ways to use your points than many other rewards cards. Although the main attraction for many people is free travel, you may eventually want a break from Chase or Amex. In that case, the Bank of America Premium Rewards Credit Card is a solid choice.
Like many other cards, it provides cash back. However, it also allows you to deposit your points into an eligible Merrill investment account, including a 529 plan for college savings. You can still redeem these points for travel in the BOA Travel Portal, and redemptions are at a 1:1 cents-per-point ratio, which may not be the highest but offers simplicity and flexibility.
The Bank of America Premium Rewards card provides a **60,000-point sign-up bonus** after you spend $4,000 in purchases within the first 90 days of card ownership. It carries a **$95 annual fee**, but offers up to $100 in Airline Incidental Statement Credits each year for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and lounge fees. These credits are automatically applied to your statement. You also receive a $100 credit for TSA Precheck or Global Entry every four years. The earning structure includes 2x points on travel and dining and 1.5x points on all other purchases, with no limit on either category.
You have several redemption options:
- Cash back into a Bank of America checking or savings account
- Credit to eligible Merrill investment accounts (including 529 accounts)
- Statement credit
- Gift cards
- Travel purchases through the Bank of America Travel Portal
You can boost your earnings further by enrolling in Bank of America’s Preferred Rewards program. To qualify, you need an eligible Bank of America personal checking account plus a three-month average balance of at least $20,000 across Bank of America and Merrill accounts. A $20,000 balance places you in the Gold Tier (between $20,000 and $50,000), which gives you a 25% earning bonus — raising your 1.5x rate to 1.875x. There are four other tiers, with Platinum Honors and Diamond offering a 75% earning bonus, translating to 2.625 points per dollar spent.
You might want to avoid this card if:
- Bank of America’s lack of airline or hotel transfer partners limits your redemption options
- You prefer cards that offer more than a 1:1 CPP ratio through transfer partners
**Bank of America Travel Rewards is a low tier program in the points and miles hobby:**
- There are one or two cards worth getting, but only in the right situations
- Having an existing relationship with the bank or needing a break from the big credit card issuers are the main reasons you might want to get into this system
- Redeeming rewards is simple and straightforward, but you’ll only earn 1 cent per point at best
- Many cards only offer cash back rewards
- Its lack of any transfer partners puts this system near the bottom of our rankings
There are two other BOA cards worth considering:
1. **BOA Travel Rewards Card**
- No annual fee
- 25,000-point sign-up bonus after spending $1,000 in 90 days
- 1.5x points on all purchases, redeemable for any travel or restaurant purchase
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$196.80
Annual Fee
-$95
Net Annual Value
+$101.80
You need at least 2,500 points to redeem. That's worth $25 toward travel/dining statement credits or $15 as cash back.
No. You cannot transfer points to another cardholder or person. You may be able to transfer rewards between your own eligible Bank of America accounts by calling customer service.
Preferred Rewards members earn 25% (Gold), 50% (Platinum), or 75% (Platinum Honors/Diamond) more points on every purchase. A card earning 1.5x would earn 2.625x at the Platinum Honors tier.
Flights, hotels, vacation rentals (including Airbnb), baggage fees, car rentals, and restaurant meals all qualify as travel/dining purchases.
Travel Rewards (no annual fee, 1.5x all), Premium Rewards ($95 AF, 2x travel/dining), Premium Rewards Elite ($550 AF with luxury travel benefits), Customized Cash Rewards (no AF, 5.25% in chosen category), and Unlimited Cash Rewards (no AF, simple cash back).
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
Total face value: $328
Estimated annual value: $197
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $120 Global Entry/TSA PreCheck | $120 | Statement Credit | — | |
| $100 Global Entry/TSA PreCheck | $100 | Travel | — | |
| $100 airline credit | $100 | Airlines | Annual | |
| 8% Booking.com credit | $8/Per stay | Travel | Per stay |
Combined Protection Value
$26,750
Coverage for eligible purchases against theft or accidental damage for 90 days from purchase date
Doubles the manufacturer's warranty up to one additional year on warranties of three years or less
Coverage for luggage and contents if lost or stolen by common carriers when trip costs are paid with the card
Coverage up to $2,500 per trip for unused, prepaid non-refundable travel expenses if you must cancel or interrupt your trip due to covered reasons
Get up to $100 daily for 5 days when delays exceed 6 hours, covering essentials like toiletries, clothing, and chargers
Up to $100 per day for up to 5 days when checked baggage is delayed 6 or more hours, covering essential items
Bank of America is rebranding its Preferred Rewards program to 'BofA Rewards' in May 2026 with updated tier names, new elite benefits, and refreshed asset thresholds for Diamond tier
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Domestic roundtrip flight statement credit | 30,000–50,000 | — | — | united_states |
| International economy flight statement credit | 60,000–100,000 | — | economy | europe |
| Premium cabin international flight statement credit | 100,000–150,000 | — | business | asia |
| Hotel stay statement credit | 15,000–30,000 | — | — | united_states |
| Vacation rental statement credit | 20,000–40,000 | — | — | united_states |
| Dining statement credit | 2,500–10,000 | — | — | global |
The Premium Rewards card stands apart for Bank of America banking customers who can maximize Preferred Rewards tiers. At Platinum Honors (100K+ in assets), the 3.5X travel/dining and 2.625X base rates beat nearly every flat-rate card. The $200 in annual credits offset most of the $95 fee, but without Preferred Rewards, the base 2X/1.5X rates are middling compared to Chase Sapphire Preferred or Citi Strata Premier.
If you hold Bank of America accounts, you can find flexible redemption paths beyond typical travel perks, including the ability to deposit rewards into certain investment options while still enjoying convenient travel redemptions.
If you’re seeking flexible redemption options and you already have Bank of America (BOA) checking, savings, or Merrill investment accounts, this card offers more ways to use your points than many other rewards cards. Although the main attraction for many people is free travel, you may eventually want a break from Chase or Amex. In that case, the Bank of America Premium Rewards Credit Card is a solid choice.
Like many other cards, it provides cash back. However, it also allows you to deposit your points into an eligible Merrill investment account, including a 529 plan for college savings. You can still redeem these points for travel in the BOA Travel Portal, and redemptions are at a 1:1 cents-per-point ratio, which may not be the highest but offers simplicity and flexibility.
The Bank of America Premium Rewards card provides a **60,000-point sign-up bonus** after you spend $4,000 in purchases within the first 90 days of card ownership. It carries a **$95 annual fee**, but offers up to $100 in Airline Incidental Statement Credits each year for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and lounge fees. These credits are automatically applied to your statement. You also receive a $100 credit for TSA Precheck or Global Entry every four years. The earning structure includes 2x points on travel and dining and 1.5x points on all other purchases, with no limit on either category.
You have several redemption options:
- Cash back into a Bank of America checking or savings account
- Credit to eligible Merrill investment accounts (including 529 accounts)
- Statement credit
- Gift cards
- Travel purchases through the Bank of America Travel Portal
You can boost your earnings further by enrolling in Bank of America’s Preferred Rewards program. To qualify, you need an eligible Bank of America personal checking account plus a three-month average balance of at least $20,000 across Bank of America and Merrill accounts. A $20,000 balance places you in the Gold Tier (between $20,000 and $50,000), which gives you a 25% earning bonus — raising your 1.5x rate to 1.875x. There are four other tiers, with Platinum Honors and Diamond offering a 75% earning bonus, translating to 2.625 points per dollar spent.
You might want to avoid this card if:
- Bank of America’s lack of airline or hotel transfer partners limits your redemption options
- You prefer cards that offer more than a 1:1 CPP ratio through transfer partners
**Bank of America Travel Rewards is a low tier program in the points and miles hobby:**
- There are one or two cards worth getting, but only in the right situations
- Having an existing relationship with the bank or needing a break from the big credit card issuers are the main reasons you might want to get into this system
- Redeeming rewards is simple and straightforward, but you’ll only earn 1 cent per point at best
- Many cards only offer cash back rewards
- Its lack of any transfer partners puts this system near the bottom of our rankings
There are two other BOA cards worth considering:
1. **BOA Travel Rewards Card**
- No annual fee
- 25,000-point sign-up bonus after spending $1,000 in 90 days
- 1.5x points on all purchases, redeemable for any travel or restaurant purchase
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$196.80
Annual Fee
-$95
Net Annual Value
+$101.80
You need at least 2,500 points to redeem. That's worth $25 toward travel/dining statement credits or $15 as cash back.
No. You cannot transfer points to another cardholder or person. You may be able to transfer rewards between your own eligible Bank of America accounts by calling customer service.
Preferred Rewards members earn 25% (Gold), 50% (Platinum), or 75% (Platinum Honors/Diamond) more points on every purchase. A card earning 1.5x would earn 2.625x at the Platinum Honors tier.
Flights, hotels, vacation rentals (including Airbnb), baggage fees, car rentals, and restaurant meals all qualify as travel/dining purchases.
Travel Rewards (no annual fee, 1.5x all), Premium Rewards ($95 AF, 2x travel/dining), Premium Rewards Elite ($550 AF with luxury travel benefits), Customized Cash Rewards (no AF, 5.25% in chosen category), and Unlimited Cash Rewards (no AF, simple cash back).
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
Total face value: $328
Estimated annual value: $197
| Credit | Value | Category | Frequency | Details |
|---|---|---|---|---|
| $120 Global Entry/TSA PreCheck | $120 | Statement Credit | — | |
| $100 Global Entry/TSA PreCheck | $100 | Travel | — | |
| $100 airline credit | $100 | Airlines | Annual | |
| 8% Booking.com credit | $8/Per stay | Travel | Per stay |
Combined Protection Value
$26,750
Coverage for eligible purchases against theft or accidental damage for 90 days from purchase date
Doubles the manufacturer's warranty up to one additional year on warranties of three years or less
Coverage for luggage and contents if lost or stolen by common carriers when trip costs are paid with the card
Coverage up to $2,500 per trip for unused, prepaid non-refundable travel expenses if you must cancel or interrupt your trip due to covered reasons
Get up to $100 daily for 5 days when delays exceed 6 hours, covering essentials like toiletries, clothing, and chargers
Up to $100 per day for up to 5 days when checked baggage is delayed 6 or more hours, covering essential items
Bank of America is rebranding its Preferred Rewards program to 'BofA Rewards' in May 2026 with updated tier names, new elite benefits, and refreshed asset thresholds for Diamond tier
| Route / Property | Points | Book With | Cabin/Type | Value / Region |
|---|---|---|---|---|
| Domestic roundtrip flight statement credit | 30,000–50,000 | — | — | united_states |
| International economy flight statement credit | 60,000–100,000 | — | economy | europe |
| Premium cabin international flight statement credit | 100,000–150,000 | — | business | asia |
| Hotel stay statement credit | 15,000–30,000 | — | — | united_states |
| Vacation rental statement credit | 20,000–40,000 | — | — | united_states |
| Dining statement credit | 2,500–10,000 | — | — | global |
The Premium Rewards card stands apart for Bank of America banking customers who can maximize Preferred Rewards tiers. At Platinum Honors (100K+ in assets), the 3.5X travel/dining and 2.625X base rates beat nearly every flat-rate card. The $200 in annual credits offset most of the $95 fee, but without Preferred Rewards, the base 2X/1.5X rates are middling compared to Chase Sapphire Preferred or Citi Strata Premier.
If you hold Bank of America accounts, you can find flexible redemption paths beyond typical travel perks, including the ability to deposit rewards into certain investment options while still enjoying convenient travel redemptions.
If you’re seeking flexible redemption options and you already have Bank of America (BOA) checking, savings, or Merrill investment accounts, this card offers more ways to use your points than many other rewards cards. Although the main attraction for many people is free travel, you may eventually want a break from Chase or Amex. In that case, the Bank of America Premium Rewards Credit Card is a solid choice.
Like many other cards, it provides cash back. However, it also allows you to deposit your points into an eligible Merrill investment account, including a 529 plan for college savings. You can still redeem these points for travel in the BOA Travel Portal, and redemptions are at a 1:1 cents-per-point ratio, which may not be the highest but offers simplicity and flexibility.
The Bank of America Premium Rewards card provides a **60,000-point sign-up bonus** after you spend $4,000 in purchases within the first 90 days of card ownership. It carries a **$95 annual fee**, but offers up to $100 in Airline Incidental Statement Credits each year for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and lounge fees. These credits are automatically applied to your statement. You also receive a $100 credit for TSA Precheck or Global Entry every four years. The earning structure includes 2x points on travel and dining and 1.5x points on all other purchases, with no limit on either category.
You have several redemption options:
- Cash back into a Bank of America checking or savings account
- Credit to eligible Merrill investment accounts (including 529 accounts)
- Statement credit
- Gift cards
- Travel purchases through the Bank of America Travel Portal
You can boost your earnings further by enrolling in Bank of America’s Preferred Rewards program. To qualify, you need an eligible Bank of America personal checking account plus a three-month average balance of at least $20,000 across Bank of America and Merrill accounts. A $20,000 balance places you in the Gold Tier (between $20,000 and $50,000), which gives you a 25% earning bonus — raising your 1.5x rate to 1.875x. There are four other tiers, with Platinum Honors and Diamond offering a 75% earning bonus, translating to 2.625 points per dollar spent.
You might want to avoid this card if:
- Bank of America’s lack of airline or hotel transfer partners limits your redemption options
- You prefer cards that offer more than a 1:1 CPP ratio through transfer partners
**Bank of America Travel Rewards is a low tier program in the points and miles hobby:**
- There are one or two cards worth getting, but only in the right situations
- Having an existing relationship with the bank or needing a break from the big credit card issuers are the main reasons you might want to get into this system
- Redeeming rewards is simple and straightforward, but you’ll only earn 1 cent per point at best
- Many cards only offer cash back rewards
- Its lack of any transfer partners puts this system near the bottom of our rankings
There are two other BOA cards worth considering:
1. **BOA Travel Rewards Card**
- No annual fee
- 25,000-point sign-up bonus after spending $1,000 in 90 days
- 1.5x points on all purchases, redeemable for any travel or restaurant purchase
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$196.80
Annual Fee
-$95
Net Annual Value
+$101.80
You need at least 2,500 points to redeem. That's worth $25 toward travel/dining statement credits or $15 as cash back.
No. You cannot transfer points to another cardholder or person. You may be able to transfer rewards between your own eligible Bank of America accounts by calling customer service.
Preferred Rewards members earn 25% (Gold), 50% (Platinum), or 75% (Platinum Honors/Diamond) more points on every purchase. A card earning 1.5x would earn 2.625x at the Platinum Honors tier.
Flights, hotels, vacation rentals (including Airbnb), baggage fees, car rentals, and restaurant meals all qualify as travel/dining purchases.
Travel Rewards (no annual fee, 1.5x all), Premium Rewards ($95 AF, 2x travel/dining), Premium Rewards Elite ($550 AF with luxury travel benefits), Customized Cash Rewards (no AF, 5.25% in chosen category), and Unlimited Cash Rewards (no AF, simple cash back).
| Source | Date | URL |
|---|---|---|
| — | — | View source |
| — | — | View source |
| — | — | View source |
| — | — | View source |
Feel safer on the road with our 24/7 Roadside Dispatch Program, plus added protection with Auto Rental Collision Damage Waiver.
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays, lost luggage and emergency evacuation and
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Comprehensive coverage for emergency medical evacuation and transportation services when traveling outside your home area
Secondary coverage for theft and collision damage when renting a car, up to the Actual Cash Value of the rental vehicle
Access to 24/7 emergency roadside dispatch service for towing, tire changes, fuel delivery, lockout service, and more
$0 liability guarantee for fraudulent transactions made with your card when reported to issuer promptly
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.
2. **Bank of America Premium Rewards Elite Card**
- $550 annual fee
- 75,000-point sign-up bonus after spending $5,000 in 90 days
- 2x points on dining and travel; 1.5x on everything else
- $300 annual credit for airline incidentals, $100 TSA PreCheck/Global Entry credit, $150 for lifestyle conveniences (e.g., streaming services, food delivery, fitness subscriptions, and rideshare services)
- Up to four complimentary Priority Pass Select memberships
- 20% off airfare purchases when you pay with points
Overall, the Bank of America Premium Rewards Credit Card provides a mix of simplicity and flexibility, especially for existing BOA or Merrill customers who want a cash-back or investment-focused alternative.
Feel safer on the road with our 24/7 Roadside Dispatch Program, plus added protection with Auto Rental Collision Damage Waiver.
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays, lost luggage and emergency evacuation and
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Comprehensive coverage for emergency medical evacuation and transportation services when traveling outside your home area
Secondary coverage for theft and collision damage when renting a car, up to the Actual Cash Value of the rental vehicle
Access to 24/7 emergency roadside dispatch service for towing, tire changes, fuel delivery, lockout service, and more
$0 liability guarantee for fraudulent transactions made with your card when reported to issuer promptly
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.
2. **Bank of America Premium Rewards Elite Card**
- $550 annual fee
- 75,000-point sign-up bonus after spending $5,000 in 90 days
- 2x points on dining and travel; 1.5x on everything else
- $300 annual credit for airline incidentals, $100 TSA PreCheck/Global Entry credit, $150 for lifestyle conveniences (e.g., streaming services, food delivery, fitness subscriptions, and rideshare services)
- Up to four complimentary Priority Pass Select memberships
- 20% off airfare purchases when you pay with points
Overall, the Bank of America Premium Rewards Credit Card provides a mix of simplicity and flexibility, especially for existing BOA or Merrill customers who want a cash-back or investment-focused alternative.
Feel safer on the road with our 24/7 Roadside Dispatch Program, plus added protection with Auto Rental Collision Damage Waiver.
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays, lost luggage and emergency evacuation and
Access 24/7 multilingual travel assistance including medical referrals, legal help, emergency cash, and lost luggage support.
Get reimbursement up to $250 per item when a merchant won't accept returns within 90 days of purchase (Signature tier).
Comprehensive coverage for emergency medical evacuation and transportation services when traveling outside your home area
Secondary coverage for theft and collision damage when renting a car, up to the Actual Cash Value of the rental vehicle
Access to 24/7 emergency roadside dispatch service for towing, tire changes, fuel delivery, lockout service, and more
$0 liability guarantee for fraudulent transactions made with your card when reported to issuer promptly
Now, when you opt-in you can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking.
2. **Bank of America Premium Rewards Elite Card**
- $550 annual fee
- 75,000-point sign-up bonus after spending $5,000 in 90 days
- 2x points on dining and travel; 1.5x on everything else
- $300 annual credit for airline incidentals, $100 TSA PreCheck/Global Entry credit, $150 for lifestyle conveniences (e.g., streaming services, food delivery, fitness subscriptions, and rideshare services)
- Up to four complimentary Priority Pass Select memberships
- 20% off airfare purchases when you pay with points
Overall, the Bank of America Premium Rewards Credit Card provides a mix of simplicity and flexibility, especially for existing BOA or Merrill customers who want a cash-back or investment-focused alternative.
