Chicken · $$ · South Loop
American Express Gold Card + Upside
IHG Dine & Earn pays IHG One Rewards points at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: West Loop (43), Logan Square (27), and South Loop (21).
522 restaurants
Chicken · $$ · South Loop
American Express Gold Card + Upside
Mexican · $$ · Elmhurst
American Express Gold Card + Upside
Brew Pub/Brewery · $$$ · Streeterville
American Express Gold Card + Upside
FUSION · $$$ · West Town
American Express Gold Card + Upside
Asian · $$ · Logan Square
American Express Gold Card + Upside
Bar/Pub Fare · $$ · Lake View East
American Express Gold Card + Upside
Seafood · $$ · Morgan Park
American Express Gold Card + Upside
Italian · $$$ · West Loop
American Express Gold Card + Upside
Dessert/Bakery · $ · Gold Coast
American Express Gold Card + Upside
Bar/Pub Fare · Dunning
American Express Gold Card + Upside
American · $$$$ · Wicker Park
American Express Gold Card + Upside
Café · $$ · Irving Park
American Express Gold Card + Upside
Breakfast · $$ · Burbank
American Express Gold Card + Upside
Café · $$ · Garage Park
American Express Gold Card + Upside
Café · $$ · Cicero
American Express Gold Card + Upside
American · $$ · Evergreen Park
American Express Gold Card + Upside
American · $$ · Palos Hills
American Express Gold Card + Upside
Breakfast · $$ · Streeterville
American Express Gold Card + Upside
Mexican · $$ · East Side
American Express Gold Card + Upside
Mexican · $$$ · Logan Square
American Express Gold Card + Upside
Burgers · $ · Goose Island
American Express Gold Card + Upside
Mexican · $$$ · Lincolnwood
American Express Gold Card + Upside
Mexican · $$$ · Rosemont
American Express Gold Card + Upside
Italian · $$$$ · Oak Lawn
American Express Gold Card + Upside
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. IHG Dine & Earn (522 restaurants) and MileagePlus Dining (517) are the most widespread dining programs here, out of 522 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 23 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perk at 1 restaurant hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.