One40Rooftop
up to13%American · $$$$ · Financial District
American Express Gold Card + Upside
Bilt Dining pays Bilt Points at these restaurants on top of whatever your card earns. Join once, link a card, and pay with it — values below are what each card earns here. Top neighborhoods: Queens (108), Bergen (93), and Essex (74).
1,765 restaurants
American · $$$$ · Financial District
American Express Gold Card + Upside
British · $$$ · West Village
American Express Gold Card + Upside
French · $$$ · Carnegie Hill
American Express Gold Card + Upside
Italian · $$ · Williamsburg
American Express Gold Card + Upside
Italian · $$ · Maspeth
American Express Gold Card + Upside
Global · $$ · Greenpoint
American Express Gold Card + Upside
Mexican · $$ · Gowanus
American Express Gold Card + Upside
Global · $$ · Paulus Hook
American Express Gold Card + Upside
Caribbean · $$$ · Crown Heights
American Express Gold Card + Upside
Asian · $$ · Hoboken
American Express Gold Card + Upside
Asian · $$ · Hunters Point
American Express Gold Card + Upside
Spanish · $$$ · East Village
American Express Gold Card + Upside
Asian · $$$ · Midtown East
American Express Gold Card + Upside
Italian · $$ · Long island City
American Express Gold Card + Upside
American · $$ · Turtle Bay
American Express Gold Card + Upside
American · $$ · Morningside Heights
American Express Gold Card + Upside
Chinese · $$ · Murray Hill
American Express Gold Card + Upside
Indian · $$ · Alphabet City
American Express Gold Card + Upside
Caribbean · $$$ · Park Slope
American Express Gold Card + Upside
Korean American · $$ · Midtown
American Express Gold Card + Upside
American · $ · Upper East Side
American Express Gold Card + Upside
Mediterranean · $$ · Soho
American Express Gold Card + Upside
Mexican · $$ · Essex
American Express Gold Card + Upside
Italian · $$ · Downtown
American Express Gold Card + Upside
Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Bilt Dining (1,765 restaurants) and Rakuten Dining (1,429) are the most widespread dining programs here, out of 1,765 restaurants. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

American Express Gold Card
$325 annual fee
≈$6.00 on a $100 dinner
Perks at 356 restaurants hereCard details
Chase Sapphire Reserve
$795 annual fee
≈$5.40 on a $100 dinner
Perks at 4 restaurants hereCard details
Chase Sapphire Preferred Card
$95 annual fee
≈$5.40 on a $100 dinner
Card detailsDining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.
Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright
Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.