7 restaurants in Lower Manhattan, New York that earn more on your cards

Lower Manhattan has 7 restaurants in our New York listings: 1 takes a dining program and 7 have a card perk. Most common price: $ (inexpensive). Top cuisines: Italian (3), French (1), and French - American (1).

7 restaurants

  • Le Gratin

    up to8%

    French · $$ · Lower Manhattan

    American Express Gold Card + Bilt Dining

    Resy creditGlobal Dining Access by ResyBilt Dining1x
  • French - American · $$$ · Lower Manhattan

    American Express Gold Card

    Resy credit
  • Oberon

    up to6%

    Seasonal · $ · Lower Manhattan

    American Express Gold Card

    Resy credit
  • Italian · $ · Lower Manhattan

    American Express Gold Card

    Resy credit
  • Italian · $$ · Lower Manhattan

    American Express Gold Card

    Resy credit
  • TAKEDA

    up to6%

    Sushi · $$$$ · Lower Manhattan

    American Express Gold Card

    Resy credit
  • Italian · $ · Lower Manhattan

    American Express Gold Card

    Resy credit
Restaurants
7
Neighborhoods
1
Cuisines
5
Dining programs
1
With a card perk
7

The 3 best cards to bring to dinner in Lower Manhattan

Ranked by what each card earns across this city's restaurants at our point valuations, counting the dining program that pays most at each one. Card credits aren't counted. Of the 7 restaurants here, Bilt Dining pays at 1 — the widest local coverage of any dining program. American Express Gold Card tops the list here on its own dining rate — ≈$6.00 on a $100 dinner before any program.

All the best cards for dining

1 dining programs that pay in Lower Manhattan

Dining programs pay on top of your card. Join one, link a card, and every meal at a participating restaurant earns twice.

5 cuisines in Lower Manhattan

8 neighborhoods near Lower Manhattan

398 more cities and towns in New York

Some restaurant addresses, phone numbers, websites and cuisines come from Overture Maps Foundation open data (Meta and Microsoft, CDLA Permissive 2.0; Foursquare, Apache 2.0; AllThePlaces, CC0 1.0). Overture attribution Some neighbourhoods come from Who's On First boundaries (CC-BY 4.0). Who's On First licenses Some opening hours, phone numbers, websites and cuisines are © OpenStreetMap contributors (ODbL 1.0). OpenStreetMap copyright

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published October 12, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.