10 Best Credit Cards for EZ-Pass / Tolls of October 2026
Top picks for EZ-Pass / Tolls from our scoring engine.
Rankings are generated by our algorithm based on earn rates, point valuations, fees, and benefits — not paid placement. We don't accept compensation to rank cards higher. How we rank
Ranked by earn rate and redemption value, statement credits minus annual fees (weighted against a typical $30,000/year in total card spend), shopping portal bonuses when we recognize the merchant, matched benefits and promotional earn boosts, co-brand fit for this brand. The ¢ per dollar column is the reward rate at EZ-Pass / Tolls, after spend caps. Order can differ from that column because ranking adds the adjustments above.
Citi Strata Credit Card earns the top spot for EZ-Pass / Tolls purchases at 4.8¢ per dollar on transit — no annual fee. We ranked every card in our database against EZ-Pass / Tolls purchases using the same scoring engine that powers our search. See the note above the list for what drives order versus the ¢ per dollar column. Cards 4–10 are still solid picks; they just trade off some headline earn rate for fewer fees, broader networks, or simpler redemptions.
Citi Strata Credit Card
Citi
- +3x on Transit & Rideshare — points worth 1.6¢ each
- +Citi Travel® — not counted in estimated value or ranking; eligible use has not been established
- +20,000 points bonus (~$320 value)
Wells Fargo Autograph Visa Credit Card
Wells Fargo
- +3x on Transit & Rideshare — points worth 1.4¢ each
- +Roadside Dispatch; Travel and Emergency Assistance Services; Visa Signature Luxury Hotel Collection — not counted in estimated value or ranking; eligible use has not been established
- +20,000 points bonus (~$290 value)
Bilt Palladium Card
Cardless
- +$400 Bilt Travel Hotel credit (up to $400); MasterRental Coverage; Priority Pass Airport Lounge Access — not counted in estimated value or ranking; eligible use has not been established
- +Annual fee $495. Other listed credits: $200 of Bilt Cash (up to $200/yr). These amounts are not counted in estimated value or ranking: use, eligible purchases and any enrollment requirements have not been established.
- +50,000 points bonus (~$1,000 value)
Why Citi Strata Credit Card wins for EZ-Pass / Tolls
Citi Strata Credit Card earns 4.8¢ per dollar on transit when you shop at EZ-Pass / Tolls, the highest marginal rate in our list for this brand. Without an annual fee, the math is simple — every dollar you spend earns immediately. It's the right pick if you want maximum earn rate on this category and don't mind a focused rewards structure.
Compare the Top Picks
Quick Comparison
Side-by-side view of the ranked picks.
| Card | Transit Rate | Effective Value | Annual Fee | Est. Fee Offset | Network |
|---|---|---|---|---|---|
| Citi Strata Credit CardCiti | 3x ThankYou Points | 4.8¢/$ | $0 | — | mastercard |
| Wells Fargo Autograph Visa Credit CardWells Fargo | 3x Wells Fargo Rewards | 4.3¢/$ | $0 | — | visa |
| Bilt Palladium CardCardless | 2x Bilt Rewards | 4.0¢/$ | $495 | — | mastercard |
| U.S. Bank Cash+® Visa Signature® CardU.S. Bank | 5% cash back | 5.0¢/$ | $0 | — | visa |
| Navy Federal More Rewards American Express®Navy Federal | 3x points | 3.0¢/$ | $0 | — | amex |
| Blue Cash Preferred Card from American ExpressAmerican Express | 3% cash back | 3.0¢/$ | $95 | — | amex |
| Capital One Venture Rewards Credit CardCapital One | 2x Capital One Miles | 2.6¢/$ | $95 | — | mastercard |
| Atmos Rewards Ascent Visa Signature CardBank of America | 2x Atmos Rewards | 2.2¢/$ | $95 | — | visa |
| Fidelity Rewards Visa Signature CardElan Financial | 2% cash back | 2.0¢/$ | $0 | — | visa |
| SoFi Unlimited 2%SoFi | 2% cash back | 2.0¢/$ | $0 | — | mastercard |
More Options
How to maximize value at EZ-Pass / Tolls
- Use Citi Strata Credit Card for EZ-Pass / Tolls purchases — it earns 4.8¢ per dollar on transit at EZ-Pass / Tolls in our scoring.
- Shopping portals sometimes offer extra rewards at EZ-Pass / Tolls; check current portal rates before you buy.
- Pair Citi Strata Credit Card with Wells Fargo Autograph Visa Credit Card to cover categories where it earns more — diversifying your spend can lift your blended return.
- Plan a major EZ-Pass / Tolls purchase around your card's welcome offer window — Citi Strata Credit Card's sign-up bonus is worth roughly $320 on top of base rewards.
- Pay your statement in full each month — interest charges almost always exceed the rewards you'd earn.
Similar Brands
Other brands in Travel where the top picks above also earn well.
Frequently asked
- What credit card earns the most at EZ-Pass / Tolls?
- Citi Strata Credit Card ranks #1 for EZ-Pass / Tolls in our list at 4.8¢ per dollar on transit (including EZ-Pass / Tolls) — no annual fee. Order uses the full scoring key described above the list (earn rate, redemption value, fee/credit balance, portals, and co-brand fit); welcome offers are not part of that default brand ranking.
- Can I stack a shopping portal with my credit card at EZ-Pass / Tolls?
- Shopping portals sometimes offer extra rewards at EZ-Pass / Tolls; check current portal rates before you buy.
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