Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Annual Fee
$0
Foreign Transaction Fee
$0
Network
—
Rewards Currency
Navy Federal Credit Union Points
Credit Required
Excellent
20,000
points
$2,000
Spend Required
3 months
Time Period
Benefits & Perks
Extends the terms of original manufacturers' warranties (of twelve months or less) on a covered product purchased entirely with the Card for a peri...
24/7 towing and roadside-repair dispatch in the US, Canada, or Puerto Rico -- dispatch is free, but you pay the actual towing/repair costs.
Covers damage or loss on a US/Canada rental car, up to $50,000/rental, when you decline the rental company's CDW and charge the rental to your Card.
Protects a covered item against damage or theft for 90 days, up to $1,000 per loss and $50,000 per account per year, in excess of other insurance.
Reviews & Analysis
Credit Utilization (60%)
Excludes earning value, lounge access, insurance, and elite status
Total Value Captured
$0
Annual Fee
-$0
Net Annual Value
+$0
Details & Terms
| Foreign Transaction Fee | $0 |
Media & Resources
| Source | Verified | Citation |
|---|---|---|
| RewardsCC API | — | RewardsCC API |
| Issuer Page | Issuer Page: Earn rates | |
| Issuer Page | Issuer Page |
Brands where this card's earn-rate structure makes it a strong choice. Open a brand for the full ranked list.
