Credit Cards with Purchase Protection (2026)
Purchase Protection perks across top credit cards, ranked by estimated value.
Top 3 Picks
All 67 Cards Compared
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | The Business Platinum Card from American Express | Purchase Protection | Included | $895/yr |
| 2 | American Express Gold Card | Purchase Protection | Included | $325/yr |
| 3 | Bank of America Premium Rewards Credit Card | Purchase Protection | Included | $95/yr |
| 4 | Capital One Venture X Business | Extended Warranty Protection | Included | $395/yr |
| 5 | World of Hyatt Business Credit Card | Purchase Protection | Included | $199/yr |
| 6 | Ink Business Cash® Credit Card | Purchase Protection | Included | No fee |
| 7 | Ink Business Unlimited® Credit Card | Purchase Protection | Included | No fee |
| 8 | Ink Business Premier® Credit Card | Purchase Protection | Included | $195/yr |
| 9 | Chase Sapphire Reserve for Business | Purchase Protection | Included | $795/yr |
| 10 | Citi Strata Premier Card | Purchase Protection | Included | $95/yr |
| 11 | Hilton Honors American Express Aspire Card | Purchase Protection | Included | $550/yr |
| 12 | IHG One Rewards Business Credit Card | Purchase Protection | Included | $200/yr |
| 13 | PenFed Pathfinder Rewards Visa Signature Card | Extended Warranty Protection | Included | $95/yr |
| 14 | United Business Card | Purchase Protection | Included | $150/yr |
| 15 | United Club℠ Business Card | Purchase Protection | Included | $695/yr |
| 16 | Capital One Venture Rewards Credit Card | Purchase Security | Included | $95/yr |
| 17 | Blue Cash Everyday Card from American Express | Purchase Protection | Included | No fee |
| 18 | Blue Cash Preferred Card from American Express | Purchase Protection | Included | $95/yr |
| 19 | Bilt Palladium Card | Purchase Assurance | Included | $495/yr |
| 20 | BMO Escape | Purchase Assurance | Included | $150/yr |
| 21 | BMO Premium Rewards Mastercard® | Purchase Assurance | Included | $95/yr |
| 22 | Hilton Honors American Express Card | Purchase Protection | Included | No fee |
| 23 | The Hilton Honors American Express Business Card | Purchase Protection | Included | $195/yr |
| 24 | Hilton Honors American Express Surpass Card | Purchase Protection | Included | $150/yr |
| 25 | Navy Federal More Rewards American Express® | Retail Protection | Included | No fee |
| 26 | Prime Visa | Purchase Protection | Included | No fee |
| 27 | Amazon Visa | Purchase Protection | Included | No fee |
| 28 | Chase Freedom Unlimited | Purchase Protection | Included | No fee |
| 29 | Aeroplan® Card | Purchase Protection | Included | $195/yr |
| 30 | British Airways Visa Signature® Credit Card | Purchase Protection | Included | $95/yr |
| 31 | DoorDash Rewards Mastercard® | Purchase Protection | Included | No fee |
| 32 | Chase Freedom Rise® Credit Card | Purchase Protection | Included | No fee |
| 33 | World of Hyatt Credit Card | Purchase Protection | Included | $95/yr |
| 34 | Instacart Mastercard® | Purchase Protection | Included | No fee |
| 35 | Citi / AAdvantage Business World Elite Mastercard | Purchase Protection | Included | $99/yr |
| 36 | Disney® Inspire Visa® Card | Purchase Protection | Included | $149/yr |
| 37 | Fidelity Rewards Visa Signature Card | Purchase Security | Included | No fee |
| 38 | IHG One Rewards Credit Card | Purchase Protection | Included | No fee |
| 39 | IHG One Rewards Premier Credit Card | Purchase Protection | Included | $150/yr |
| 40 | Marriott Bonvoy Bold Credit Card | Purchase Protection | Included | No fee |
| 41 | Marriott Bonvoy Boundless Credit Card | Purchase Protection | Included | $95/yr |
| 42 | Southwest Rapid Rewards Priority Credit Card | Purchase Security | Included | $229/yr |
| 43 | TD Cash Credit Card | Purchase Security | Included | No fee |
| 44 | TD Double Up Credit Card | Purchase Security | Included | No fee |
| 45 | United Club Card | Return Protection | Included | $695/yr |
| 46 | The Platinum Card from American Express | Return Protection | Included | $895/yr |
| 47 | Delta SkyMiles Reserve American Express Card | Return Protection | Included | $650/yr |
| 48 | Business Green Rewards | Purchase Protection | Included | $95/yr |
| 49 | Bilt Blue Card | Purchase Assurance | Included | No fee |
| 50 | BMO Business Platinum Rewards | Purchase Assurance Plus | Included | No fee |
| 51 | Bank of America Customized Cash Rewards Credit Card | Purchase Protection and Return Guarantee | Included | No fee |
| 52 | Bank of America Travel Rewards Credit Card for Students | Purchase Protection | Included | No fee |
| 53 | Capital One Venture X Rewards Credit Card | Purchase Security | Included | $395/yr |
| 54 | Chase Freedom Flex | Extended Warranty Protection | $15/yr | No fee |
| 55 | Chase Sapphire Reserve | Extended Warranty Protection | $15/yr | $795/yr |
| 56 | Citi / AAdvantage Executive World Legend Mastercard | Damage & Theft Purchase Protection | Included | $695/yr |
| 57 | Costco Anywhere Visa® Business | Damage & Theft Purchase Protection | Included | No fee |
| 58 | Chase Sapphire Preferred Card | Extended Warranty Protection | $15/yr | $95/yr |
| 59 | Delta SkyMiles Gold American Express Card | Purchase Protection | Included | $150/yr |
| 60 | Delta SkyMiles Platinum Business American Express Card | Purchase Protection | Included | $350/yr |
| 61 | Delta SkyMiles Platinum American Express Card | Purchase Protection | Included | $350/yr |
| 62 | Delta SkyMiles Reserve Business American Express Card | Purchase Protection | $15/yr | $650/yr |
| 63 | Disney Visa Card | Purchase Protection | Included | No fee |
| 64 | Icelandair Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 65 | Ink Business Preferred® Credit Card | Extended Warranty Protection | $15/yr | $95/yr |
| 66 | TD First Class℠ Visa Signature® | Purchase Security | Included | $89/yr |
| 67 | USAA Cashback Rewards Plus American Express® | Purchase Security | Included | No fee |