Credit Cards with Trip Insurance (2026)
Trip Insurance perks across top credit cards, ranked by estimated value.
Top 3 Picks
All 62 Cards Compared
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Business Advantage Travel Rewards World Mastercard® | Travel Accident Insurance | Included | No fee |
| 2 | Capital One Quicksilver Cash Rewards Credit Card | Travel Accident Insurance | Included | No fee |
| 3 | Instacart Mastercard® | Travel Accident Insurance | Included | No fee |
| 4 | USAA Cashback Rewards Plus American Express® | Travel Accident Insurance | Included | No fee |
| 5 | Mastercard® Black | Travel Accident Insurance | Included | $699/yr |
| 6 | Mastercard® Titanium | Travel Accident Insurance | Included | $299/yr |
| 7 | Wells Fargo Autograph Journey Visa Credit Card | Trip Cancellation and Interruption Insurance | Included | $95/yr |
| 8 | The Business Platinum Card from American Express | Trip Cancellation and Interruption Insurance | Included | $895/yr |
| 9 | The Platinum Card from American Express | Trip Cancellation and Interruption Insurance | Included | $895/yr |
| 10 | Chase Sapphire Reserve for Business | Trip Cancellation/Interruption Insurance | Included | $795/yr |
| 11 | The Hilton Honors American Express Business Card | Trip Cancellation and Interruption Insurance | Included | $195/yr |
| 12 | Hilton Honors American Express Aspire Card | Trip Cancellation and Interruption Insurance | Included | $550/yr |
| 13 | Marriott Bonvoy Brilliant American Express Card | Trip Cancellation and Interruption Insurance | Included | $650/yr |
| 14 | United Club℠ Business Card | Trip Cancellation/Interruption Insurance | Included | $695/yr |
| 15 | IHG One Rewards Business Credit Card | Trip Cancellation Insurance | Included | $200/yr |
| 16 | World of Hyatt Credit Card | Trip Cancellation/Interruption Insurance | Included | $95/yr |
| 17 | Ink Business Preferred® Credit Card | Trip Cancellation and Interruption Insurance | Included | $95/yr |
| 18 | Citi Strata Premier Card | Trip Cancellation and Interruption Insurance | Included | $95/yr |
| 19 | IHG One Rewards Credit Card | Trip Cancellation/Trip Interruption Insurance | Included | No fee |
| 20 | IHG One Rewards Premier Credit Card | Trip Cancellation and Interruption Insurance | Included | $150/yr |
| 21 | MGM Rewards Iconic World Elite Mastercard® | Trip Insurance | Included | $249/yr |
| 22 | Bank of America Premium Rewards Credit Card | Trip Cancellation and Interruption Insurance | Included | $95/yr |
| 23 | Princess® Rewards Visa® | Trip Cancellation and Interruption Insurance | Included | No fee |
| 24 | U.S. Bank Altitude Connect Visa Signature Card | Trip Cancellation and Interruption Insurance | Included | No fee |
| 25 | Capital One Venture X Rewards Credit Card | Trip Cancellation and Interruption Insurance | Included | $395/yr |
| 26 | Chase Freedom Unlimited | Trip Cancellation and Interruption Insurance | Included | No fee |
| 27 | Aeroplan® Card | Trip Cancellation/Trip Interruption Insurance | Included | $195/yr |
| 28 | DoorDash Rewards Mastercard® | Trip Cancellation and Interruption | Included | No fee |
| 29 | Chase Freedom Rise® Credit Card | Trip Cancellation/Interruption Insurance | Included | No fee |
| 30 | World of Hyatt Business Credit Card | Trip Cancellation/Interruption Insurance | Included | $199/yr |
| 31 | Marriott Bonvoy Bold Credit Card | Trip Delay Reimbursement | Included | No fee |
| 32 | Marriott Bonvoy Boundless Credit Card | Trip Delay Reimbursement | Included | $95/yr |
| 33 | Marriott Bonvoy Bountiful Credit Card | Trip Delay Reimbursement | Included | $250/yr |
| 34 | United Business Card | Trip Delay Reimbursement | Included | $150/yr |
| 35 | American Express Business Gold Card | Trip Delay Insurance | Included | $375/yr |
| 36 | Marriott Bonvoy Bevy American Express Card | Trip Delay Reimbursement | Included | $250/yr |
| 37 | PenFed Pathfinder Rewards Visa Signature Card | Trip Delay Reimbursement | Included | $95/yr |
| 38 | Citi / AAdvantage Business World Elite Mastercard | Trip Delay Reimbursement | Included | $99/yr |
| 39 | Atmos Rewards Summit Visa Infinite Credit Card | Travel delay protection | Included | $395/yr |
| 40 | American Express Gold Card | Trip Delay Insurance | Included | $325/yr |
| 41 | Bilt Obsidian Card | Lost or Damaged Luggage Insurance | Included | $95/yr |
| 42 | Bilt Palladium Card | Trip Delay | Included | $495/yr |
| 43 | Bank of America® Premium Rewards® Elite | Travel Protections | Included | $550/yr |
| 44 | Savor Rewards for Good Credit | Travel Accident Insurance | Included | No fee |
| 45 | Capital One Savor Cash Rewards Credit Card | Travel Accident Insurance | Included | No fee |
| 46 | Chase Freedom Flex | Trip Cancellation/Interruption Insurance | Included | No fee |
| 47 | Chase Sapphire Reserve | Emergency Evacuation & Transportation | Included | $795/yr |
| 48 | Citi / AAdvantage Executive World Legend Mastercard | Trip Cancellation & Interruption Protection | Included | $695/yr |
| 49 | Citi / AAdvantage Globe Mastercard | Travel and shopping protection benefits | Included | $350/yr |
| 50 | Citi Strata Elite℠ Card | Travel and Shopping Protection | Included | $595/yr |
| 51 | Costco Anywhere Visa® Business | Worldwide Travel Accident Insurance | Included | No fee |
| 52 | Chase Sapphire Preferred Card | Trip Cancellation/Interruption Insurance | Included | $95/yr |
| 53 | Delta SkyMiles Platinum Business American Express Card | Trip Delay Insurance | Included | $350/yr |
| 54 | Delta SkyMiles Platinum American Express Card | Trip Delay Insurance | Included | $350/yr |
| 55 | Delta SkyMiles Reserve Business American Express Card | Trip Cancellation and Interruption Insurance | Included | $650/yr |
| 56 | Delta SkyMiles Reserve American Express Card | Trip Cancellation and Interruption Insurance | Included | $650/yr |
| 57 | SKYPASS Select Visa Signature® | Trip Cancellation/Trip Interruption Reimbursement | Included | $450/yr |
| 58 | PenFed Platinum Rewards Visa Signature® Card | Travel Accident Insurance | Included | No fee |
| 59 | United Club Card | Trip Cancellation and Interruption Insurance | Included | $695/yr |
| 60 | United Explorer Card | Trip Cancellation and Interruption Insurance | Included | $150/yr |
| 61 | United Gateway Card | Trip Cancellation and Interruption Insurance | Included | No fee |
| 62 | United Quest Card | Trip Cancellation and Interruption Insurance | Included | $350/yr |