Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Trip Insurance perks across top credit cards, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Business Advantage Travel Rewards World Mastercard® | Travel Accident Insurance | $15/yr | No fee |
| 2 | Instacart Mastercard® | Travel Accident Insurance | Included | No fee |
| 3 | Capital One Quicksilver Cash Rewards Credit Card | Travel Accident Insurance | Included | No fee |
| 4 | Capital One QuicksilverOne Cash Rewards Credit Card | Travel Accident Insurance | Included | $39/yr |
| 5 | Quicksilver Rewards for Good Credit | Travel Accident Insurance | Included | No fee |
| 6 | Mastercard® Black | Travel Accident Insurance | $10/yr | $699/yr |
| 7 | Mastercard® Titanium | Travel Accident Insurance | $10/yr | $299/yr |
| 8 | Wells Fargo Autograph Journey Visa Credit Card | Trip Cancellation and Interruption Insurance | $15/yr | $95/yr |
| 9 | The Business Platinum Card from American Express | Trip Cancellation and Interruption Insurance | $15/yr | $895/yr |
| 10 | The Platinum Card from American Express | Trip Cancellation and Interruption Insurance | $15/yr | $895/yr |
| 11 | Citi Strata Credit Card | Trip Cancellation and Interruption Insurance | Included | No fee |
| 12 | Capital One Venture X Business | Trip Cancellation/Interruption Insurance | Included | $395/yr |
| 13 | Chase Sapphire Reserve for Business | Trip Cancellation/Interruption Insurance | $15/yr | $795/yr |
| 14 | The Hilton Honors American Express Business Card | Trip Cancellation and Interruption Insurance | Included | $195/yr |
| 15 | Hilton Honors American Express Aspire Card | Trip Cancellation and Interruption Insurance | $15/yr | $550/yr |
| 16 | Marriott Bonvoy Brilliant American Express Card | Trip Cancellation and Interruption Insurance | $15/yr | $650/yr |
| 17 | United Club℠ Business Card | Trip Cancellation/Interruption Insurance | $10/yr | $695/yr |
| 18 | IHG One Rewards Premier Business Credit Card | Trip Cancellation Insurance | $15/yr | $99/yr |
| 19 | World of Hyatt Credit Card | Trip Cancellation/Interruption Insurance | $15/yr | $95/yr |
| 20 | Ink Business Preferred® Credit Card | Trip Cancellation and Interruption Insurance | $15/yr | $95/yr |
| 21 | Ink Business Premier® Credit Card | Trip Cancellation/Interruption Insurance | $50/yr | $195/yr |
| 22 | Citi Strata Premier Card | Trip Cancellation and Interruption Insurance | $15/yr | $95/yr |
| 23 | IHG One Rewards Traveler Credit Card | Trip Cancellation/Trip Interruption Insurance | Included | No fee |
| 24 | IHG One Rewards Premier Credit Card | Trip Cancellation and Interruption Insurance | $15/yr | $99/yr |
| 25 | MGM Rewards Iconic World Elite Mastercard® | Trip Insurance | Included | $249/yr |
| 26 | Bank of America Premium Rewards Credit Card | Trip Cancellation and Interruption Insurance | Included | $95/yr |
| 27 | Allways Rewards Visa® | Trip Cancellation and Interruption Insurance | $15/yr | $59/yr |
| 28 | Atmos Rewards Ascent Visa Signature Card | Trip Cancellation and Interruption Insurance | $15/yr | $95/yr |
| 29 | Bank of America Customized Cash Rewards Credit Card | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 30 | Bank of America Unlimited Cash Rewards Credit Card | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 31 | Atmos™ Rewards Visa Signature® Business Card | Trip Cancellation and Interruption Insurance | $15/yr | $95/yr |
| 32 | Bank of America® Customized Cash Rewards for Students | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 33 | Susan G. Komen® Customized Cash Rewards | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 34 | Bank of America® Travel Rewards | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 35 | Bank of America® Unlimited Cash Rewards for Students | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 36 | Bank of America Travel Rewards Credit Card for Students | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 37 | Breeze Easy® Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | $89/yr |
| 38 | Capital One Spark Cash Plus | Trip Cancellation and Interruption Insurance | $15/yr | $150/yr |
| 39 | Capital One Spark Cash Select | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 40 | Fidelity Rewards Visa Signature Card | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 41 | H-D™ H.O.G.™ Elite Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | $99/yr |
| 42 | H-D™ Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 43 | SKYPASS Select Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | $450/yr |
| 44 | Princess® Rewards Visa® | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 45 | State Farm Business Cash Rewards Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 46 | State Farm Premier Cash Rewards Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 47 | Universal Rewards Plus Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | $99/yr |
| 48 | Universal Rewards Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 49 | U.S. Bank Altitude Connect Visa Signature Card | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 50 | U.S. Bank Altitude Go® Secured Visa® Signature | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 51 | U.S. Bank Altitude Go Visa Signature Card | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 52 | U.S. Bank Business Altitude™ Connect Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | $95/yr |
| 53 | U.S. Bank Business Altitude™ Power Visa Signature® | Trip Cancellation and Interruption Insurance | $15/yr | $195/yr |
| 54 | U.S. Bank Smartly Visa Signature Card | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 55 | Venmo Credit Card | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 56 | Capital One Venture X Rewards Credit Card | Trip Cancellation and Interruption Insurance | Included | $395/yr |
| 57 | Wyndham Rewards Earner Business Card | Trip Cancellation and Interruption Insurance | $15/yr | $149/yr |
| 58 | Wyndham Rewards Earner Plus Card | Trip Cancellation and Interruption Insurance | $15/yr | $95/yr |
| 59 | Wyndham Rewards Earner Card | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 60 | Chase Freedom Unlimited | Trip Cancellation and Interruption Insurance | $15/yr | No fee |
| 61 | Aeroplan® Card | Trip Cancellation/Trip Interruption Insurance | $10/yr | $195/yr |
| 62 | DoorDash Rewards Mastercard® | Trip Cancellation and Interruption | $25/yr | No fee |
| 63 | Chase Freedom Rise® Credit Card | Trip Cancellation/Interruption Insurance | $15/yr | No fee |
| 64 | World of Hyatt Business Credit Card | Trip Cancellation/Interruption Insurance | $15/yr | $199/yr |
| 65 | United Business Card | Trip Cancellation and Interruption Insurance | $15/yr | $150/yr |
| 66 | United Explorer Card | Trip Cancellation/Interruption Insurance | $15/yr | $150/yr |
| 67 | United Gateway Card | Trip Cancellation/Interruption Insurance | $15/yr | No fee |
| 68 | Marriott Bonvoy Bold Credit Card | Trip Delay Reimbursement | $15/yr | No fee |
| 69 | Marriott Bonvoy Boundless Credit Card | Trip Delay Reimbursement | $15/yr | $95/yr |
| 70 | Marriott Bonvoy Bountiful Credit Card | Trip Delay Reimbursement | $15/yr | $250/yr |
| 71 | Amazon Visa | Trip Delay Reimbursement | $15/yr | No fee |
| 72 | American Express Business Gold Card | Trip Delay Insurance | $15/yr | $375/yr |
| 73 | British Airways Visa Signature® Credit Card | Trip Delay Reimbursement | $15/yr | $95/yr |
| 74 | Ink Business Cash® Credit Card | Trip Delay Reimbursement | $15/yr | No fee |
| 75 | Chase Sapphire Preferred Card | Trip Delay Reimbursement | $15/yr | $95/yr |
| 76 | Costco Anywhere Visa® Business | Trip Delay Reimbursement | $15/yr | No fee |
| 77 | Disney® Inspire Visa® Card | Trip Delay Reimbursement | $15/yr | $149/yr |
| 78 | Disney Premier Visa Card | Trip Delay Reimbursement | $15/yr | $49/yr |
| 79 | Disney Visa Card | Trip Delay Reimbursement | $15/yr | No fee |
| 80 | The Key Rewards Visa | Trip Delay Reimbursement | $15/yr | No fee |
| 81 | Kohl's Rewards® Visa | Trip Delay Reimbursement | $15/yr | No fee |
| 82 | Korean Air SKYPASS Visa Signature Business Card | Trip Delay Reimbursement | $15/yr | $99/yr |
| 83 | SKYPASS Visa Signature® | Trip Delay Reimbursement | $15/yr | $99/yr |
| 84 | Marriott Bonvoy Bevy American Express Card | Trip Delay Reimbursement | $15/yr | $250/yr |
| 85 | Navy Federal Visa cashRewards Card | Trip Delay Reimbursement | $15/yr | No fee |
| 86 | Nordstrom Rewards | Trip Delay Reimbursement | $15/yr | No fee |
| 87 | PenFed Pathfinder Rewards Visa Signature Card | Trip Delay Reimbursement | $15/yr | $95/yr |
| 88 | PenFed Platinum Rewards Visa Signature® Card | Trip Delay Reimbursement | $15/yr | No fee |
| 89 | Pottery Barn Key Rewards Visa | Trip Delay Reimbursement | $15/yr | No fee |
| 90 | Southwest Rapid Rewards Performance Business Credit Card | Trip Delay Reimbursement | $15/yr | $299/yr |
| 91 | Southwest Rapid Rewards Plus Credit Card | Trip Delay Reimbursement | $15/yr | $99/yr |
| 92 | Southwest Rapid Rewards Premier Business Credit Card | Trip Delay Reimbursement | $15/yr | $149/yr |
| 93 | Southwest Rapid Rewards Premier Credit Card | Trip Delay Reimbursement | $15/yr | $149/yr |
| 94 | Southwest Rapid Rewards Priority Credit Card | Trip Delay Reimbursement | $15/yr | $229/yr |
| 95 | TD Cash Credit Card | Trip Delay Reimbursement | $15/yr | No fee |
| 96 | TD Double Up Credit Card | Trip Delay Reimbursement | $15/yr | No fee |
| 97 | TD First Class℠ Visa Signature® | Trip Delay Reimbursement | $15/yr | $89/yr |
| 98 | T-Mobile Visa® | Trip Delay Reimbursement | $15/yr | No fee |
| 99 | United Quest Card | Trip Delay Reimbursement | $15/yr | $350/yr |
| 100 | Capital One VentureOne Rewards Credit Card | Trip Delay Reimbursement | Included | No fee |
| 101 | Verizon Visa Card | Trip Delay Reimbursement | $15/yr | No fee |
| 102 | Wells Fargo Active Cash Card | Trip Delay Reimbursement | $15/yr | No fee |
| 103 | Wells Fargo Reflect Card | Trip Delay Reimbursement | $15/yr | No fee |
| 104 | West Elm Key Rewards Visa | Trip Delay Reimbursement | $15/yr | No fee |
| 105 | Williams Sonoma Key Rewards Visa | Trip Delay Reimbursement | $15/yr | No fee |
| 106 | Citi / AAdvantage Business World Elite Mastercard | Trip Delay Reimbursement | Included | $99/yr |
| 107 | Atmos Rewards Summit Visa Infinite Credit Card | Travel delay protection | $25/yr | $395/yr |
| 108 | American Express Gold Card | Trip Delay Insurance | $15/yr | $325/yr |
| 109 | Bilt Obsidian Card | Lost or Damaged Luggage Insurance | Included | $95/yr |
| 110 | Bilt Palladium Card | Trip Delay | $10/yr | $495/yr |
| 111 | Bank of America® Premium Rewards® Elite | Travel Protections | $5/yr | $550/yr |
| 112 | Savor Rewards for Good Credit | Travel Accident Insurance | $10/yr | No fee |
| 113 | Capital One Savor Cash Rewards Credit Card | Travel Accident Insurance | $5/yr | No fee |
| 114 | Chase Sapphire Reserve | Emergency Medical and Dental | $15/yr | $795/yr |
| 115 | Marriott Bonvoy Business American Express Card | Trip Delay Reimbursement | $15/yr | $125/yr |
| 116 | Chase Freedom Flex | Trip Cancellation/Interruption Insurance | $15/yr | No fee |
| 117 | Citi / AAdvantage Executive World Elite Mastercard | Trip Cancellation & Interruption Protection | $15/yr | $695/yr |
| 118 | Citi / AAdvantage Globe Mastercard | Travel and shopping protection benefits | $25/yr | $350/yr |
| 119 | Citi Strata Elite℠ Card | Travel and Shopping Protection | Included | $595/yr |
| 120 | Delta SkyMiles Gold Business American Express Card | Trip Delay Insurance | $15/yr | $150/yr |
| 121 | Delta SkyMiles Gold American Express Card | Trip Delay Insurance | Included | $150/yr |
| 122 | Delta SkyMiles Platinum Business American Express Card | Trip Delay Insurance | $15/yr | $350/yr |
| 123 | Delta SkyMiles Platinum American Express Card | Trip Delay Insurance | $15/yr | $350/yr |
| 124 | Delta SkyMiles Reserve Business American Express Card | Trip Cancellation and Interruption Insurance | $15/yr | $650/yr |
| 125 | Delta SkyMiles Reserve American Express Card | Trip Cancellation and Interruption Insurance | $15/yr | $650/yr |
| 126 | One Key+ Card | Trip Cancellation and Interruption | $25/yr | $99/yr |
| 127 | United Club Infinite Card | Trip Cancellation and Interruption Insurance | $15/yr | $695/yr |
