Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Fraud Protection perks across top credit cards, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | The AARP® Travel Rewards Mastercard® | Fraud Liability Protection | $35/yr | No fee |
| 2 |
| Gap Good Rewards Mastercard® |
| Mastercard Zero Liability Protection |
| Included |
| No fee |
| 3 | Navy Federal Credit Union Platinum Card | Visa Zero Liability | Included | No fee |
| 4 | Air France KLM World Elite Mastercard® | $0 Liability Fraud Protection | Included | $89/yr |
| 5 | Capital One SavorOne Student Cash Rewards Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 6 | Allways Rewards Visa® | $0 Liability Guarantee | Included | $59/yr |
| 7 | AllModern Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 8 | The AARP® Essential Rewards Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 9 | Prime Visa | Zero Liability Protection | Included | No fee |
| 10 | Amazon Visa | Zero Liability Protection | Included | No fee |
| 11 | Blue Business Cash Card from American Express | Fraud Protection | Included | No fee |
| 12 | Blue Business Plus Credit Card from American Express | Fraud Protection | Included | No fee |
| 13 | Blue Cash Everyday Card from American Express | Fraud Protection | Included | No fee |
| 14 | Blue Cash Preferred Card from American Express | Fraud Protection | Included | $95/yr |
| 15 | American Express Business Gold Card | Fraud Protection | Included | $375/yr |
| 16 | The Business Platinum Card from American Express | Fraud Protection | Included | $895/yr |
| 17 | American Express Gold Card | Fraud Protection | Included | $325/yr |
| 18 | Apple Card | Apple Pay Privacy & Security | $25/yr | No fee |
| 19 | AT&T Points Plus® Card From Citi | Fraud Early Warning | Included | No fee |
| 20 | AvantCard Credit Card | Mastercard Zero Liability Protection | Included | $75/yr |
| 21 | Banana Republic Rewards Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 22 | BankAmericard Credit Card | Mastercard Zero Liability Protection | $10/yr | No fee |
| 23 | BankAmericard Credit Card for Students | Mastercard Zero Liability Protection | Included | No fee |
| 24 | Barclays View Mastercard | Zero Fraud Liability Protection | Included | No fee |
| 25 | My Best Buy® Visa® Card | Visa Zero Liability | Included | No fee |
| 26 | Bass Pro Shops® CLUB Card | Mastercard Zero Liability Protection | Included | No fee |
| 27 | Birch Lane Mastercard | Mastercard Zero Liability Protection | $5/yr | No fee |
| 28 | BJ's One™ Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 29 | BJ's One+™ Mastercard® | Zero Fraud Liability | Included | No fee |
| 30 | BMO Escape | Mastercard Zero Liability Protection | Included | $150/yr |
| 31 | BMO Platinum Rewards Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 32 | BMO Premium Rewards Mastercard® | Mastercard Zero Liability Protection | Included | $95/yr |
| 33 | Business Advantage Customized Cash Rewards | 24/7 Fraud Monitoring and Alerts | Included | No fee |
| 34 | Business Advantage Travel Rewards World Mastercard® | Fraud Monitoring | Included | No fee |
| 35 | Bank of America® Customized Cash Rewards Secured | Visa Zero Liability | Included | No fee |
| 36 | Bank of America® Customized Cash Rewards for Students | $0 Liability Guarantee | $10/yr | No fee |
| 37 | Bank of America Premium Rewards Credit Card | Zero Liability Protection | Included | $95/yr |
| 38 | Susan G. Komen® Customized Cash Rewards | $0 Liability Guarantee | Included | No fee |
| 39 | Bank of America® Travel Rewards | Zero Liability Protection | Included | No fee |
| 40 | Bank of America® Unlimited Cash Rewards Secured | Visa Zero Liability | Included | No fee |
| 41 | Bank of America® Unlimited Cash Rewards for Students | $0 Liability Guarantee | Included | No fee |
| 42 | Bank of America Travel Rewards Credit Card for Students | $0 Liability Guarantee | Included | No fee |
| 43 | bp rewards Visa® | Visa Zero Liability | Included | No fee |
| 44 | Quicksilver Rewards for Good Credit | $0 Fraud Liability | $25/yr | No fee |
| 45 | Quicksilver Secured Rewards | $0 Fraud Liability | $100/yr | No fee |
| 46 | Capital One Quicksilver Student Cash Rewards Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 47 | Capital One QuicksilverOne Cash Rewards Credit Card | Mastercard Zero Liability Protection | Included | $39/yr |
| 48 | Savor Rewards for Good Credit | Mastercard Zero Liability Protection | Included | No fee |
| 49 | Capital One Platinum Secured Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 50 | Amazon Prime Store Card | Zero Fraud Liability | Included | No fee |
| 51 | TSC Visa Card | Visa Zero Liability | Included | No fee |
| 52 | Citi® Diamond Preferred® Card | Mastercard Zero Liability Protection | Included | No fee |
| 53 | BMO Business Platinum Rewards | Mastercard Zero Liability Protection | Included | No fee |
| 54 | Firstcard Secured Credit Builder Card | Zero Liability for Fraudulent Charges | Included | No fee |
| 55 | GM Business™ Mastercard® | $0 Fraud liability | Included | No fee |
| 56 | Marriott Bonvoy Business American Express Card | Fraud Protection | Included | $125/yr |
| 57 | Reflex Mastercard | Mastercard Zero Liability Protection | Included | $99/yr |
| 58 | SKYPASS SkyBlue Visa® | Visa Zero Liability | Included | No fee |
| 59 | Navyist Rewards Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 60 | L.L.Bean Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 61 | TD FlexPay Credit Card | Visa Zero Liability | Included | No fee |
| 62 | VentureOne Rewards for Good Credit | Mastercard Zero Liability Protection | Included | No fee |
| 63 | Capital Vacations® World Mastercard® | $0 Fraud Liability Protection | Included | No fee |
| 64 | Carnival® World Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 65 | Chase Freedom Flex | Zero Liability Protection | Included | No fee |
| 66 | Chase Freedom Unlimited | Zero Liability Protection | $5/yr | No fee |
| 67 | Aeroplan® Card | 24/7 Fraud Monitoring | Included | $195/yr |
| 68 | Chase Freedom Rise® Credit Card | 24/7 Fraud Monitoring | Included | No fee |
| 69 | World of Hyatt Credit Card | Zero Liability Protection | $5/yr | $95/yr |
| 70 | Chime Card™ Visa Credit Card | Visa Zero Liability | Included | No fee |
| 71 | Choice Privileges Select Mastercard | Mastercard Zero Liability Protection | Included | $95/yr |
| 72 | American Airlines AAdvantage MileUp | Mastercard Zero Liability Protection | Included | No fee |
| 73 | Citi Double Cash Card | 24-Hour Fraud Protection | $5/yr | No fee |
| 74 | Citi Strata Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 75 | Citi Strata Premier Card | Zero Liability Protection | $5/yr | $95/yr |
| 76 | Costco Anywhere Visa Card by Citi | Visa Zero Liability | Included | No fee |
| 77 | Chase Sapphire Preferred Card | Zero Liability Protection | Included | $95/yr |
| 78 | Current Build Card | Visa Zero Liability | Included | No fee |
| 79 | Discover it Balance Transfer | Zero Fraud Liability | Included | No fee |
| 80 | Delta SkyMiles Blue American Express Card | Fraud Protection | Included | No fee |
| 81 | Delta SkyMiles Gold American Express Card | Fraud Protection | Included | $150/yr |
| 82 | Delta SkyMiles Gold Business American Express Card | Fraud Protection | Included | $150/yr |
| 83 | Delta SkyMiles Platinum American Express Card | Fraud Protection | Included | $350/yr |
| 84 | Delta SkyMiles Platinum Business American Express Card | Fraud Protection | Included | $350/yr |
| 85 | Delta SkyMiles Reserve American Express Card | Fraud Protection | Included | $650/yr |
| 86 | Delta SkyMiles Reserve Business American Express Card | Fraud Protection | Included | $650/yr |
| 87 | Destiny Mastercard | Mastercard Zero Liability Protection | Included | $59/yr |
| 88 | Dillard’s Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 89 | Discover it Student Cash Back | Zero Fraud Liability | Included | No fee |
| 90 | Discover it® Secured Credit Card | Zero Fraud Liability | Included | No fee |
| 91 | Discover it® Chrome | Zero Fraud Liability | Included | No fee |
| 92 | Discover it® Miles | $0 Fraud Liability | Included | No fee |
| 93 | Discover it® Student Chrome | $0 Fraud Liability | Included | No fee |
| 94 | Discover it Cash Back | $0 Fraud Liability Guarantee | Included | No fee |
| 95 | Disney Premier Visa Card | Visa Zero Liability | Included | $49/yr |
| 96 | Disney Visa Card | Visa Zero Liability | Included | No fee |
| 97 | eBay Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 98 | Edward Jones® Everyday Solutions Flex Balance Mastercard® | Zero Fraud Liability Protection | $5/yr | No fee |
| 99 | Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard® | Zero Fraud Liability Protection | Included | No fee |
| 100 | Getaway by FNBO℠ | Mastercard Zero Liability Protection | Included | No fee |
| 101 | FRONTIER Airlines World Mastercard | Mastercard Zero Liability Protection | Included | $99/yr |
| 102 | Gap Encore Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 103 | Gemini Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 104 | Hilton Honors American Express Card | Fraud Protection | Included | No fee |
| 105 | The Hilton Honors American Express Business Card | Fraud Protection | Included | $195/yr |
| 106 | Hilton Honors American Express Aspire Card | Fraud Protection | Included | $550/yr |
| 107 | Hilton Honors American Express Surpass Card | Fraud Protection | Included | $150/yr |
| 108 | Imagine Visa Credit Card | Zero Fraud Liability | Included | $99/yr |
| 109 | JetBlue Card | Mastercard Zero Liability Protection | Included | No fee |
| 110 | Joss & Main Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 111 | Marriott Bonvoy Bevy American Express Card | Fraud Protection | Included | $250/yr |
| 112 | Marriott Bonvoy Brilliant American Express Card | Fraud Protection | Included | $650/yr |
| 113 | Milestone Mastercard | Zero Fraud Liability | Included | $99/yr |
| 114 | Mission Lane Visa Credit Card | Visa Zero Liability | Included | $59/yr |
| 115 | Navy Federal GO REWARDS® Card | Visa Zero Liability | Included | No fee |
| 116 | Navy Federal Visa cashRewards Card | Zero Liability | Included | No fee |
| 117 | Nibbles Pet Rewards Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 118 | Norwegian Cruise Line® World Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 119 | Old Navy Encore Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 120 | OpenSky Secured Visa Credit Card | Visa Zero Liability | Included | $35/yr |
| 121 | PayPal Cashback Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 122 | Priceline VIP Rewards™ Visa® | Visa Zero Liability | Included | No fee |
| 123 | Rakuten American Express Card | Billing Dispute Protection | Included | No fee |
| 124 | RCI® Elite Rewards® Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 125 | Sam's Club Business Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 126 | Sam's Club Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 127 | Sam’s Club World Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 128 | SavorOne Rewards from Capital One | $0 Fraud Liability | Included | $39/yr |
| 129 | Self Visa Credit Card | Visa Zero Liability | Included | $25/yr |
| 130 | SoFi Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 131 | Surge Mastercard | Zero Fraud Liability | Included | No fee |
| 132 | Synchrony Premier Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 133 | Target Circle Card | Mastercard Zero Liability Protection | Included | No fee |
| 134 | TD Clear Card | Visa Zero Liability | Included | No fee |
| 135 | TD Double Up Credit Card | Zero Liability Fraud Protection | Included | No fee |
| 136 | TD FlexPay Credit Card | Visa Zero Liability | Included | No fee |
| 137 | U.S. Bank Triple Cash Rewards Visa® Business | Visa Zero Liability | Included | No fee |
| 138 | Edward Jones® Everyday Solutions Business World Elite Mastercard® | Zero Fraud Liability Protection | Included | No fee |
| 139 | U.S. Bank Shield Visa Card | Visa Zero Liability | Included | No fee |
| 140 | Capital One Venture Rewards Credit Card | $0 Fraud Liability | $5/yr | $95/yr |
| 141 | Walmart OnePay CashRewards | Mastercard Zero Liability Protection | Included | No fee |
| 142 | Wawa® | Mastercard Zero Liability Protection | Included | No fee |
| 143 | Wells Fargo Autograph Journey Visa Credit Card | Zero Liability Protection | Included | $95/yr |
| 144 | Wells Fargo Reflect Card | Visa Zero Liability | Included | No fee |
| 145 | Wells Fargo Active Cash Card | Zero Liability Protection | Included | No fee |
| 146 | Wells Fargo Autograph Visa Credit Card | Zero Liability Protection | $5/yr | No fee |
| 147 | Xbox Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 148 | DoorDash Rewards Mastercard® | 24/7 Fraud Monitoring | $50/yr | No fee |
