Credit Cards with Fraud Protection (2026)
Fraud Protection perks across top credit cards, ranked by estimated value.
Top 3 Picks
All 128 Cards Compared
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | The AARP® Essential Rewards Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 2 | The AARP® Travel Rewards Mastercard® | Fraud Liability Protection | $35/yr | No fee |
| 3 | Air France KLM Visa Signature® Credit Card | $0 Liability Fraud Protection | Included | $89/yr |
| 4 | Allways Rewards Visa® | $0 Liability Guarantee | Included | $59/yr |
| 5 | AllModern Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 6 | Amazon Prime Store Card | Zero Fraud Liability | Included | No fee |
| 7 | Amazon Visa | Zero Liability Protection | Included | No fee |
| 8 | Blue Business Cash Card from American Express | Fraud Protection | Included | No fee |
| 9 | Blue Business Plus Credit Card from American Express | Fraud Protection | Included | No fee |
| 10 | Blue Cash Everyday Card from American Express | Fraud Protection | Included | No fee |
| 11 | Blue Cash Preferred Card from American Express | Fraud Protection | Included | $95/yr |
| 12 | American Express Business Gold Card | Fraud Protection | Included | $375/yr |
| 13 | The Business Platinum Card from American Express | Fraud Protection | Included | $895/yr |
| 14 | American Express Gold Card | Fraud Protection | Included | $325/yr |
| 15 | Apple Card | Apple Pay Privacy & Security | $25/yr | No fee |
| 16 | AT&T Points Plus® Card From Citi | Fraud Early Warning | Included | No fee |
| 17 | AvantCard Credit Card | Mastercard Zero Liability Protection | Included | Fee not published |
| 18 | Banana Republic Encore Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 19 | BankAmericard Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 20 | BankAmericard Credit Card for Students | Mastercard Zero Liability Protection | Included | No fee |
| 21 | Bass Pro Shops® CLUB Card | Mastercard Zero Liability Protection | Included | No fee |
| 22 | My Best Buy® Visa® Card | Visa Zero Liability | Included | Fee not published |
| 23 | Birch Lane Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 24 | BJ's One+™ Mastercard® | Zero Fraud Liability | Included | No fee |
| 25 | BMO Business Platinum Rewards | Mastercard Zero Liability Protection | Included | No fee |
| 26 | BMO Escape | Mastercard Zero Liability Protection | Included | $150/yr |
| 27 | BMO Platinum Rewards Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 28 | BMO Premium Rewards Mastercard® | Mastercard Zero Liability Protection | Included | $95/yr |
| 29 | Business Advantage Customized Cash Rewards | 24/7 Fraud Monitoring and Alerts | Included | No fee |
| 30 | Business Advantage Travel Rewards World Mastercard® | Fraud Monitoring | Included | No fee |
| 31 | Bank of America® Customized Cash Rewards Secured | Visa Zero Liability | Included | No fee |
| 32 | Bank of America® Customized Cash Rewards for Students | $0 Liability Guarantee | Included | No fee |
| 33 | Susan G. Komen® Customized Cash Rewards | $0 Liability Guarantee | Included | No fee |
| 34 | Bank of America® Unlimited Cash Rewards Secured | Visa Zero Liability | Included | No fee |
| 35 | Bank of America® Unlimited Cash Rewards for Students | $0 Liability Guarantee | Included | No fee |
| 36 | Bank of America Travel Rewards Credit Card for Students | $0 Liability Guarantee | Included | No fee |
| 37 | bp rewards Visa® | Visa Zero Liability | Included | No fee |
| 38 | Quicksilver Rewards for Good Credit | Mastercard Zero Liability Protection | Included | No fee |
| 39 | Quicksilver Secured Rewards | Mastercard Zero Liability Protection | Included | No fee |
| 40 | Capital One Quicksilver Student Cash Rewards Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 41 | Capital One QuicksilverOne Cash Rewards Credit Card | Mastercard Zero Liability Protection | Included | $39/yr |
| 42 | Savor Rewards for Good Credit | Mastercard Zero Liability Protection | Included | No fee |
| 43 | Capital One Savor Student Cash Rewards Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 44 | Capital One Platinum Secured Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 45 | VentureOne Rewards for Good Credit | Mastercard Zero Liability Protection | Included | No fee |
| 46 | Capital Vacations® World Mastercard® | $0 Fraud Liability Protection | Included | No fee |
| 47 | Carnival Rewards™ Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 48 | Aeroplan® Card | 24/7 Fraud Monitoring | Included | $195/yr |
| 49 | Chase Freedom Flex | 24/7 Fraud Monitoring | Included | No fee |
| 50 | Chase Freedom Rise® Credit Card | 24/7 Fraud Monitoring | Included | No fee |
| 51 | Chase Freedom Unlimited | 24/7 Fraud Monitoring | Included | No fee |
| 52 | Chime Card™ Visa Credit Card | Visa Zero Liability | Included | No fee |
| 53 | Choice Privileges Select Mastercard | Mastercard Zero Liability Protection | Included | $95/yr |
| 54 | American Airlines AAdvantage MileUp | Mastercard Zero Liability Protection | Included | No fee |
| 55 | Citi Double Cash Card | 24-Hour Fraud Protection | $5/yr | No fee |
| 56 | Citi® Diamond Preferred® Card | Mastercard Zero Liability Protection | Included | No fee |
| 57 | Citi Strata Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 58 | Costco Anywhere Visa Card by Citi | Visa Zero Liability | Included | No fee |
| 59 | Current Build Card | Visa Zero Liability | Included | No fee |
| 60 | Delta SkyMiles Blue American Express Card | Fraud Protection | Included | No fee |
| 61 | Delta SkyMiles Gold American Express Card | Fraud Protection | Included | $150/yr |
| 62 | Delta SkyMiles Gold Business American Express Card | Fraud Protection | Included | $150/yr |
| 63 | Delta SkyMiles Platinum American Express Card | Fraud Protection | Included | $350/yr |
| 64 | Delta SkyMiles Platinum Business American Express Card | Fraud Protection | Included | $350/yr |
| 65 | Delta SkyMiles Reserve American Express Card | Fraud Protection | Included | $650/yr |
| 66 | Delta SkyMiles Reserve Business American Express Card | Fraud Protection | Included | $650/yr |
| 67 | Destiny Mastercard | Mastercard Zero Liability Protection | Included | Fee not published |
| 68 | Dillard’s Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 69 | Discover it Student Cash Back | Zero Fraud Liability | Included | No fee |
| 70 | Discover it Balance Transfer | $0 Fraud Liability | Included | No fee |
| 71 | Discover it® Chrome | Zero Fraud Liability | Included | No fee |
| 72 | Discover it® Miles | $0 Fraud Liability | Included | No fee |
| 73 | Discover it® Secured Credit Card | $0 Fraud Liability | Included | No fee |
| 74 | Discover it® Student Chrome | $0 Fraud Liability | Included | No fee |
| 75 | Discover it Cash Back | $0 Fraud Liability Guarantee | Included | No fee |
| 76 | Disney Premier Visa Card | Visa Zero Liability | Included | $49/yr |
| 77 | Disney Visa Card | Visa Zero Liability | Included | No fee |
| 78 | Edward Jones® Everyday Solutions Flex Balance Mastercard® | Zero Fraud Liability Protection | $5/yr | No fee |
| 79 | Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard® | Zero Fraud Liability Protection | Included | No fee |
| 80 | Getaway by FNBO℠ | Mastercard Zero Liability Protection | Included | No fee |
| 81 | FRONTIER Airlines World Mastercard | Mastercard Zero Liability Protection | Included | $99/yr |
| 82 | Gap Encore Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 83 | Gemini Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 84 | GM Business™ Mastercard® | $0 Fraud liability | Included | No fee |
| 85 | Hilton Honors American Express Card | Fraud Protection | Included | No fee |
| 86 | The Hilton Honors American Express Business Card | Fraud Protection | Included | $195/yr |
| 87 | Hilton Honors American Express Aspire Card | Fraud Protection | Included | $550/yr |
| 88 | Hilton Honors American Express Surpass Card | Fraud Protection | Included | $150/yr |
| 89 | Imagine Visa Credit Card | Zero Fraud Liability | Included | Fee not published |
| 90 | JetBlue Card | Mastercard Zero Liability Protection | Included | No fee |
| 91 | Joss & Main Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 92 | SKYPASS SkyBlue Visa® | Visa Zero Liability | Included | No fee |
| 93 | L.L.Bean Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 94 | Marriott Bonvoy Bevy American Express Card | Fraud Protection | Included | $250/yr |
| 95 | Marriott Bonvoy Brilliant American Express Card | Fraud Protection | Included | $650/yr |
| 96 | Marriott Bonvoy Business American Express Card | Fraud Protection | Included | $125/yr |
| 97 | Milestone Mastercard | Zero Fraud Liability | Included | Fee not published |
| 98 | Nibbles Pet Rewards Credit Card | Mastercard Zero Liability Protection | Included | No fee |
| 99 | Norwegian Cruise Line® World Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 100 | Old Navy Encore Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 101 | OpenSky Secured Visa Credit Card | Visa Zero Liability | Included | $35/yr |
| 102 | PayPal Cashback Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 103 | Priceline VIP Rewards™ Visa® | Visa Zero Liability | Included | No fee |
| 104 | Rakuten American Express Card | Billing Dispute Protection | Included | No fee |
| 105 | RCI® Elite Rewards® Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 106 | Reflex Mastercard | Mastercard Zero Liability Protection | Included | Fee not published |
| 107 | Sam's Club Business Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 108 | Sam's Club Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 109 | Sam’s Club World Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 110 | SavorOne Rewards from Capital One | $0 Fraud Liability | Included | $39/yr |
| 111 | Self Visa Credit Card | Visa Zero Liability | Included | $25/yr |
| 112 | Surge Mastercard | Zero Fraud Liability | Included | Fee not published |
| 113 | Synchrony Premier World Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 114 | Target Circle Card | Mastercard Zero Liability Protection | Included | No fee |
| 115 | TD Clear Visa Platinum Credit Card | Visa Zero Liability | Included | No fee |
| 116 | TD Double Up Credit Card | Zero Liability Fraud Protection | Included | No fee |
| 117 | TD FlexPay Credit Card | Visa Zero Liability | Included | No fee |
| 118 | TSC Visa Card | Visa Zero Liability | Included | No fee |
| 119 | U.S. Bank Triple Cash Rewards Visa® Business | Visa Zero Liability | Included | No fee |
| 120 | Edward Jones® Everyday Solutions Business World Elite Mastercard® | Zero Fraud Liability Protection | Included | No fee |
| 121 | U.S. Bank Shield Visa Card | Visa Zero Liability | Included | No fee |
| 122 | Capital One Venture Rewards Credit Card | $0 Fraud Liability | Included | $95/yr |
| 123 | Walmart OnePay CashRewards | Mastercard Zero Liability Protection | Included | No fee |
| 124 | Wawa® Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 125 | Wells Fargo Autograph Journey Visa Credit Card | Zero Liability Protection | Included | $95/yr |
| 126 | Wells Fargo Reflect Card | Visa Zero Liability | Included | No fee |
| 127 | Xbox Mastercard | Mastercard Zero Liability Protection | Included | No fee |
| 128 | DoorDash Rewards Mastercard® | 24/7 Fraud Monitoring | $50/yr | No fee |