Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Fraud Protection benefit details — $39/yr annual fee
You won't be held responsible for unauthorized transactions made in store, online, or via mobile device.
Create unique virtual card numbers for every online purchase to protect your real card number from fraud and data breaches
