Credit Cards with Identity Theft Protection (2026)
Identity Theft Protection perks across top credit cards, ranked by estimated value.
Top 3 Picks
All 68 Cards Compared
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Savor Rewards for Good Credit | CreditWise® | $25/yr | No fee |
| 2 | VentureOne Rewards for Good Credit | CreditWise® | $25/yr | No fee |
| 3 | Discover it Cash Back | Free FICO Credit Score | $25/yr | No fee |
| 4 | NHL® Discover it® Credit Card | FICO® Credit Score | $25/yr | No fee |
| 5 | Emirates Skywards Premium World Elite Mastercard® | FICO® Credit Score | $25/yr | $499/yr |
| 6 | Emirates Skywards Rewards World Elite Mastercard® | FICO® Credit Score | $25/yr | $99/yr |
| 7 | The AARP® Essential Rewards Mastercard® | Complimentary FICO Credit Score | $5/yr | No fee |
| 8 | Bank of America® Customized Cash Rewards for Students | FICO® Score | Included | No fee |
| 9 | Bank of America® Unlimited Cash Rewards for Students | FICO® Score | Included | No fee |
| 10 | Quicksilver Secured Rewards | CreditWise® | Included | No fee |
| 11 | The Platinum Card from American Express | Fraud Protection | Included | $895/yr |
| 12 | Amtrak Guest Rewards® Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 13 | ANA CARD U.S.A. Plus | Visa Zero Liability | Included | $85/yr |
| 14 | Apple Card | Mastercard Zero Liability Protection | Included | No fee |
| 15 | Athleta Encore Mastercard® | Mastercard Zero Liability Protection | Included | No fee |
| 16 | AT&T Points Plus® Card From Citi | Mastercard ID Theft Protection | Included | No fee |
| 17 | Bass Pro Shops® CLUB Card | Mastercard ID Theft Protection | Included | No fee |
| 18 | BJ's One™ Mastercard® | Mastercard ID Theft Protection | Included | No fee |
| 19 | BJ's One+™ Mastercard® | Mastercard ID Theft Protection | Included | No fee |
| 20 | BMO Business Platinum Rewards | Mastercard ID Theft Protection | Included | No fee |
| 21 | BMO Escape | Mastercard ID Theft Protection | Included | $150/yr |
| 22 | BMO Platinum Rewards Mastercard® | Mastercard ID Theft Protection | Included | No fee |
| 23 | BMO Premium Rewards Mastercard® | Mastercard ID Theft Protection | Included | $95/yr |
| 24 | Cabela's CLUB® Card | Mastercard ID Theft Protection | Included | No fee |
| 25 | Citi / AAdvantage Business World Elite Mastercard | Mastercard ID Theft Protection | Included | $99/yr |
| 26 | Citi / AAdvantage Executive World Legend Mastercard | Mastercard ID Theft Protection | Included | $695/yr |
| 27 | Citi / AAdvantage Globe Mastercard | Mastercard ID Theft Protection | Included | $350/yr |
| 28 | American Airlines AAdvantage MileUp | HELP KEEP YOUR IDENTITY SAFE | Included | No fee |
| 29 | Citi / AAdvantage Platinum Select World Elite Mastercard | Mastercard ID Theft Protection | Included | $99/yr |
| 30 | Citi Double Cash Card | Citi Identity Theft Solutions | $5/yr | No fee |
| 31 | Citi® Diamond Preferred® Card | Mastercard ID Theft Protection | Included | No fee |
| 32 | Citi Strata Elite℠ Card | Mastercard ID Theft Protection | Included | $595/yr |
| 33 | Citi Strata Credit Card | Mastercard® ID Theft Protection | Included | No fee |
| 34 | Citi Strata Premier Card | Mastercard ID Theft Protection | Included | $95/yr |
| 35 | Edward Jones® Everyday Solutions Flex Balance Mastercard® | Mastercard ID Theft Protection™ | Included | No fee |
| 36 | Edward Jones® Everyday Solutions Triple Rewards World Elite Mastercard® | Mastercard ID Theft Protection™ | Included | No fee |
| 37 | REI Co-op® Mastercard® | Mastercard ID Theft Protection | Included | No fee |
| 38 | SoFi Unlimited 2% | ID Theft Protection | Included | No fee |
| 39 | Edward Jones® Everyday Solutions Business World Elite Mastercard® | Mastercard ID Theft Protection™ | Included | No fee |
| 40 | U.S. Bank Shield Visa Card | Free Credit Score Access | $5/yr | No fee |
| 41 | Quicksilver Rewards for Good Credit | CreditWise from Capital One | $25/yr | No fee |
| 42 | GM Rewards™ Mastercard® | Complimentary FICO® Credit Score | $25/yr | No fee |
| 43 | Discover it® Secured Credit Card | Free FICO Credit Score | $15/yr | No fee |
| 44 | Wells Fargo Autograph Visa Credit Card | Credit Close-Up FICO Score Monitoring | $15/yr | No fee |
| 45 | Capital One Savor Cash Rewards Credit Card | CreditWise® | $5/yr | No fee |
| 46 | Capital One Platinum Secured Credit Card | Credit Reporting | $5/yr | No fee |
| 47 | Capital One Venture Rewards Credit Card | CreditWise® | $5/yr | $95/yr |
| 48 | Wells Fargo Active Cash Card | Credit Close-Up (Free FICO Score) | $5/yr | No fee |
| 49 | Xbox Mastercard | Free FICO® Score | $5/yr | No fee |
| 50 | Bank of America® Premium Rewards® Elite | FICO® Score | Included | $550/yr |
| 51 | Bank of America Premium Rewards Credit Card | FICO® Score | Included | $95/yr |
| 52 | Bank of America® Travel Rewards | FICO® Score | Included | No fee |
| 53 | Bank of America Travel Rewards Credit Card for Students | FICO® Score | Included | No fee |
| 54 | Capital One QuicksilverOne Cash Rewards Credit Card | CreditWise® | Included | $39/yr |
| 55 | SavorOne Rewards from Capital One | CreditWise® | Included | $39/yr |
| 56 | Capital One VentureOne Rewards Credit Card | CreditWise® | Included | No fee |
| 57 | Costco Anywhere Visa Card by Citi | Free FICO® Score Access | Included | No fee |
| 58 | Discover it Balance Transfer | Free FICO Credit Score | Included | No fee |
| 59 | Discover it® Miles | Free FICO Credit Score | Included | No fee |
| 60 | Discover it Student Cash Back | Free FICO Credit Score | Included | No fee |
| 61 | Discover it® Student Chrome | Free FICO Credit Score | Included | No fee |
| 62 | Getaway by FNBO℠ | FICO® Score | Included | No fee |
| 63 | FRONTIER Airlines World Mastercard | COMPLIMENTARY FICO® CREDIT SCORE | Included | $99/yr |
| 64 | Norwegian Cruise Line® World Mastercard® | FICO® Score | Included | No fee |
| 65 | Capital One Quicksilver Cash Rewards Credit Card | CreditWise Credit Monitoring | Included | No fee |
| 66 | Discover it® Chrome | Free FICO Score Monitoring | $25/yr | No fee |
| 67 | Milestone Mastercard | Free FICO Score Monitoring | Included | Fee not published |
| 68 | Self Visa Credit Card | Free Credit Score Monitoring | Included | $25/yr |