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Citi Strata Elite℠ Card

Citi Strata Elite℠ Card Identity Theft Protection

$595/yr annual fee. 2 identity theft protection benefits, with what each is worth and the limits that apply.

Annual fee
$595/yr
Estimated value
$5/yr
Benefits
2

Access FICO® Score

Included

Get free access to your FICO® Score online to review your credit history

Value Analysis

Estimated Value
$5

Mastercard ID Theft Protection

Coverage
Enrollment required

Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.