Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Identity Theft Protection benefit details — No annual fee
View your FICO® Score anytime, with no impact to your score. It's updated monthly and easy to find on the Citi Mobile® App and Citi® Online. See th...
Complimentary HealthLock membership to monitor and protect your medical identity and data.
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.