Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Identity Theft Protection benefit details — $99/yr annual fee
Monitor your credit score for free every month with clear explanations of the factors affecting your score
Monitor your credit file for suspicious activity with alerts for new inquiries, address changes, and accounts.