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REI Co-op® Mastercard® Identity Theft Protection

No annual fee. One identity theft protection benefit, with what each is worth and the limits that apply.

Annual fee
No fee
Benefit
1

Mastercard ID Theft Protection

Coverage
Enrollment required

Monitor surface and dark web for compromised credentials with real-time alerts and resolution services included.

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.