Credit Cards with Cell Phone Protection (2026)
Cell Phone Protection perks across top credit cards, ranked by estimated value.
Top 3 Picks
All 41 Cards Compared
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | USAA Cashback Rewards Plus American Express® | Cell Phone Protection | Included | No fee |
| 2 | Ink Business Premier® Credit Card | Cell Phone Protection | Included | $195/yr |
| 3 | Chase Sapphire Reserve for Business | Cell Phone Protection | Included | $795/yr |
| 4 | Ink Business Preferred® Credit Card | Cell Phone Protection | Included | $95/yr |
| 5 | Wells Fargo Autograph Journey Visa Credit Card | Cellular Telephone Protection | Included | $95/yr |
| 6 | The Business Platinum Card from American Express | Cell Phone Protection | Included | $895/yr |
| 7 | American Express Business Gold Card | Cell Phone Protection | Included | $375/yr |
| 8 | The Platinum Card from American Express | Cell Phone Protection | Included | $895/yr |
| 9 | Bilt Palladium Card | Cellular Wireless Telephone Protection | Included | $495/yr |
| 10 | Choice Privileges Mastercard | Cellular Telephone Protection | Included | No fee |
| 11 | Delta SkyMiles Reserve American Express Card | Cell Phone Protection | Included | $650/yr |
| 12 | Hilton Honors American Express Aspire Card | Cell Phone Protection | Included | $550/yr |
| 13 | Marriott Bonvoy Brilliant American Express Card | Cell Phone Protection | Included | $650/yr |
| 14 | SoFi Unlimited 2% | Cell phone protection | Included | No fee |
| 15 | Capital One Venture X Rewards Credit Card | Cell Phone Protection | Included | $395/yr |
| 16 | BMO Escape | Cellular Wireless Telephone Protection | Included | $150/yr |
| 17 | BMO Premium Rewards Mastercard® | Cellular Wireless Telephone Protection | Included | $95/yr |
| 18 | State Farm Business Cash Rewards Visa Signature® | Cell phone protection | Included | No fee |
| 19 | State Farm Premier Cash Rewards Visa Signature® | Cell phone protection | Included | No fee |
| 20 | TD Double Up Credit Card | Cell Phone Protection | Included | No fee |
| 21 | U.S. Bank Shield Visa Card | Cell phone protection | Included | No fee |
| 22 | Wells Fargo Autograph Visa Credit Card | Cellular Telephone Protection | Included | No fee |
| 23 | Wells Fargo Active Cash Card | Cell Phone Protection | Included | No fee |
| 24 | Wells Fargo Reflect Card | Cell Phone Protection | Included | No fee |
| 25 | PenFed Platinum Rewards Visa Signature® Card | Cell Phone Protection | Included | No fee |
| 26 | TD Clear Visa Platinum Credit Card | Cell phone protection | Included | No fee |
| 27 | TD First Class℠ Visa Signature® | Cell phone protection | Included | $89/yr |
| 28 | TD FlexPay Credit Card | Cell phone protection | Included | No fee |
| 29 | BMO Platinum Rewards Mastercard® | Cell Phone Protection | Included | No fee |
| 30 | Navy Federal GO REWARDS® Card | Cell Phone Protection | Included | No fee |
| 31 | Bilt Blue Card | Cellular Wireless Telephone Protection | Included | No fee |
| 32 | Bilt Obsidian Card | Cellular Wireless Telephone Protection | Included | $95/yr |
| 33 | DoorDash Rewards Mastercard® | Cell Phone Protection | Included | No fee |
| 34 | Choice Privileges Select Mastercard | Cellular Telephone Protection | Included | $95/yr |
| 35 | Delta SkyMiles Platinum Business American Express Card | Cell Phone Protection | Included | $350/yr |
| 36 | Delta SkyMiles Platinum American Express Card | Cell Phone Protection | Included | $350/yr |
| 37 | Edward Jones® Everyday Solutions Flex Balance Mastercard® | Cellular Wireless Telephone Protection | Included | No fee |
| 38 | Mastercard® Black | Cellular Phone Protection | Included | $699/yr |
| 39 | Mastercard® Titanium | Cellular Phone Protection | Included | $299/yr |
| 40 | PenFed Pathfinder Rewards Visa Signature Card | Cell Phone Protection | Included | $95/yr |
| 41 | TD Cash Credit Card | Cell phone protection | $40/yr | No fee |