Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; data as of September 27, 2026. Card issuers do not influence our rankings or content.
Cell Phone Protection perks across top credit cards, ranked by estimated value.
| # | Card | Benefit | Value | Annual Fee |
|---|---|---|---|---|
| 1 | Ink Business Premier® Credit Card | Cell Phone Protection | $5/yr | $195/yr |
| 2 |
| Chase Sapphire Reserve for Business |
| Cell Phone Protection |
| $40/yr |
| $795/yr |
| 3 | Ink Business Preferred® Credit Card | Cell Phone Protection | $40/yr | $95/yr |
| 4 | Capital One VentureOne Rewards Credit Card | Cell Phone Protection | Included | No fee |
| 5 | Wells Fargo Autograph Journey Visa Credit Card | Cellular Telephone Protection | Included | $95/yr |
| 6 | The Business Platinum Card from American Express | Cell Phone Protection | $40/yr | $895/yr |
| 7 | American Express Business Gold Card | Cell Phone Protection | $40/yr | $375/yr |
| 8 | The Platinum Card from American Express | Cell Phone Protection | $40/yr | $895/yr |
| 9 | Bilt Palladium Card | Cellular Wireless Telephone Protection | $40/yr | $495/yr |
| 10 | Chase Freedom Flex | Cell Phone Protection | Included | No fee |
| 11 | Choice Privileges Mastercard | Cellular Telephone Protection | $100/yr | No fee |
| 12 | Delta SkyMiles Reserve American Express Card | Cell Phone Protection | Included | $650/yr |
| 13 | The Hilton Honors American Express Business Card | Cell Phone Protection | Included | $195/yr |
| 14 | Hilton Honors American Express Aspire Card | Cell Phone Protection | $40/yr | $550/yr |
| 15 | Marriott Bonvoy Brilliant American Express Card | Cell Phone Protection | $50/yr | $650/yr |
| 16 | SoFi Credit Card | Cell Phone Protection | $40/yr | No fee |
| 17 | Capital One Venture X Rewards Credit Card | Cell Phone Protection | Included | $395/yr |
| 18 | BMO Escape | Cellular Wireless Telephone Protection | $50/yr | $150/yr |
| 19 | BMO Premium Rewards Mastercard® | Cellular Wireless Telephone Protection | $50/yr | $95/yr |
| 20 | State Farm Business Cash Rewards Visa Signature® | Cell phone protection | $5/yr | No fee |
| 21 | State Farm Premier Cash Rewards Visa Signature® | Cell phone protection | $5/yr | No fee |
| 22 | Synchrony Premier Mastercard | Cell Phone Protection | Included | No fee |
| 23 | TD Double Up Credit Card | Cell Phone Protection | $40/yr | No fee |
| 24 | U.S. Bank Shield Visa Card | Cell phone protection | $40/yr | No fee |
| 25 | Wells Fargo Autograph Visa Credit Card | Cellular Telephone Protection | Included | No fee |
| 26 | Wells Fargo Reflect Card | Cellular Telephone Protection | Included | No fee |
| 27 | Wells Fargo Active Cash Card | Cell Phone Protection | $40/yr | No fee |
| 28 | PenFed Platinum Rewards Visa Signature® Card | Cell Phone Protection | Included | No fee |
| 29 | TD First Class℠ Visa Signature® | Cell phone protection | Included | $89/yr |
| 30 | BMO Platinum Rewards Mastercard® | Cell Phone Protection | $5/yr | No fee |
| 31 | Navy Federal GO REWARDS® Card | Cell Phone Protection | Included | No fee |
| 32 | Amtrak Guest Rewards® Preferred Mastercard® | Cell Phone Protection | $40/yr | $99/yr |
| 33 | Bilt Blue Card | Cellular Wireless Telephone Protection | $50/yr | No fee |
| 34 | Bilt Obsidian Card | Cellular Wireless Telephone Protection | $40/yr | $95/yr |
| 35 | BJ's One™ Mastercard® | Cell Phone Protection | $40/yr | No fee |
| 36 | BJ's One+™ Mastercard® | Cell Phone Protection | $40/yr | No fee |
| 37 | Cabela's CLUB® Card | Cell Phone Protection | $40/yr | No fee |
| 38 | Capital One Quicksilver Cash Rewards Credit Card | Cell Phone Protection | $40/yr | No fee |
| 39 | Capital One Savor Cash Rewards Credit Card | Cell Phone Protection | $40/yr | No fee |
| 40 | SavorOne Rewards from Capital One | Cell Phone Protection | $40/yr | $39/yr |
| 41 | Capital One Spark Cash Select for Business | Cell Phone Protection | $40/yr | $95/yr |
| 42 | DoorDash Rewards Mastercard® | Cell Phone Protection | $40/yr | No fee |
| 43 | Capital One Venture Rewards Credit Card | Cell Phone Protection | $40/yr | $95/yr |
| 44 | Cathay World Elite Mastercard® | Cell Phone Protection | $40/yr | $99/yr |
| 45 | Aeroplan® Card | Cell Phone Protection | $40/yr | $195/yr |
| 46 | Choice Privileges Select Mastercard | Cellular Telephone Protection | $50/yr | $95/yr |
| 47 | Citi / AAdvantage Business World Elite Mastercard | Cell Phone Protection | $40/yr | $99/yr |
| 48 | Delta SkyMiles Platinum Business American Express Card | Cell Phone Protection | $10/yr | $350/yr |
| 49 | Delta SkyMiles Platinum American Express Card | Cell Phone Protection | $10/yr | $350/yr |
| 50 | Edward Jones® Everyday Solutions Flex Balance Mastercard® | Cellular Wireless Telephone Protection | $50/yr | No fee |
| 51 | Emirates Skywards Premium World Elite Mastercard® | Cell Phone Protection | $40/yr | $499/yr |
| 52 | Emirates Skywards Rewards World Elite Mastercard® | Cell Phone Protection | $40/yr | $99/yr |
| 53 | GM Business™ Mastercard® | Cell Phone Protection | $40/yr | No fee |
| 54 | GM Rewards™ Mastercard® | Cell Phone Protection | $40/yr | No fee |
| 55 | Hawaiian Airlines® World Elite Business Mastercard® | Cell Phone Protection | $40/yr | $99/yr |
| 56 | Icelandair Premium Mastercard® | Cell Phone Protection | $40/yr | $39/yr |
| 57 | IHG One Rewards Premier Business Credit Card | Cell Phone Protection | $40/yr | $99/yr |
| 58 | IHG One Rewards Premier Credit Card | Cell Phone Protection | $40/yr | $99/yr |
| 59 | IHG One Rewards Traveler Credit Card | Cell Phone Protection | $40/yr | No fee |
| 60 | JetBlue Business Card | Cell Phone Protection | $40/yr | $99/yr |
| 61 | JetBlue Plus Card | Cell Phone Protection | $40/yr | $99/yr |
| 62 | JetBlue Premier Card | Cell Phone Protection | $40/yr | $499/yr |
| 63 | Mastercard® Black | Cellular Phone Protection | $5/yr | $699/yr |
| 64 | Mastercard® Titanium | Cellular Phone Protection | $5/yr | $299/yr |
| 65 | Miles & More® World Elite Mastercard® | Cell Phone Protection | $40/yr | $89/yr |
| 66 | One Key+ Card | Cell Phone Protection | $40/yr | $99/yr |
| 67 | PenFed Pathfinder Rewards Visa Signature Card | Cell Phone Protection | $40/yr | $95/yr |
| 68 | REI Co-op® Mastercard® | Cell Phone Protection | $40/yr | No fee |
| 69 | SaksFirst World Elite Mastercard® | Cell Phone Protection | $40/yr | No fee |
| 70 | TD Cash Credit Card | Cell phone protection | $40/yr | No fee |
| 71 | Virgin Red Rewards Mastercard® | Cell Phone Protection | $40/yr | $99/yr |
| 72 | Wyndham Rewards Earner Business Card | Cell phone protection | $40/yr | $149/yr |
