The Platinum Card from American Express

The Platinum Card from American Express Cell Phone Protection

$895/yr annual fee. One cell phone protection benefit, with what each is worth and the limits that apply.

Annual fee
$895/yr
Benefit
1

Cell Phone Protection

$800 coverage

Up to $800 per claim and $1,600 annually for cell phone damage or theft when paying monthly wireless bill with Platinum Card — just $50 deductible

Editorial disclosure: CardRewards.ai is an independent comparison service. Card data comes from issuers' published terms; catalog last published November 13, 2026, and each card page shows when its terms were last checked. Card issuers do not influence our rankings or content.